Skip to content

EMIL INVEST

Active
Private limited company (pre-2019)founded 2001active for 24 yearsPlace du Parc 1, 7000 Mons, BelgiumKBO/BCE: BE 0476.376.403

The file of EMIL INVEST contains 2 historical bankruptcy publications, as published in the Belgian Official Gazette.

Summary

The computed 12-month bankruptcy probability is 1.1% (low). The 2025 annual accounts show negative equity (-€183,058) and a net result of -€5,778. Equity has been shrinking by about 61% per year since 2018. Its solvency ranks better than 5% of 3,396 sector peers (NACE 62, financial year 2025).

Overview

Official details

Source: KBO
Status
Active since 21-12-2001 Normal situation
Activity
Computer consultancy and computer facilities management NACE 62200and 1 other
Establishment unit
2.114.161.124 7000 Mons, since 24-10-2002
Financial year end
31 December
Peppol
Reachable since 25-11-2025

Board and ownership

Board
  • HAMMOUD BILALDirector
Auditor
COMPTA FISC SERVICES SPRL
Shareholders
  • HAMMOUD Bilaldeed of 20-05-2022

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Annual accounts 2025
Gross margin
€81,449
▲ 36×
Turnover
≈ €210,000
estimated
Loss
€5,778
▼ 92.8%
Equity
-€183,058
▼ 3.3%
Total assets
€28,628
▼ 83.3%
Employees on 31-12-2025
1
=
  • Negative equity on 31-12-2025
  • 2025 accounts filed 61 days after the deadline
Score breakdownraises riskCapped at 59: negative equityNegative equity -€183,058Loss of €5,778, the second in a row (financial year 2025)lowers riskLiquidity: current ratio 0.13, cash €14,886Sector: Computer programming, consultancy and related activities (NACE 62)Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 18% of micro companies in computer programming and consultancy (NACE 62)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 0=
equity -639.4% of total assets
Liquidity 50+40
short-term debt 708.3% · cash 52.0%
Profitability 0=
return on assets -20.2%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,917 companies, NACE 62, micro)
Last 24 months 12-2024: 1.8% 01-2025: 1.8%● unchanged vs 12-2024 02-2025: 1.8%● unchanged vs 01-2025 03-2025: 1.7%▼ -0.1 percentage points vs 02-2025 04-2025: 1.7%● unchanged vs 03-2025 05-2025: 1.7%● unchanged vs 04-2025 06-2025: 1.6%▼ -0.1 percentage points vs 05-2025 07-2025: 1.7%▲ +0.1 percentage points vs 06-2025 08-2025: 2.1%▲ +0.4 percentage points vs 07-2025 09-2025: 3.5%▲ +1.4 percentage points vs 08-2025highest value 10-2025: 3.5%● unchanged vs 09-2025highest value 11-2025: 3.5%● unchanged vs 10-2025highest value 12-2025: 3.5%● unchanged vs 11-2025highest value 01-2026: 3.5%● unchanged vs 12-2025highest value 02-2026: 3.5%● unchanged vs 01-2026highest value 03-2026: 3.4%▼ -0.1 percentage points vs 02-2026 04-2026: 3.4%● unchanged vs 03-2026 05-2026: 3.2%▼ -0.2 percentage points vs 04-2026 06-2026: 2.0%▼ -1.2 percentage points vs 05-2026 07-2026: 2.1%▲ +0.1 percentage points vs 06-2026 08-2026: 2.4%▲ +0.3 percentage points vs 07-2026 09-2026: 2.4%● unchanged vs 08-2026 10-2026: 1.1%▼ -1.3 percentage points vs 09-2026lowest value 11-2026: 1.1%● unchanged vs 10-2026lowest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.13 (0.47 in 2024), below 1. Short-term debt is 708.3% and cash 52% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 3% of them on solvency, 27% on liquidity, 5% on profitability and 36% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Negative equity -€183,058
NBB · annual accounts
raises risk · Loss of €5,778, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.13, cash €14,886
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€183,058
neutral · Prior bankruptcy
Earlier bankruptcy on record in the Belgian Official Gazette, no current open procedure.
Belgian Official Gazette
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
61 days late
2024
29 days late
2023
29 days late
2022
30 days late
2021
9 days early
2020
17 days early
2019
15 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 15 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€183,058 View
  • Risk: 6 loss-making years in a rowloss in financial year 2025 -€5,778 View
  • Positive: Result rose in 2025from -€79,946 to -€5,778 ▲ 92.8% View
  • Caution: Lower solvency than 95% of companies in computer programming and consultancysector median 46.4% · 3,396 companies -639.4% View

Recent changes

  1. · Gazette deed Registered office moved from Brussels to MonsNew registered office: Place du Parc, 1 à 7000 MONS · Previous registered office: Rue de Barchon 4, 1000 Bruxelles
  2. · Gazette deed Admission: Constantin BUFTEA (associé actif)
  3. · Gazette deed Transfer of 5 shares from Lucian-Andrei MOFTOLEA to HAMMOUD Bilal
All 20 events

Comparable companies

These companies have the same main activity as EMIL INVEST: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €35,800 and €82,500, founded between 1976 and 2014.

CompanyTotal assetsGross margin
EMIL INVEST Mons€28,628€81,449
BRAECKMANS Kapellen€35,816€116,959
ALPHA S Wemmel€62,468€48,522
Peel Kontich€43,192€147,474
CODETTE Diest€62,135€141,063
INFORMATIQUE PROFESSIONNELLE ET CONSOMMABLES Ath€82,485€111,896
Services et Conseils La Louvière€57,063€94,507
Full comparison

Key facts about EMIL INVEST

What is the company number of EMIL INVEST?
The company number of EMIL INVEST is 0476.376.403. The VAT number is the same number with BE in front: BE 0476.376.403.
Where is EMIL INVEST based?
The registered office is at Place du Parc 1, 7000 Mons.Company details
What does EMIL INVEST do?
According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
What is the legal form of EMIL INVEST?
EMIL INVEST is a private limited company (pre-2019) (BVBA).
When was EMIL INVEST founded?
EMIL INVEST was founded on 21-12-2001.
Is EMIL INVEST still active?
Yes, EMIL INVEST is an active enterprise in the KBO register.
How many employees does EMIL INVEST have?
EMIL INVEST had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of EMIL INVEST?
The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €81,449 and 56 comparable companies (NACE 62200). It probably lies between €150,000 and €370,000.
Is EMIL INVEST profitable?
In financial year 2025, EMIL INVEST made a loss of €5,778.
Where can I find the annual accounts of EMIL INVEST?
EMIL INVEST filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of EMIL INVEST due?
EMIL INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.