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EMC & C

Active
Private limited companyfounded 201115 yrs activeAchel Statie 74, 3930 Hamont-Achel, BelgiumKBO/BCE: BE 0832.980.075

EMC & C has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €-2k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 78% of 6965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
78 / 100
Excellent▲ +26 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.66 against 3.24 in 2024), and 19.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 15 years 0 20 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
80.7%
Return on assets
-5.9%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€2k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
60 d early
2024
59 d early
2023
118 d early
2022
39 d early
2021
48 d early
2020
33 d early
2019
32 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
€114k
EBIT margin
15.8%
Net result
€-2k▲ 72.3%
2024 · €-8k
2018: €-531 2019: €-4k 2020: €-4k 2021: €-6k 2022: €697 2023: €18k 2024: €-8k
2018 → 2025
Working capital
€19k▼ 21.6%
2024 · €25k
2018: €33k 2019: €32k 2020: €29k 2023: €40k 2024: €25k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€114k
Equity€23k-€23k▲ 3.1%€41k▲ 76.4%€33k▼ 19.8%€31k▼ 6.8%
Operating result€-6k-€899€18k▲ 1,914%€-4k€7k
Net result€-6k-€697€18k▲ 2,450%€-8k€-2k▲ 72.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€0€10k€20kOperating result 2021: €-6k€-6kNet result 2021: €-6k€-6kOperating result 2022: €899€899Net result 2022: €697€697Operating result 2023: €18k€18kNet result 2023: €18k€18kOperating result 2024: €-4k€-4kNet result 2024: €-8k€-8kOperating result 2025: €7k€7kNet result 2025: €-2k€-2k20212022202320242025
The operating result returns to profit in 2025: €7k after a loss of €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €38k
Fixed assets €11k▲ 38.9%
Current assets €27k▼ 25.5%
Equity and liabilities €38k
Equity €31k▼ 6.8%
Debt €7k▼ 34.1%
The debt ratio falls from 25.2% to 19.3%: debt falls faster than equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€9k
2024 · €-2k
Cash flow
€309
2024 · €-7k
Solvency
80.7%
2024 · 74.8%
Current ratio
3.66
2024 · 3.24
Quick ratio
3.66
2024 · 3.24
Debt / equity
0.24
2024 · 0.34
ROE
-7.3%
2024 · -24.6%
ROA
-5.9%
2024 · -18.4%
Interest coverage
13.93
2024 · -1.61
Debt
€7k
2024 · €11k
Debt ≤ 1 year
€7k
2024 · €11k
Income taxes
€8k
2024 · €3k
Staff costs
€15k
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€44k€38k
Fixed assets21/28€8k€11k
Tangible fixed assets22/27€8k€11k
Land and buildings22€8k€5k
Plant, machinery and equipment23€437-
Furniture and vehicles24-€6k
Current assets29/58€36k€27k
Amounts receivable within one year40/41€36k€25k
Trade receivables40€71€3k
Other amounts receivable41€36k€22k
Cash at bank and in hand54/58€138€2k
Equity and liabilities
Total equity and liabilities10/49€44k€38k
Equity10/15€33k€31k
Contributions10/11€12k€12k=
Reserves13€27k€27k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€25k€25k=
Profit (loss) carried forward14€-6k€-8k
Amounts payable17/49€11k€7k
Amounts payable within one year42/48€11k€7k
Trade debts44€659-
Suppliers440/4€659-
Taxes, remuneration and social security45€10k€7k
Taxes450/3€8k€7k
Remuneration and social security454/9€3k-
Income statement Code20242025
Remuneration, social security and pensions62€13k€15k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k
Other operating charges640/8€1k€1k
Gross operating margin9900€12k€25k
Operating profit (loss)9901€-4k€7k
Financial charges65/66B€1k€787
Recurring financial charges65€1k€681
Non-recurring financial charges66B-€106
Profit (loss) for the period before taxes9903€-5k€6k
Income taxes67/77€3k€8k
Profit (loss) for the period9904€-8k€-2k
Profit (loss) for the period to be appropriated9905€-8k€-2k
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-8k
Profit (loss) brought forward from the previous period14P€2k€-6k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
02-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet €-8k ▼146%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
04-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Highest result since 2018net €18k ▲2450%
Operating result €18k, net result €18k, both a record.
22-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Back to profitnet €697
Net result €697 after 4 loss-making years.
13-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial Liquidity times 25current ratio 438.81
Current ratio from 17.42 to 438.81; short-term debt falls from €2k to €73.
26-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamont-Achel · 1 establishment unit since 2011
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Achel Statie 743930 Hamont-Achel
Ground area
362 m²
Building footprint
87 m²
Volume, LiDAR
515 m³
Parcel 72001A0056/00W016, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EMC & C Management
Achel Statie 74, 3930 Hamont-AchelFinancial service activities, except insurance and pension funding
since 20112.195.387.043
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72001A0056/00W016 Flanders 362 m² 1 · 87 m² 9.4 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 to 2025 · 3 entries · 438 EUR awarded · 438 EUR paid
Year Entries awardedpaid
2025 1 135 EUR135 EUR
2024 1 135 EUR135 EUR
2023 1 168 EUR168 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
3 entries · 438 EUR · 438 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 13,391 companies in sector 73300 we hold annual accounts for 6,881. 5,137 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded20-01-2011
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
E-mail:martens.eddy@telenet.be
Establishment Hamont-Achel 2.195.387.043