Summary
EMLV is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €7,675 and a net result of €6,675. Its solvency ranks better than 63% of 9,727 sector peers (NACE 64, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Activities of holding companies
NACE 64210
1 site
Size
€11,521total assets 2025
- Equity
- €7,675
- Profit
- €6,675
Turnover not published (micro format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Signalsraises riskYoung company2025 accounts filed 10 days lateShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
Two signals.
raises risk
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2025 accounts filed 10 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
10 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: DE RUYCK Elke Ann…
Financials · financial year 2025, micro format
2025 annual accounts filed late (10 days) Filed on 10 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00393156.
Equity
€7,675
Net result
€6,675
Total assets
€11,521
Solvency
66.6%
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
Equity and liabilities €11,521
Equity
€7,675
Debt
€3,846
Debt finances 33.4% of the balance-sheet total.
Key figures and ratios
ROE
87.0%
ROA
57.9%
Debt ≤ 1 year
€3,846
Income taxes
€1,808
Annual accounts
| Line | 2025 |
|---|---|
| Other operating charges640/8 | €128 |
| Gross operating margin9900 | €8,719 |
| Operating profit (loss)9901 | €8,591 |
| Financial income75/76B | €0 |
| Recurring financial income75 | €0 |
| Financial charges65/66B | €107 |
| Recurring financial charges65 | €107 |
| Profit (loss) for the period before taxes9903 | €8,483 |
| Income taxes67/77 | €1,808 |
| Profit (loss) for the period9904 | €6,675 |
| Profit (loss) for the period to be appropriated9905 | €6,675 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €11,521 | |
| Current assets29/58 | €11,521 | |
| Amounts receivable within one year40/41 | €83 | |
| Other amounts receivable41 | €83 | |
| Cash at bank and in hand54/58 | €11,438 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €11,521 | |
| Equity10/15 | €7,675 | |
| Contributions10/11 | €1,000 | |
| Reserves13 | €6,675 | |
| Distributable reserves133 | €6,675 | |
| Amounts payable17/49 | €3,846 | |
| Amounts payable within one year42/48 | €3,846 | |
| Taxes, remuneration and social security45 | €1,808 | |
| Taxes450/3 | €1,808 | |
| Other amounts payable47/48 | €2,038 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €6,675 |
| Operating cash flow (approximation) | €6,675 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 10-08-2026 | 2026-00393156 |
Similar companies · same sector, comparable size
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GMT
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Of the 24,459 active companies whose main activity is activities of holding companies (NACE 64210), figures are known for 20,049. 4,449 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
1 director, no change since 2024
DE RUYCK Elke Ann Berthe
CurrentDirector (not named in the articles) · since 03-09-2024
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ.
See the directors and other office holders in the KBO →
Mandate history
1 person since 2024, 1 in office
- Board
| Name | Functions and periods |
|---|---|
| DE RUYCK Elke Ann Berthe |
|
Owners and capital
Capital and shareholders
Shareholders according to the deeds
At incorporation
act of 03-09-2024 ↗
- DE RUYCK Elke Ann Berthe 100 shares (100%)
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
Capital over the years
- 03-09-2024 Incorporation · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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History
Acts, filings and financial milestones
2026
10-08
NBB filing
Annual accounts filed
financial year 2025 · micro format · 10 days late
2024
03-09
Gazette deed
IncorporationAppointment: DE RUYCK Elke Ann Berthe (director) · Registered office clause · Pre-incorporation commitments7 facts ▸
Gazette deed
Incorporation
Appointment: DE RUYCK Elke Ann Berthe (director) · Registered office clause · Pre-incorporation commitments7 facts ▸
- Registered office clause, “8570 Anzegem, Heuntjeshoek 8” (deed in Dutch)
- Director appointment, DE RUYCK Elke Ann Berthe (director (not named in the articles))
- Pre-incorporation commitments, “takeover, alle verbintenissen en daaruit voortvloeiende verplichtingen en alle activiteiten in naam en voor rekening van vennootschap in oprichting door compara…” (deed in Dutch)
- Incorporation, 30-08-2024
- Founder, DE RUYCK Elke Ann Berthe
- Founding capital
- Shareholding, 100
Gazette deedNBB filing
1 of 1 deed read
Register details
Identification
Legal formPrivate limited company
Founded30-08-2024
Financial year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
63920Other information service activities
73300Public relations and communication consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:1013003266
Also
9925:BE1013003266
Registered
05-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 26 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
Location & real-estate footprint
Registered office, Anzegem · 1 establishment unit since 2024
Ground area
1,704 m²
Building footprint
14 m²
Building volume
29 m³
Parcel 34002B0663/00F000, Flanders · tallest building 2.6 m. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
EMLV
since 2024unit no. 2.363.157.253
1 parcel
Flanders
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 34002B0663/00F000 | Flanders | 1,704 m² | 1 · 14 m² | 2.6 m · 1 |
How the parcels are linked
Good to know
The parcel matches the address exactly.
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- EMLV
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “toegekend, met de mogelijkheid een deel van deze bevoegdheden te delegeren. Indien de vennootschap door meer dan één bestuurders wordt…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Natuurlijke personen of rechtspersonen,al dan niet aandeelhouder, 1” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Gelijk recht in winstverdeling, gelijk recht in vereffeningssaldo” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- 20 June at 10:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “In vormen vereist voor statutenwijziging, algemene vergadering” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Bij ontbinding om welke reden en op welk ogenblik ook, bestuurder(s) in functie als vereffenaar(s) krachtens statuten indien geen andere…” (deed in Dutch)