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EMJ

Active
Private limited companyfounded 20241 yr activeRue du Pourrain 76, 5330 Assesse, BelgiumKBO/BCE: BE 1016.713.319
Summary

The computed 12-month bankruptcy probability of EMJ is 1.8% (moderate). The 2025 annual accounts show equity of €31,099 and a net result of €21,099. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability84
Solvency43
Growth-
Track record67
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.36; short-term debt: 14.7% and cash: 10.4% of total assets), and 82.2% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
17.8%
Return on assets
12.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
26 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 28 November 2024, EMJ was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€31,099
Total assets
€174,229
Net result
€21,099
Working capital
€9,169

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €172,526
Fixed assets €137,745
Current assets €34,782
Equity and liabilities €174,229
Equity €31,099
Debt €143,130
Debt finances 82.2% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€37,708
Cash flow
€30,752
Current ratio
1.36
Debt to equity
4.60
ROE
67.8%
ROA
12.1%
Interest coverage
24.93
Debt ≤ 1 year
€25,613
Debt > 1 year
€117,518
Income taxes
€5,468
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 44 lines
Balance sheet Code2025
Assets
Total assets20/58€174,229
Formation expenses20€1,703
Fixed assets21/28€137,745
Tangible fixed assets22/27€137,745
Plant, machinery and equipment23€657
Furniture and vehicles24€14,905
Assets under construction and advance payments27€122,182
Current assets29/58€34,782
Amounts receivable within one year40/41€15,114
Trade receivables40€6,575
Other amounts receivable41€8,539
Cash at bank and in hand54/58€18,096
Deferred charges and accrued income490/1€1,571
Equity and liabilities
Total equity and liabilities10/49€174,229
Equity10/15€31,099
Contributions10/11€10,000
Reserves13€20,000
Distributable reserves133€20,000
Profit (loss) carried forward14€1,099
Amounts payable17/49€143,130
Amounts payable after more than one year17€117,518
Financial debts170/4€117,518
Amounts payable within one year42/48€25,613
Current portion of amounts payable after more than one year42€7,395
Trade debts44€1,727
Suppliers440/4€1,727
Taxes, remuneration and social security45€1,298
Taxes450/3€1,298
Other amounts payable47/48€15,191
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,653
Other operating charges640/8€2,150
Gross operating margin9900€39,858
Operating profit (loss)9901€28,055
Financial income75/76B€25
Recurring financial income75€25
Financial charges65/66B€1,513
Recurring financial charges65€1,513
Profit (loss) for the period before taxes9903€26,567
Income taxes67/77€5,468
Profit (loss) for the period9904€21,099
Profit (loss) for the period to be appropriated9905€21,099
Appropriation of the result
Profit (loss) to be appropriated9906€21,099
Transfer to equity691/2€20,000
To other reserves6921€20,000

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,653
Other operating charges640/8€2,150
Gross operating margin9900€39,858
Operating profit (loss)9901€28,055
Financial income75/76B€25
Recurring financial income75€25
Financial charges65/66B€1,513
Recurring financial charges65€1,513
Profit (loss) for the period before taxes9903€26,567
Income taxes67/77€5,468
Profit (loss) for the period9904€21,099
Profit (loss) for the period to be appropriated9905€21,099
Line2025
Assets
Total assets20/58€174,229
Formation expenses20€1,703
Fixed assets21/28€137,745
Tangible fixed assets22/27€137,745
Plant, machinery and equipment23€657
Furniture and vehicles24€14,905
Assets under construction and advance payments27€122,182
Current assets29/58€34,782
Amounts receivable within one year40/41€15,114
Trade receivables40€6,575
Other amounts receivable41€8,539
Cash at bank and in hand54/58€18,096
Deferred charges and accrued income490/1€1,571
Equity and liabilities
Total equity and liabilities10/49€174,229
Equity10/15€31,099
Contributions10/11€10,000
Reserves13€20,000
Distributable reserves133€20,000
Profit (loss) carried forward14€1,099
Amounts payable17/49€143,130
Amounts payable after more than one year17€117,518
Financial debts170/4€117,518
Amounts payable within one year42/48€25,613
Current portion of amounts payable after more than one year42€7,395
Trade debts44€1,727
Suppliers440/4€1,727
Taxes, remuneration and social security45€1,298
Taxes450/3€1,298
Other amounts payable47/48€15,191
Line2025
Profit (loss) for the period9904€21,099
+ Depreciation and write-downs630€9,653
Operating cash flow (approximation)€30,752

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
26-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Assesse · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
3,952 m²
Building footprint
89 m²
Parcel 92006B0166/00C000, Wallonia. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
EMJ
Rue du Pourrain 76, 5330 AssesseSpecialist medical practice
since 20242.367.023.197
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92006B0166/00C000 Wallonia 3,951 m² 1 · 89 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded28-11-2024
Fiscal year end31-12
Contact
E-mail emj@gmx.fr
Phone +32476307110
E-invoicing
Reachable via Peppol
Peppol ID 0208:1016713319
Registered 20-01-2026

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.