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EMC

Active
Private limited companyfounded 200125 yrs activeMaretak 39, 2970 Schilde, BelgiumKBO/BCE: BE 0473.728.105
Summary

EMC has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €264,852 and a net result of -€23,667. Equity is shrinking by ~4% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability11▼-50
Solvency97▼-3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15,000 at 30 days acceptable
Liquidity short (current ratio 0.02 against 0.04 in 2024; short-term debt: 17.1% and cash: 0.3% of total assets), and 27.9% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 25 years 0 30 y
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€23,667
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
9 d early
2024
2 d early
2023
25 d early
2022
3 d early
2021
4 d early
2020
106 d early
2019
115 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 38 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

EMC was incorporated on 5 January 2001.1 Total assets rose from EUR 273,423 in 2018 to EUR 367,309 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€264,852▼ 8.2%
2024 · €288,519
Total assets
€367,309▼ 3.1%
2024 · €379,026
Net result
-€23,667▼ 5.3%
2024 · -€22,467
Working capital
-€61,435▼ 29.7%
2024 · -€47,372
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€8,396-€13,399-€23,441▼ 74.9%-€23,320▲ 0.5%-€24,897▼ 6.8%
Net result€8,832-€13,108-€22,740▼ 73.5%-€22,467▲ 1.2%-€23,667▼ 5.3%
Equity€346,834▲ 2.6%€333,725▼ 3.8%€310,985▼ 6.8%€288,519▼ 7.2%€264,852▼ 8.2%
Total assets€470,993▼ 1.3%€445,892▼ 5.3%€411,379▼ 7.7%€379,026▼ 7.9%€367,309▼ 3.1%
Debt€78,719▼ 14.6%€68,146▼ 13.4%€57,792▼ 15.2%€49,326▼ 14.6%€62,696▲ 27.1%
Working capital-€29,174▲ 35.4%-€34,449▼ 18.1%-€45,847▼ 33.1%-€47,372▼ 3.3%-€61,435▼ 29.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€30,000-€20,000-€10,000€0€10,000Operating result 2021: €8,396€8,396Net result 2021: €8,832€8,832Operating result 2022: -€13,399-€13,399Net result 2022: -€13,108-€13,108Operating result 2023: -€23,441-€23,441Net result 2023: -€22,740-€22,740Operating result 2024: -€23,320-€23,320Net result 2024: -€22,467-€22,467Operating result 2025: -€24,897-€24,897Net result 2025: -€23,667-€23,66720212022202320242025-€30,000-€20,000-€10,000€0Operating result 2023: -€23,441-€23,400Net result 2023: -€22,740-€22,700Operating result 2024: -€23,320-€23,300Net result 2024: -€22,467-€22,500Operating result 2025: -€24,897-€24,900Net result 2025: -€23,667-€23,700202320242025
The operating result stays negative: a loss of €24,897 in 2025 against €23,320 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €367,309
Fixed assets €366,048 ▼ 2.9%
Current assets €1,261 ▼ 35.5%
Equity and liabilities €367,309
Equity €264,852 ▼ 8.2%
Provisions €39,761 ▼ 3.4%
Debt €62,696 ▲ 27.1%
Debt's share of the balance-sheet total rises from 13.0% to 17.1%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€4,213▼
2024 · €5,449
Cash flow
-€2,982▼
2024 · €6,302
Current ratio
0.02▼
2024 · 0.04
Debt to equity
0.24▲
2024 · 0.17
ROE
-8.9%▼
2024 · -7.8%
ROA
-6.4%▼
2024 · -5.9%
Interest coverage
-22.27▼
2024 · 9.49
Debt ≤ 1 year
€62,696▲
2024 · €49,326
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 12,321 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.6% went bankrupt
8.5% stopped otherwise
90% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€379,026€367,309▼
Fixed assets21/28€377,071€366,048▼
Tangible fixed assets22/27€377,071€366,048▼
Land and buildings22€375,084€360,525▼
Plant, machinery and equipment23€20€0▼
Furniture and vehicles24€1,967€5,523▲
Current assets29/58€1,955€1,261▼
Cash at bank and in hand54/58€1,955€1,261▼
Equity and liabilities
Total equity and liabilities10/49€379,026€367,309▼
Equity10/15€288,519€264,852▼
Contributions10/11€18,600€18,600=
Reserves13€291,108€286,848▼
Non-distributable reserves130/1€2,565€2,565=
Reserves not available under the articles1311€2,565€2,565=
Tax-exempt reserves132€123,543€119,283▼
Distributable reserves133€165,000€165,000=
Profit (loss) carried forward14-€21,190-€40,596▼
Provisions and deferred taxes16€41,181€39,761▼
Deferred taxes168€41,181€39,761▼
Amounts payable17/49€49,326€62,696▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€49,326€62,696▲
Current portion of amounts payable after more than one year42€3,812€0▼
Trade debts44€234€0▼
Suppliers440/4€234€0▼
Other amounts payable47/48€45,281€62,696▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28,769€20,685▼
Other operating charges640/8€1,304€957▼
Gross operating margin9900€6,753-€3,255▼
Operating profit (loss)9901-€23,320-€24,897▼
Financial income75/76B€7€0▼
Recurring financial income75€7€0▼
Financial charges65/66B€574€189▼
Recurring financial charges65€574€189▼
Profit (loss) for the period before taxes9903-€23,887-€25,087▼
Transfer from deferred taxes780€1,420€1,420=
Profit (loss) for the period9904-€22,467-€23,667▼
Transfer from tax-exempt reserves789€4,260€4,260=
Profit (loss) for the period to be appropriated9905-€18,207-€19,406▼
Appropriation of the result
Profit (loss) to be appropriated9906-€21,190-€40,596▼
Profit (loss) brought forward from the previous period14P-€2,983-€21,190▼

