EMIR FRUIT
ActiveThe computed 12-month bankruptcy probability of EMIR FRUIT is 2.3% (moderate). The 2023 annual accounts show equity of €47k and a net result of €9k. Equity is growing by ~16.4% per year across the filed fiscal years. Its solvency ranks better than 80% of 24647 sector peers (fiscal year 2023). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2023
93
/ 100
Excellent▲ +30 vs 2022
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2022
Profitability97▲+74
Solvency100▲+45
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Liquidity ample (current ratio 3.15 against 1.42 in 2022), and 31.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
68.3%
Return on assets
13.2%
Age of the figures
32 mo
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 5 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline15-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 19-11-2024, 111 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
111 d late
2022
87 d late
2021
543 d late
2020
60 d late
2019
375 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Equity
€47k▲ 24.1%
2022 · €38k
2019: €24k
2020: €25k
2021: €36k
2022: €38k
2019 → 2023
Total assets
€69k▼ 46.2%
2022 · €129k
2019: €31k
2020: €25k
2021: €47k
2022: €129k
2019 → 2023
Net result
€9k▲ 419%
2022 · €2k
2019: €6k
2020: €392
2021: €12k
2022: €2k
2019 → 2023
Working capital
€47k▲ 24.1%
2022 · €38k
2019: €7k
2021: €21k
2022: €38k
2019 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€24k-€25k▲ 1.6%€36k▲ 48.2%€38k▲ 4.9%€47k▲ 24.1%
Operating result€6k-€728▼ 86.8%€13k▲ 1,727%€3k▼ 75.8%€12k▲ 288%
Net result€6k-€392▼ 92.9%€12k▲ 2,908%€2k▼ 85.0%€9k▲ 419%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2023; 2023 is 288% above 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Equity and liabilities €69k
Equity
€47k▲ 24.1%
Debt
€22k▼ 75.7%
The debt ratio falls from 70.4% to 31.7%: equity grows while debt is paid down.
Key figures and ratios
Solvency
68.3%▲
2022 · 29.6%
Current ratio
3.15▲
2022 · 1.42
Quick ratio
3.15▲
2022 · 1.42
Debt / equity
0.46▼
2022 · 2.37
ROE
19.4%▲
2022 · 4.6%
ROA
13.2%▲
2022 · 1.4%
Debt
€22k▼
2022 · €90k
Debt ≤ 1 year
€22k▼
2022 · €90k
Income taxes
€3k▲
2022 · €488
Staff costs
€7k▼
2022 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€129k€69k▼
Current assets29/58€129k€69k▼
Amounts receivable after more than one year29€74k-
Trade receivables290€74k-
Other amounts receivable291€13-
Amounts receivable within one year40/41-€47k
Trade receivables40-€47k
Other amounts receivable41-€13
Cash at bank and in hand54/58€1k€7k▲
Deferred charges and accrued income490/1€53k€15k▼
Equity and liabilities
Total equity and liabilities10/49€129k€69k▼
Equity10/15€38k€47k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€19k€29k▲
Amounts payable17/49€90k€22k▼
Amounts payable within one year42/48€90k€22k▼
Trade debts44€54k€13k▼
Suppliers440/4€54k€13k▼
Taxes, remuneration and social security45€11k€9k▼
Taxes450/3€9k€9k▼
Remuneration and social security454/9€2k-
Other amounts payable47/48€25k-
Income statement
Code20222023
Remuneration, social security and pensions62€19k€7k▼
Other operating charges640/8€2k€8k▲
Gross operating margin9900€24k€27k▲
Operating profit (loss)9901€3k€12k▲
Financial income75/76B-€5
Recurring financial income75-€5
Financial charges65/66B€965€466▼
Recurring financial charges65€965€466▼
Profit (loss) for the period before taxes9903€2k€12k▲
Income taxes67/77€488€3k▲
Profit (loss) for the period9904€2k€9k▲
Profit (loss) for the period to be appropriated9905€2k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€19k€29k▲
Profit (loss) brought forward from the previous period14P€18k€19k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
19-08
State Gazette act
Registered officeRegistered-office move1 fact ▸
State Gazette act
Registered office
Registered-office move1 fact ▸
- Registered-office move, Winterslagstraat 207 bus 5 te 3600 Genk
2024
19-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 111 days late
25-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 543 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 3.15
Current ratio from 1.42 to 3.15; short-term debt falls from €90k to €22k.
26-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 87 days late
2021
31-12
Financial
Highest result since 2019net €12k ▲2908%
Operating result €13k, net result €12k, both a record.
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
10-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 375 days late
2020
31-12
Financial
Weakest financial yearnet €392 ▼92.9%
Net result drops to €392, the lowest in the series; recovery starts the following year.
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Winterslagstraat 2073600 GenkGround area
237 m²
Building footprint
106 m²
Volume, LiDAR
657 m³
Parcel 71016I0111/00M003, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EMIR FRUIT
since 20192.288.612.159
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71016I0111/00M003 | Flanders | 237 m² | 1 · 106 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGenk2.288.612.159
Similar companies · same sector, comparable size
SELECT GROENTEN EN FRUIT STEFFI & ROSA
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Ignace SEPULCHRE
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EA IMPERIUM
BE 0721.405.034
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TMC Consult
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Of 3,810 companies in sector 47210 we hold annual accounts for 958. 781 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded30-04-2019
Fiscal year end31-12
Activities, NACEBEL
47210Retail sale of fruit and vegetables
47810Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.