EMERGAMUS
ActiveEMERGAMUS has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22.37M and a net result of €511k. Equity is shrinking by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 89% of 8592 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent▼ -15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability11▼-43
Solvency100=
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.9M at 30 days acceptable
Liquidity ample (current ratio 2.3 against 1.99 in 2024), and 7.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.9%
Return on assets
2.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
22 d early
2023
29 d early
2022
19 d early
2021
23 d early
2020
31 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€22.37M▼ 4.0%
2024 · €23.29M
2018: €26.72M
2019: €27.10M
2020: €26.60M
2021: €25.72M
2022: €24.74M
2023: €23.85M
2024: €23.29M
2018 → 2025
Total assets
€24.09M▼ 9.0%
2024 · €26.46M
2018: €26.95M
2019: €27.18M
2020: €27.63M
2021: €27.03M
2022: €26.09M
2023: €25.17M
2024: €26.46M
2018 → 2025
Net result
€511k▼ 79.6%
2024 · €2.50M
2018: €2.05M
2019: €388k
2020: €396k
2021: €385k
2022: €262k
2023: €362k
2024: €2.50M
2018 → 2025
Working capital
€2.23M▼ 29.2%
2024 · €3.15M
2018: €6.58M
2019: €6.97M
2020: €6.46M
2021: €5.58M
2022: €4.60M
2023: €3.72M
2024: €3.15M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€25.72M-€24.74M▼ 3.8%€23.85M▼ 3.6%€23.29M▼ 2.4%€22.37M▼ 4.0%
Operating result€32k-€36k▲ 11.1%€32k▼ 9.9%€31k▼ 4.0%€26k▼ 17.2%
Net result€385k-€262k▼ 31.9%€362k▲ 37.8%€2.50M▲ 591%€511k▼ 79.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 17% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €24.09M
Fixed assets
€20.14M=
Current assets
€3.94M▼ 37.5%
Equity and liabilities €24.09M
Equity
€22.37M▼ 4.0%
Debt
€1.72M▼ 45.8%
The debt ratio falls from 12.0% to 7.1%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€26k▼
2024 · €32k
Cash flow
€512k▼
2024 · €2.50M
Solvency
92.9%▲
2024 · 88.0%
Current ratio
2.30▲
2024 · 1.99
Quick ratio
2.30▲
2024 · 1.99
Debt / equity
0.08▼
2024 · 0.14
ROE
2.3%▼
2024 · 10.7%
ROA
2.1%▼
2024 · 9.4%
Interest coverage
64.48▼
2024 · 182.51
Debt
€1.72M▼
2024 · €3.16M
Debt ≤ 1 year
€1.72M▼
2024 · €3.16M
Income taxes
€77k▼
2024 · €291k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€26.46M€24.09M▼
Fixed assets21/28€20.15M€20.14M=
Tangible fixed assets22/27€7k€6k▼
Furniture and vehicles24€7k€6k▼
Financial fixed assets28€20.14M€20.14M=
Current assets29/58€6.31M€3.94M▼
Amounts receivable within one year40/41€1.61M€329k▼
Trade receivables40€0€6k▲
Other amounts receivable41€1.61M€323k▼
Current investments50/53€4.65M€3.60M▼
Cash at bank and in hand54/58€49k€13k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€26.46M€24.09M▼
Equity10/15€23.29M€22.37M▼
Contributions10/11€18.98M€18.98M=
Reserves13€4.31M€3.39M▼
Distributable reserves133€4.31M€3.39M▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€3.16M€1.72M▼
Amounts payable within one year42/48€3.16M€1.72M▼
Trade debts44€900€19k▲
Suppliers440/4€900€19k▲
Taxes, remuneration and social security45€255k€266k▲
Taxes450/3€255k€266k▲
Other amounts payable47/48€2.91M€1.43M▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€739€762▲
Other operating charges640/8€1k€998▼
Gross operating margin9900€33k€27k▼
Operating profit (loss)9901€31k€26k▼
Financial income75/76B€2.76M€563k▼
Recurring financial income75€2.76M€563k▼
Financial charges65/66B€174€410▲
Recurring financial charges65€174€410▲
Profit (loss) for the period before taxes9903€2.79M€588k▼
Income taxes67/77€291k€77k▼
Profit (loss) for the period9904€2.50M€511k▼
Profit (loss) for the period to be appropriated9905€2.50M€511k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2.50M€511k▼
Transfer from equity791/2€3.06M€1.43M▼
Transfer to equity691/2€2.50M€511k▼
To other reserves6921€2.50M€511k▼
Profit to be distributed694/7€3.06M€1.43M▼
Return on contributions (dividend)694€3.06M€1.43M▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €2.50M ▲591%
Net result €2.50M, the highest in the series.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €262k ▼31.9%
Net result drops to €262k, the lowest in the series; recovery starts the following year.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Liquidity triplescurrent ratio 97.71
Current ratio from 28.85 to 97.71; short-term debt falls from €236k to €72k.
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
01-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waversebaan 3143001 LeuvenGround area
2,875 m²
Building footprint
291 m²
Volume, LiDAR
1,087 m³
Parcel 24432H0037/00S017, Flanders · tallest building 23.1 m. Linked by address, not a title deed.
1 establishment unit
EMERGAMUS
since 20082.169.620.081
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24432H0037/00S017 | Flanders | 2,875 m² | 1 · 291 m² | 23.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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IMAX INVEST
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 3,717 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-12-2007
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.