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EMC CONSEIL

Active
Private limited company (pre-2019)founded 199333 yrs activeKBO/BCE: BE 0449.818.791
Summary

EMC CONSEIL has been active since 1993 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags). The 2025 annual accounts show equity of €34,856 and a net result of €7,908. Equity is shrinking by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 23% of 8871 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability49▲+8
Solvency46▼-23
Growth47▲+6
Track record92
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.27 against 1.78 in 2024; short-term debt: 79% and cash: 16.9% of total assets), and 79% of the assets are financed with debt.
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Signals

Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Recent warning signals
The last 24 months brought warning signals in the Staatsblad or the KBO, and those often pile up before a bankruptcy.
Belgian State Gazette
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 33 years 0 40 y
raises risk · Ex-officio strike-off
The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
KBO publications
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
21%
Return on assets
4.8%
Age of the figures
18 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 8871 sector peers (2025).
NBB · sector comparison
Position among 8871 sector peers
Solvency
better than 23%
← weakest strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €34,856
raises risk · Filed more than 90 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 23-07-2026, 265 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
265 d late
2024
1 d early
2023
23 d late
2022
31 d late
2021
55 d early
2020
102 d late
2019
68 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 62 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 23 November (4 of the last 5 filed years within 78 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close01-10-2026 today31-10-2026 deadline

History

EMC CONSEIL was incorporated on 31 March 1993.1 Revenue fell from EUR 109,225 in 2020 to EUR 95,800 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2025

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Financials · fiscal year 2025, abbreviated schema

Turnover
€95,800▲ 3.4%
2022 · €92,686
EBIT margin
10.5%▲ 5.9pp
2022 · 4.6%
Net result
€7,908▲ 942%
2024 · €759
Working capital
€34,769▲ 29.4%
2024 · €26,860
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€93,410▼ 14.5%€92,686▼ 0.8%€95,800
Operating result-€27,773€4,283€2,852▼ 33.4%€2,783▼ 2.4%€10,105▲ 263%
Net result-€33,411below the sector's middle half▼ 7,195%€2,499within the sector's middle half-€1,926below the sector's middle half€759below the sector's middle half€7,908within the sector's middle half▲ 942%
EBIT margin-29.7%▼ 35.3pp4.6%▲ 34.4pp10.5%
Equity€25,615below the sector's middle half▼ 56.6%€28,114within the sector's middle half▲ 9.8%€26,188within the sector's middle half▼ 6.9%€26,947within the sector's middle half▲ 2.9%€34,856below the sector's middle half▲ 29.3%
Total assets€63,438below the sector's middle half▼ 44.9%€44,531below the sector's middle half▼ 29.8%€54,825below the sector's middle half▲ 23.1%€61,478below the sector's middle half▲ 12.1%€165,598below the sector's middle half▲ 169%
Debt€37,823▼ 32.6%€16,417▼ 56.6%€28,637▲ 74.4%€34,531▲ 20.6%€130,742▲ 279%
Working capital€23,766within the sector's middle half▼ 59.7%€28,027within the sector's middle half▲ 17.9%€26,101within the sector's middle half▼ 6.9%€26,860within the sector's middle half▲ 2.9%€34,769within the sector's middle half▲ 29.4%
Solvency40.4%within the sector's middle half▼ 10.9pp63.1%within the sector's middle half▲ 22.8pp47.8%within the sector's middle half▼ 15.4pp43.8%within the sector's middle half▼ 3.9pp21.0%below the sector's middle half▼ 22.8pp
Current ratio1.63within the sector's middle half▼ 0.422.71within the sector's middle half▲ 1.081.91within the sector's middle half▼ 0.801.78within the sector's middle half▼ 0.131.27within the sector's middle half▼ 0.51
Return on assets (ROA)-52.7%below the sector's middle half▼ 52.3pp5.6%within the sector's middle half▲ 58.3pp-3.5%below the sector's middle half▼ 9.1pp1.2%below the sector's middle half▲ 4.7pp4.8%within the sector's middle half▲ 3.5pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€40,000-€20,000€0€20,000Operating result 2021: -€27,773-€27,773Net result 2021: -€33,411-€33,411Operating result 2022: €4,283€4,283Net result 2022: €2,499€2,499Operating result 2023: €2,852€2,852Net result 2023: -€1,926-€1,926Operating result 2024: €2,783€2,783Net result 2024: €759€759Operating result 2025: €10,105€10,105Net result 2025: €7,908€7,90820212022202320242025-€5,000€0€5,000€10,000Operating result 2023: €2,852€2,850Net result 2023: -€1,926-€1,930Operating result 2024: €2,783€2,780Net result 2024: €759€759Operating result 2025: €10,105€10,100Net result 2025: €7,908€7,910202320242025
The operating result recovers in 2025; 2025 is 263% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €165,598
Fixed assets €87 =
Current assets €165,511 ▲ 170%
Equity and liabilities €165,598
Equity €34,856 ▲ 29.3%
Debt €130,742 ▲ 279%
Debt's share of the balance-sheet total rises from 56.2% to 79.0%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Debt to equity
3.75▲
2024 · 1.28
ROE
22.7%▲
2024 · 2.8%
Debt ≤ 1 year
€130,742▲
2024 · €34,531
Income taxes
€46
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,984 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 97% are still going.

