EMC Group
ActiveEMC Group has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €138k and a net result of €44k. Its solvency ranks better than 87% of 9388 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 4.69 against 3.01 in 2024; short-term debt: 12.8% and cash: 50.5% of total assets), and 12.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.2%
Return on assets
27.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
2 d early
2024
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€138k▲ 46.8%
2024 · €94k
2024: €94k
2024 → 2025
Total assets
€158k▲ 27.1%
2024 · €124k
2024: €124k
2024 → 2025
Net result
€44k▼ 50.6%
2024 · €89k
2024: €89k
2024 → 2025
Working capital
€75k▲ 21.6%
2024 · €61k
2024: €61k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€94k-€138k▲ 46.8%
Operating result€114k-€58k▼ 48.8%
Net result€89k-€44k▼ 50.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 49% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €158k
Fixed assets
€63k▲ 94.3%
Current assets
€95k▲ 3.3%
Equity and liabilities €158k
Equity
€138k▲ 46.8%
Debt
€20k▼ 33.7%
The debt ratio falls from 24.5% to 12.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€67k▼
2024 · €115k
Cash flow
€53k▼
2024 · €90k
Solvency
87.2%▲
2024 · 75.5%
Current ratio
4.69▲
2024 · 3.01
Quick ratio
4.69▲
2024 · 3.01
Debt / equity
0.15▼
2024 · 0.32
ROE
31.9%▼
2024 · 94.7%
ROA
27.8%▼
2024 · 71.5%
Interest coverage
591.43▲
2024 · 313.05
Debt
€20k▼
2024 · €30k
Debt ≤ 1 year
€20k▼
2024 · €30k
Income taxes
€14k▼
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€124k€158k▲
Fixed assets21/28€32k€63k▲
Tangible fixed assets22/27€32k€63k▲
Plant, machinery and equipment23-€1k
Furniture and vehicles24€32k€62k▲
Current assets29/58€92k€95k▲
Amounts receivable within one year40/41€47k€15k▼
Trade receivables40€46k€15k▼
Other amounts receivable41€655€178▼
Cash at bank and in hand54/58€45k€80k▲
Equity and liabilities
Total equity and liabilities10/49€124k€158k▲
Equity10/15€94k€138k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€89k€133k▲
Amounts payable17/49€30k€20k▼
Amounts payable within one year42/48€30k€20k▼
Trade debts44€458€715▲
Suppliers440/4€458€715▲
Taxes, remuneration and social security45€29k€16k▼
Taxes450/3€29k€16k▼
Other amounts payable47/48€662€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€9k▲
Other operating charges640/8€1k€387▼
Gross operating margin9900€116k€68k▼
Operating profit (loss)9901€114k€58k▼
Financial income75/76B€20-
Recurring financial income75€20-
Financial charges65/66B€368€114▼
Recurring financial charges65€368€114▼
Profit (loss) for the period before taxes9903€113k€58k▼
Income taxes67/77€25k€14k▼
Profit (loss) for the period9904€89k€44k▼
Profit (loss) for the period to be appropriated9905€89k€44k▼
Appropriation of the result
Profit (loss) to be appropriated9906€89k€133k▲
Profit (loss) brought forward from the previous period14P-€89k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Equity above €100kEq €138k ▲46.8%
2 profitable years in a row build equity to €138k.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorp Oost 742070 Beveren-Kruibeke-ZwijndrechtGround area
406 m²
Building footprint
111 m²
Volume, LiDAR
748 m³
Parcel 11056B0881/00A004, Flanders · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
EMC Group
since 20232.344.820.689
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11056B0881/00A004 | Flanders | 406 m² | 1 · 111 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 1,211 EUR awarded · 1,211 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 898 EUR |
| 2024 | 1 | 898 EUR | 0 EUR |
| 2023 | 1 | 313 EUR | 313 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
KW Engineering
BE 0740.730.008
Beveren-Kruibeke-Zwijndrecht · Eq €138k
EASY-ASSIST
BE 0845.056.476
Herk-de-Stad · Eq €138k
iCARes Consulting
BE 0550.751.152
Rixensart · Eq €138k
DGM CONSULTING
BE 0685.550.567
Tielt · Eq €138k
Michelin Research & Development Belgium
BE 0456.514.365
Asse · Eq €138k
Of 11,554 companies in sector 71121 we hold annual accounts for 6,557. 5,240 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-04-2023
Fiscal year end30-06
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
71209Other technical testing and analysis
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:mohamed@emc-group.be