EMM’IT
ActiveEMM’IT has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €83k and a net result of €27k. Equity is growing by ~54.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 2687 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+6
Solvency100▲+27
Growth78=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 34.5 against 2.94 in 2024; short-term debt: 2.2% and cash: 20.3% of total assets), and 2.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.8%
Return on assets
31.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
28 d late
2024
30 d late
2023
21 d late
2022
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€83k▲ 47.4%
2024 · €57k
2022: €10k
2023: €32k
2024: €57k
2022 → 2025
Total assets
€85k▼ 28.4%
2024 · €119k
2022: €14k
2023: €77k
2024: €119k
2022 → 2025
Net result
€27k▲ 10.5%
2024 · €24k
2022: €7k
2023: €22k
2024: €24k
2022 → 2025
Working capital
€62k▲ 8.0%
2024 · €58k
2022: €9k
2023: €33k
2024: €58k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€10k-€32k▲ 229%€57k▲ 75.1%€83k▲ 47.4%
Operating result€7k-€25k▲ 235%€30k▲ 21.6%€35k▲ 16.1%
Net result€7k-€22k▲ 207%€24k▲ 7.9%€27k▲ 10.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 16% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €85k
Fixed assets
€21k▼ 33.3%
Current assets
€64k▼ 26.6%
Equity and liabilities €85k
Equity
€83k▲ 47.4%
Debt
€2k▼ 97.0%
The debt ratio falls from 52.5% to 2.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€45k▲
2024 · €41k
Cash flow
€37k▲
2024 · €36k
Solvency
97.8%▲
2024 · 47.5%
Current ratio
34.50▲
2024 · 2.94
Quick ratio
34.50▲
2024 · 2.94
Debt / equity
0.02▼
2024 · 1.10
ROE
32.1%▼
2024 · 42.9%
ROA
31.4%▲
2024 · 20.4%
Debt
€2k▼
2024 · €62k
Debt ≤ 1 year
€2k▼
2024 · €30k
Income taxes
€8k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€119k€85k▼
Fixed assets21/28€32k€21k▼
Tangible fixed assets22/27€32k€21k▼
Leasing and similar rights25€32k€21k▼
Current assets29/58€87k€64k▼
Amounts receivable within one year40/41€67k€47k▼
Trade receivables40€17k-
Other amounts receivable41€50k€47k▼
Cash at bank and in hand54/58€20k€17k▼
Equity and liabilities
Total equity and liabilities10/49€119k€85k▼
Equity10/15€57k€83k▲
Contributions10/11€3k€3k=
Capital10€3k€3k=
Issued capital100€3k€3k=
Profit (loss) carried forward14€54k€81k▲
Amounts payable17/49€62k€2k▼
Amounts payable after more than one year17€33k-
Financial debts170/4€33k-
Amounts payable within one year42/48€30k€2k▼
Trade debts44€27k€745▼
Suppliers440/4€27k€745▼
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€2k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▼
Gross operating margin9900€41k€45k▲
Operating profit (loss)9901€30k€35k▲
Financial charges65/66B€211-
Recurring financial charges65€211-
Profit (loss) for the period before taxes9903€30k€35k▲
Income taxes67/77€6k€8k▲
Profit (loss) for the period9904€24k€27k▲
Profit (loss) for the period to be appropriated9905€24k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€54k€81k▲
Profit (loss) brought forward from the previous period14P€30k€54k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-12
Financial
Highest result since 2022net €27k ▲10.5%
Operating result €35k, net result €27k, both a record.
31-12
Financial
Liquidity times 12current ratio 34.50
Current ratio from 2.94 to 34.50; short-term debt falls from €30k to €2k.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
31-12
Financial
Liquidity times 8current ratio 24.08
Current ratio from 3.09 to 24.08; short-term debt falls from €4k to €1k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Generaal Wahislaan 16 EA/61030 SchaarbeekGround area
3,014 m²
Building footprint
953 m²
Volume, LiDAR
20,937 m³
2 parcels, Brussels · tallest building 28.5 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Tervurenlaan 266/Bb01, 1150 Sint-Pieters-Woluwe
since 20222.329.368.391
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21904B0384/00K000indicative | Brussels | 2,385 m² | 1 · 626 m² | 26.6 m · 7 fl. |
| 21019A0196/00K002 | Brussels | 629 m² | 1 · 327 m² | 28.5 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,887 companies in sector 62100 we hold annual accounts for 8,777. 6,953 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-03-2022
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.