  • Micro
  • 20 years or older
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
1.1% went bankrupt
2.3% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,984 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€61,478€165,598▲
Fixed assets21/28€87€87=
Financial fixed assets28€87€87=
Current assets29/58€61,391€165,511▲
Amounts receivable within one year40/41€36,696€128,482▲
Trade receivables40€5,542€106,688▲
Other amounts receivable41€31,154€21,794▼
Cash at bank and in hand54/58€14,380€27,932▲
Deferred charges and accrued income490/1€10,315€9,096▼
Equity and liabilities
Total equity and liabilities10/49€61,478€165,598▲
Equity10/15€26,947€34,856▲
Contributions10/11€18,750€18,750=
Capital10€18,750€18,750=
Issued capital100€18,750€18,750=
Reserves13€1,875€1,875=
Non-distributable reserves130/1€1,875€1,875=
Legal reserve130€1,875€1,875=
Profit (loss) carried forward14€6,322€14,231▲
Amounts payable17/49€34,531€130,742▲
Amounts payable within one year42/48€34,531€130,742▲
Financial debts43€30,096€13,230▼
Credit institutions430/8€30,096€13,230▼
Trade debts44€931€13,880▲
Suppliers440/4€931€13,880▲
Taxes, remuneration and social security45€3,504€1,735▼
Taxes450/3€3,504€1,735▼
Other amounts payable47/48-€101,897
Income statement Code20242025
Turnover70-€95,800
Goods, raw materials, services and sundry goods60/61€78,820€85,755▲
Other operating charges640/8€1,244-
Operating charges capitalised as restructuring costs649--€61
Non-recurring operating charges66A€890-
Gross operating margin9900€4,917€10,045▲
Operating profit (loss)9901€2,783€10,105▲
Financial charges65/66B€2,024€2,151▲
Recurring financial charges65€2,024€2,151▲
Profit (loss) for the period before taxes9903€759€7,954▲
Income taxes67/77-€46
Profit (loss) for the period9904€759€7,908▲
Profit (loss) for the period to be appropriated9905€759€7,908▲
Appropriation of the result
Profit (loss) to be appropriated9906€6,322€14,231▲
Profit (loss) brought forward from the previous period14P€5,563€6,323▲

