Emma Borghs

Active

Private limited companyfounded 20242 yrs activeOudeleeuwenrui 54, 2000 Antwerpen, BelgiumKBO/BCE: BE 1010.545.505

Summary

Emma Borghs has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33,319 and a net result of €29,319. The computed 12-month bankruptcy probability is 1.2% (low).

Risk analysisWatch Report Compare

Emma BorghsActiveChecked score 66/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€59,719total assets 2025

Equity: €33,319
Profit: €29,319

Turnover not published (abridged schema)

Financial health

66 Healthy Checked score 2025

Bankruptcy chance 12 m: 1.2%

Structure

Accounts 30 d early0 of 1 deed read

Why 66- Founded in 2024- No main activity registered+ Liquidity: current ratio 1.07, cash €15,436+ Equity €33,319 (55.8% of total assets)Show the evidence

Checked score

Score 2025

66 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 65% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 81

equity 55.8% of total assets

Liquidity 61

short-term debt 44.2% · cash 25.8%

Profitability 100

return on assets 49.1%

Bankruptcy probability, 12 months

1.2% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 07-2025: 2.4% 08-2025: 2.4%● 0.0% vs 07-2025 09-2025: 2.5%▲ +4.5% vs 08-2025 10-2025: 2.9%▲ +15.8% vs 09-2025 11-2025: 3.1%▲ +5.6% vs 10-2025 12-2025: 3.4%▲ +9.5% vs 11-2025 01-2026: 3.6%▲ +6.2% vs 12-2025 02-2026: 3.6%● 0.0% vs 01-2026 03-2026: 3.5%▼ -2.6% vs 02-2026 04-2026: 3.5%▼ -1.1% vs 03-2026 05-2026: 3.9%▲ +12.1% vs 04-2026 06-2026: 3.8%▼ -1.1% vs 05-2026 07-2026: 4.6%▲ +19.9% vs 06-2026highest value 08-2026: 1.2%▼ -73.8% vs 07-2026lowest value 09-2026: 1.2%● 0.0% vs 08-2026lowest value 10-2026: 1.2%● 0.0% vs 09-2026lowest value

Founded in 2024 raises the probability for this profile
Liquidity: current ratio 1.07, cash €15,436 lowers the probability
No main activity registered raises the probability
Equity €33,319 (55.8% of total assets) lowers the probability

Credit up to €2,000 at 30 days acceptable

Liquidity tight (current ratio 1.07; short-term debt: 44.2% and cash: 25.8% of total assets), and 44.2% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 48%, liquidity 58%, profitability 90%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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