Equity
€2.4m ▲ 1.5%
EMERGIMMO has made a profit in every financial year since 2006.
EMERGIMMO
Lifetime
20 annual accounts with figures on one time axis, 49 filings since 1977peak €550,972 (2019)
-not published
peak €215,090 (2018)
€35,883▼ 65.4%
peak €2.4m (2025)
€2.4m▲ 1.5%
€2.2m▲ 4.4%
peak 2.7 FTE (2009)
1.5 FTE▼ 21.1%
Board9 names since 1999
6 directorsDE NEEF Jozef and 5 others
Owners
99.99%Fundaro
Documentsfilings and deeds
24-06-202637 days before the deadline
2025financial year
Result from €103,751 to €35,883Staff from 1.9 FTE to 1.5 FTEInvestments €380,851Cash from €121,779 to €281,765
Key points
from the 2025 annual accountsResult
€35,883 ▼ 65.4%
The result fell in 2025 from €103,751 to €35,883.
Investments
€382,478 1.9 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 13.3% higher than in 2024.
Payment terms
210 days to suppliers
EMERGIMMO pays its suppliers 31 days earlier than in 2024.
Filings
49 annual accounts since 1977
The last five annual accounts were filed 34 to 43 days before the end of the period.
Board
1 joined · 5 left
Board changed. Latest change 09-04-2026 · 1 in office.
Checked score
93
Excellent
Financially stronger than 44% of micro companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026highest value
10-2026: < 0.1%▼ -0.2 percentage points vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Sector: Specialised construction activities (NACE 43)
lowers risk
Size: 1.5 FTE, total assets €4.6m
Founded in 1950
Legal form: limited partnership
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 57% of them on solvency, 55% on liquidity, 25% on profitability and 39% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,041 companies had the same profile as EMERGIMMO has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of EMERGIMMO itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for EMERGIMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €220,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.39 (3.15 in 2024), above the usual 1.5. Short-term debt is 8.3% and cash 6.1% of total assets. 47.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
37 days early
2024
43 days early
2023
37 days early
2022
35 days early
2021
34 days early
2020
45 days early
2019
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 37 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Fundaro 99.99%equity €5,175 (2025) · annual accounts 2025
Shares in 3 companies, including EMOSTEEL and EMOTEC
Board & ownershipRecent changes
Company renamed from EMERGO to EMERGIMMO
Resignations: HDN, SOPE CONSULTING, MAC CONSULTING, DE NEEF Jozef (managing director) and DE WANNEMACKER Carla · Appointment: FUNDARO (director) · Permanent representative: SCHUERMANS Jeremy Véronique Philippe · General meeting of 30-12-2025 · Gazette deed
Environmental permit granted
Functiewijziging, Slopen van niet vrijstaande gebouwen of constructies, Verbouwen / Wijzigen Infrastructuur · Puurs-Sint-Amands
3 directors appointed, 3 resignations, 2 reappointments
Resignations: Helena DE NEEF, Paul DE NEEF and Caroline DE NEEF · Appointments: HDN BV, SOPE CONSULTING BV and MAC CONSULTING BV · Permanent representatives: Helena DE NEEF, Paul DE NEEF and Caroline DE NEEF · General meeting of 31-01-2023 · Gazette deed
Amendment of the articles
Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| EMERGIMMO Puurs-Sint-Amands | €4.6m | - | 52.3% | 1.5 |
| ALLISON PROTECTION Awans | €2.0m | €0.4m | 18.2% | 1.4 |
| LAVENS Rumst | €3.7m | €0.6m | 81.9% | 3.5 |
| Harry Vanderstappen Heist-op-den-Berg | €3.9m | €0.2m | -10.1% | - |
| Etablissements Carsana Mouscron | €6.8m | €0.3m | 99.1% | - |
| Ateliers Crombez et Baeyens - Successeurs de Crombez et Trivier Brussels | €2.4m | €1.7m | 36.4% | - |
| SODIMAS BENELUX Braine-le-Château | €2.3m | €0.9m | 47.0% | 4.4 |
These companies have the same main activity as EMERGIMMO: other construction installation (NACE 43240). They are comparable in size and age: total assets between €2m and €6.8m, founded between 1966 and 1993.
Official details
Source: KBO- Status
- Active since 18-10-1950Normal situation
- Activity
- Other construction installationNACE 43240and 2 others
- Joint committees
- 100Auxiliary committee for blue-collar workers
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.021.588.1832870 Puurs-Sint-Amands, since 01-01-1983
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €4.6m▲ 2.8%
- Employeeson 31-12-2025
- 2=
- Filing
- Filed on 24-06-2026, 37 days before the end of the filing period
Companies linked to EMERGIMMO
Parent and group
Subsidiaries and holdings
- EMOTRADE99.6%
Insights on EMERGIMMO
EMERGIMMO has existed since 1950. Turnover fell from €396,678 in 2013 to €17,110 in 2014.
Fundaro holds all the shares. In April 2026, five directors stepped down.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about EMERGIMMO
- What is the company number of EMERGIMMO?
- The company number of EMERGIMMO is 0404.298.077. The VAT number is the same number with BE in front: BE 0404.298.077.
- Where is EMERGIMMO based?
- The registered office is at Rijksweg 91, 2870 Puurs-Sint-Amands.Company details
- What does EMERGIMMO do?
- According to the KBO register, the main activity is other construction installation (NACE 43240).
- What is the legal form of EMERGIMMO?
- EMERGIMMO is a limited partnership (CommV).
- When was EMERGIMMO founded?
- EMERGIMMO was founded on 18-10-1950.
- Is EMERGIMMO still active?
- Yes, EMERGIMMO is an active enterprise in the KBO register.
- How many employees does EMERGIMMO have?
- EMERGIMMO had an average of 1.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does EMERGIMMO fall under?
- In its 2025 annual accounts, EMERGIMMO states joint committees 100 (Auxiliary committee for blue-collar workers) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of EMERGIMMO?
- The annual accounts for financial year 2025 state no turnover. In financial year 2024 turnover was €0.
- Is EMERGIMMO profitable?
- In financial year 2025, EMERGIMMO made a profit of €35,883.
- Where can I find the annual accounts of EMERGIMMO?
- EMERGIMMO filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of EMERGIMMO due?
- EMERGIMMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies
See how customers, suppliers and banks see your own company and what to improve first.