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Turnover70€93,410€92,686--€95,800-
Non-recurring operating income76A-€177----
Goods, raw materials, services and sundry goods60/61-€84,082€72,228€78,820€85,755▲ 8.8%
Remuneration, social security and pensions62-€100€27---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,762€1,762----
Other operating charges640/8-€974€592€1,244--
Operating charges capitalised as restructuring costs649-----€61-
Non-recurring operating charges66A-€1,662-€890--
Gross operating margin9900-€12,963€8,781€3,471€4,917€10,045▲ 104%
Operating profit (loss)9901-€27,773€4,283€2,852€2,783€10,105▲ 263%
Financial charges65/66B-€1,741€2,519€2,024€2,151▲ 6.3%
Recurring financial charges65€3,188€1,714€2,519€2,024€2,151▲ 6.3%
Non-recurring financial charges66B-€27----
Profit (loss) for the period before taxes9903-€30,961€2,542€333€759€7,954▲ 948%
Income taxes67/77€2,450€43€2,259-€46-
Profit (loss) for the period9904-€33,411€2,499-€1,926€759€7,908▲ 942%
Profit (loss) for the period to be appropriated9905-€33,411€2,499-€1,926€759€7,908▲ 942%
Line20212022202320242025Change
Assets
Total assets20/58€63,438€44,531€54,825€61,478€165,598▲ 169%
Fixed assets21/28€1,849€87€87€87€87=
Tangible fixed assets22/27€1,762€0----
Furniture and vehicles24-€0----
Financial fixed assets28€87€87€87€87€87=
Current assets29/58€61,589€44,444€54,738€61,391€165,511▲ 170%
Amounts receivable within one year40/41€57,519€40,438€45,475€36,696€128,482▲ 250%
Trade receivables40-€35,000€24,294€5,542€106,688▲ 1,825%
Other amounts receivable41-€5,438€21,181€31,154€21,794▼ 30.0%
Cash at bank and in hand54/58€1,858€106€5,034€14,380€27,932▲ 94.2%
Deferred charges and accrued income490/1-€3,899€4,229€10,315€9,096▼ 11.8%
Equity and liabilities
Total equity and liabilities10/49€63,438€44,531€54,825€61,478€165,598▲ 169%
Equity10/15€25,615€28,114€26,188€26,947€34,856▲ 29.3%
Contributions10/11€18,750€18,750€18,750€18,750€18,750=
Capital10-€18,750€18,750€18,750€18,750=
Issued capital100-€18,750€18,750€18,750€18,750=
Reserves13€1,875€1,875€1,875€1,875€1,875=
Non-distributable reserves130/1-€1,875€1,875€1,875€1,875=
Legal reserve130-€1,875€1,875€1,875€1,875=
Profit (loss) carried forward14€4,990€7,489€5,563€6,322€14,231▲ 125%
Amounts payable17/49€37,823€16,417€28,637€34,531€130,742▲ 279%
Amounts payable within one year42/48€37,823€16,417€28,637€34,531€130,742▲ 279%
Financial debts43--€7,207€30,096€13,230▼ 56.0%
Credit institutions430/8--€7,207€30,096€13,230▼ 56.0%
Trade debts44€17,063€13,821€10,338€931€13,880▲ 1,391%
Suppliers440/4-€13,821€10,338€931€13,880▲ 1,391%
Taxes, remuneration and social security45-€2,595€11,092€3,504€1,735▼ 50.5%
Taxes450/3-€2,595€11,092€3,504€1,735▼ 50.5%
Other amounts payable47/48----€101,897-
Line20212022202320242025Change
Profit (loss) for the period9904-€33,411€2,499-€1,926€759€7,908▲ 942%
+ Depreciation and write-downs630€1,762€1,762----
Operating cash flow (approximation)-€31,649€4,261-€1,926€759€7,908▲ 942%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€1,752€4,928€9,346€13,552▲ 45.0%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2026
23-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 265 days late
15-06
KBO administration Address struck
Biezeweide 15 1650 L’adresse du siège Biezeweide 15 1650 Beersel Die Sitzadresse Biezeweide 15 1650 Beersel Beersel werd doorgehaald met ingang van · event 26-05-2026
2025
31-03
Financial Highest result since 2019net €7,908 ▲942%
Operating result €10,105, net result €7,908, both a record.
2024
30-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial Back to profitnet €759
Net result €759 after one loss-making year.
2023
23-11
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2022
01-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
31-03
Financial Back to profitnet €2,499
Net result €2,499 after 3 loss-making years.
2021
06-09
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial Weakest financial yearnet -€33,411
Net result drops to -€33,411, the lowest in the series; recovery starts the following year.
10-02
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 102 days late
2020
07-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 68 days late
Show earlier events
2018
05-12
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 35 days late
2016
30-12
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 60 days late
2015
18-11
NBB filing Annual accounts filed
fiscal year 2014 · full schema · 383 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 1998
seat establishment The establishment unit on the map
Ground area
724 m²
Building footprint
138 m²
Volume, LiDAR
706 m³
Parcel 23003A0156/00T000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EMC
NACE 6321005
since 19982.062.243.160
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23003A0156/00T000 Flanders 724 m² 1 · 138 m² 7.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,601 companies in this sector we hold annual accounts for 52,629. 35,624 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company (pre-2019)
Founded31-03-1993
Fiscal year end31-03
Activities, NACEBEL 2025
70200Business and other management consultancy
68110Buying and selling of own real estate
82300Organisation of conventions and trade shows
85592Vocational training
Contact
E-mail enijs.emc@gmail.com
E-invoicing
Not found in the Peppol register

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Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.