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20,155€19,314€23,015€28,769€20,685▼ 28.1%
Other operating charges640/8€2,806€2,335€1,878€1,304€957▼ 26.6%
Gross operating margin9900€31,357€8,250€1,453€6,753-€3,255▼ 148%
Operating profit (loss)9901€8,396-€13,399-€23,441-€23,320-€24,897▼ 6.8%
Financial income75/76B€53€0€0€7€0▼ 100%
Recurring financial income75€53€0€0€7€0▼ 100%
Financial charges65/66B€1,038€856€719€574€189▼ 67.1%
Recurring financial charges65€1,038€856€719€574€189▼ 67.1%
Profit (loss) for the period before taxes9903€7,412-€14,255-€24,160-€23,887-€25,087▼ 5.0%
Transfer from deferred taxes780€1,420€1,420€1,420€1,420€1,420=
Income taxes67/77€0€273€0---
Profit (loss) for the period9904€8,832-€13,108-€22,740-€22,467-€23,667▼ 5.3%
Transfer from tax-exempt reserves789€4,260€4,260€4,260€4,260€4,260=
Profit (loss) for the period to be appropriated9905€13,092-€8,848-€18,480-€18,207-€19,406▼ 6.6%
Line20212022202320242025Change
Assets
Total assets20/58€470,993€445,892€411,379€379,026€367,309▼ 3.1%
Fixed assets21/28€448,709€429,395€406,380€377,071€366,048▼ 2.9%
Tangible fixed assets22/27€448,709€429,395€406,380€377,071€366,048▼ 2.9%
Land and buildings22€420,245€407,840€393,282€375,084€360,525▼ 3.9%
Plant, machinery and equipment23€9,528€7,065€4,174€20€0▼ 100%
Furniture and vehicles24€18,936€14,490€8,925€1,967€5,523▲ 181%
Current assets29/58€22,284€16,497€4,998€1,955€1,261▼ 35.5%
Amounts receivable within one year40/41€0-----
Other amounts receivable41€0-----
Cash at bank and in hand54/58€22,284€16,497€4,998€1,955€1,261▼ 35.5%
Equity and liabilities
Total equity and liabilities10/49€470,993€445,892€411,379€379,026€367,309▼ 3.1%
Equity10/15€346,834€333,725€310,985€288,519€264,852▼ 8.2%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Reserves13€303,889€299,629€295,369€291,108€286,848▼ 1.5%
Non-distributable reserves130/1€2,565€2,565€2,565€2,565€2,565=
Reserves not available under the articles1311€2,565€2,565€2,565€2,565€2,565=
Tax-exempt reserves132€136,324€132,064€127,804€123,543€119,283▼ 3.4%
Distributable reserves133€165,000€165,000€165,000€165,000€165,000=
Profit (loss) carried forward14€24,345€15,497-€2,983-€21,190-€40,596▼ 91.6%
Provisions and deferred taxes16€45,441€44,021€42,601€41,181€39,761▼ 3.4%
Deferred taxes168€45,441€44,021€42,601€41,181€39,761▼ 3.4%
Amounts payable17/49€78,719€68,146€57,792€49,326€62,696▲ 27.1%
Amounts payable after more than one year17€27,260€17,200€6,946€0--
Financial debts170/4€27,260€17,200€6,946€0--
Amounts payable within one year42/48€51,458€50,946€50,846€49,326€62,696▲ 27.1%
Current portion of amounts payable after more than one year42€9,869€10,060€10,254€3,812€0▼ 100%
Trade debts44€0€309€223€234€0▼ 100%
Suppliers440/4€0€309€223€234€0▼ 100%
Taxes, remuneration and social security45€0-----
Taxes450/3€0-----
Other amounts payable47/48€41,589€40,576€40,368€45,281€62,696▲ 38.5%
Line20212022202320242025Change
Profit (loss) for the period9904€8,832-€13,108-€22,740-€22,467-€23,667▼ 5.3%
+ Depreciation and write-downs630€20,155€19,314€23,015€28,769€20,685▼ 28.1%
Operating cash flow (approximation)€28,986€6,206€275€6,302-€2,982▼ 147%
Investment in fixed assets (approximation)-€0€0€540-€9,661▼ 1,889%
Change in cash--€5,787-€11,499-€3,044-€693▲ 77.2%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
22-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
05-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
27-04
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
26-04
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial Back to profitnet €8,832
Net result €8,832 after one loss-making year.
14-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial Weakest financial yearnet -€33,647
Net result drops to -€33,647, the lowest in the series; recovery starts the following year.
06-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial Highest result since 2018net €114,738 ▲1,949%
Operating result €166,547, net result €114,738, both a record.
30-09
Financial Liquidity times 145current ratio 58.44
Current ratio from 0.40 to 58.44; short-term debt falls from €28,911 to €6,811.
10-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
17-02
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
25-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts

We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde
exact location from the address register On OpenStreetMap
Ground area
2,363 m²
Building footprint
225 m²
Volume, LiDAR
1,276 m³
Parcel 11041A0237/00L000, Flanders · tallest building 18.6 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11041A0237/00L000 Flanders 2,363 m² 1 · 225 m² 18.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded05-01-2001
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.