EMGE CONSULTING
ActiveSummary
EMGE CONSULTING has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38k and a net result of €4k. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 36% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-5
Solvency63▼-37
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 4.02 against 4.15 in 2024; short-term debt: 11.9% and cash: 31.2% of total assets), but 61.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 25-10-2025, 6 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
6 d early
2024
on the day
2023
4 d early
2022
4 d late
2021
on the day
2020
1 d early
2019
23 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€38k▲ 8.6%
2024 · €35k
2019: €25k
2020: €32k
2021: €34k
2022: €34k
2023: €32k
2024: €35k
2019 → 2025
Total assets
€99k▲ 116%
2024 · €46k
2019: €36k
2020: €44k
2021: €46k
2022: €46k
2023: €44k
2024: €46k
2019 → 2025
Net result
€4k▲ 2.0%
2024 · €4k
2019: €13k
2020: €8k
2021: €2k
2022: €22
2023: €-2k
2024: €4k
2019 → 2025
Working capital
€36k▲ 5.0%
2024 · €34k
2019: €24k
2020: €31k
2021: €34k
2022: €34k
2023: €30k
2024: €34k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€34k-€34k▲ 0.1%€32k▼ 6.2%€35k▲ 9.2%€38k▲ 8.6%
Operating result€3k-€892▼ 69.8%€-2k€6k€6k▲ 3.8%
Net result€2k-€22▼ 98.7%€-2k€4k€4k▲ 2.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 4% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €99k
Fixed assets
€51k ▲ 5,286%
Current assets
€47k ▲ 6.1%
Equity and liabilities €99k
Equity
€38k ▲ 8.6%
Debt
€61k ▲ 465%
Debt's share of the balance-sheet total rises from 23.6% to 61.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€14k▲
2024 · €6k
Cash flow
€12k▲
2024 · €5k
Current ratio
4.02▼
2024 · 4.15
Debt to equity
1.61▲
2024 · 0.31
ROE
10.2%▼
2024 · 10.8%
ROA
3.9%▼
2024 · 8.3%
Interest coverage
102.37▲
2024 · 46.41
Debt ≤ 1 year
€12k▲
2024 · €11k
Debt > 1 year
€49k
Income taxes
€2k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€46k€99k▲
Fixed assets21/28€952€51k▲
Tangible fixed assets22/27€952€51k▲
Plant, machinery and equipment23€952€3k▲
Furniture and vehicles24-€48k
Current assets29/58€45k€47k▲
Amounts receivable within one year40/41€11k€17k▲
Trade receivables40€11k€17k▲
Cash at bank and in hand54/58€34k€31k▼
Equity and liabilities
Total equity and liabilities10/49€46k€99k▲
Equity10/15€35k€38k▲
Contributions10/11€8k€8k=
Reserves13€833€833=
Non-distributable reserves130/1€833€833=
Reserves not available under the articles1311€833€833=
Profit (loss) carried forward14€26k€29k▲
Amounts payable17/49€11k€61k▲
Amounts payable after more than one year17-€49k
Financial debts170/4-€49k
Amounts payable within one year42/48€11k€12k▲
Trade debts44€220€1k▲
Suppliers440/4€220€1k▲
Taxes, remuneration and social security45€6k€7k▲
Taxes450/3€4k€5k▲
Remuneration and social security454/9€2k€2k▼
Other amounts payable47/48€4k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€781€8k▲
Other operating charges640/8€765€955▲
Gross operating margin9900€7k€15k▲
Operating profit (loss)9901€6k€6k▲
Financial income75/76B-€33
Recurring financial income75-€33
Financial charges65/66B€137€136▼
Recurring financial charges65€137€136▼
Profit (loss) for the period before taxes9903€5k€6k▲
Income taxes67/77€2k€2k▲
Profit (loss) for the period9904€4k€4k▲
Profit (loss) for the period to be appropriated9905€4k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€30k▲
Profit (loss) brought forward from the previous period14P€23k€26k▲
Profit to be distributed694/7€833€859▲
Return on contributions (dividend)694€833€859▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
25-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Weakest financial yearnet €-2k ▼9594%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
2022
04-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2021
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Putte · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pachtersdreef 692580 PutteGround area
443 m²
Building footprint
120 m²
Volume, LiDAR
595 m³
Parcel 12029A0662/00R002, Flanders · tallest building 10.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
EMGE CONSULTING
since 20172.262.316.845
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12029A0662/00R002 | Flanders | 443 m² | 1 · 120 m² | 10.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 221 EUR awarded · 221 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 221 EUR | 221 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 36,295 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-02-2017
Fiscal year end31-03
Activities, NACEBEL 2025
70200Business and other management consultancy
71111Activities of building architects
71121Engineering and related technical consultancy, excluding land surveyors
71209Other technical testing and analysis
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.