Emfee
ActiveEmfee has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €129k and a net result of €31k. Equity is growing by ~40.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▼-3
Solvency100=
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 25.01 against 8.52 in 2024; short-term debt: 4% and cash: 27% of total assets), and 4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96%
Return on assets
22.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
65 d early
2024
28 d early
2023
7 d early
2022
40 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€129k▲ 31.1%
2024 · €99k
2022: €34k
2023: €61k
2024: €99k
2022 → 2025
Total assets
€135k▲ 20.6%
2024 · €112k
2022: €63k
2023: €68k
2024: €112k
2022 → 2025
Net result
€31k▼ 18.7%
2024 · €38k
2022: €33k
2023: €27k
2024: €38k
2022 → 2025
Working capital
€129k▲ 31.7%
2024 · €98k
2022: €33k
2023: €59k
2024: €98k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€34k-€61k▲ 80.6%€99k▲ 62.1%€129k▲ 31.1%
Operating result€47k-€39k▼ 17.2%€58k▲ 48.1%€43k▼ 25.7%
Net result€33k-€27k▼ 16.9%€38k▲ 39.1%€31k▼ 18.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €135k
Fixed assets
€147▼ 73.1%
Current assets
€135k▲ 21.1%
Equity and liabilities €135k
Equity
€129k▲ 31.1%
Debt
€5k▼ 58.8%
The debt ratio falls from 11.7% to 4.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€44k▼
2024 · €59k
Cash flow
€31k▼
2024 · €39k
Solvency
96.0%▲
2024 · 88.3%
Current ratio
25.01▲
2024 · 8.52
Quick ratio
25.01▲
2024 · 8.52
Debt / equity
0.04▼
2024 · 0.13
ROE
23.7%▼
2024 · 38.3%
ROA
22.8%▼
2024 · 33.8%
Interest coverage
25.48▼
2024 · 30.49
Debt
€5k▼
2024 · €13k
Debt ≤ 1 year
€5k▼
2024 · €13k
Income taxes
€13k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€112k€135k▲
Fixed assets21/28€546€147▼
Tangible fixed assets22/27€546€147▼
Plant, machinery and equipment23€546€147▼
Current assets29/58€111k€135k▲
Amounts receivable after more than one year29€31k€62k▲
Other amounts receivable291€31k€62k▲
Amounts receivable within one year40/41€22k€34k▲
Trade receivables40€13k€13k▲
Other amounts receivable41€10k€21k▲
Cash at bank and in hand54/58€57k€36k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€112k€135k▲
Equity10/15€99k€129k▲
Contributions10/11€1k€1k=
Reserves13€98k€128k▲
Distributable reserves133€98k€128k▲
Amounts payable17/49€13k€5k▼
Amounts payable within one year42/48€13k€5k▼
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€12k€4k▼
Taxes450/3€12k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€852€399▼
Other operating charges640/8€751€583▼
Gross operating margin9900€60k€44k▼
Operating profit (loss)9901€58k€43k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€57k€44k▼
Income taxes67/77€19k€13k▼
Profit (loss) for the period9904€38k€31k▼
Profit (loss) for the period to be appropriated9905€38k€31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€38k€31k▼
Transfer to equity691/2€38k€31k▼
To other reserves6921€38k€31k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 25.01
Current ratio from 8.52 to 25.01; short-term debt falls from €13k to €5k.
31-12
Financial
Equity above €100kEq €129k ▲31.1%
4 profitable years in a row build equity to €129k.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €38k ▲39.1%
Operating result €58k, net result €38k, both a record.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €27k ▼16.9%
Net result drops to €27k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 5current ratio 9.76
Current ratio from 2.13 to 9.76; short-term debt falls from €29k to €7k.
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sporthalplein 102610 AntwerpenGround area
1.2 ha
Building footprint
3,626 m²
Volume, LiDAR
77,056 m³
Parcel 11462A0223/00W000, Flanders · tallest building 70.3 m. Linked by address, not a title deed.
1 establishment unit
Emfee
since 20212.323.237.102
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11462A0223/00W000 | Flanders | 1.2 ha | 1 · 3,626 m² | 70.3 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 40,847 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-09-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.