EMBALA
ActiveSummary
EMBALA has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €1.0m and a net result of €1.4m. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2026
Axes · tick = 2025
Profitability95▲+95
Solvency41▲+41
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60,000 at 30 days acceptable
Liquidity tight (current ratio 1.5 against 0.91 in 2025; short-term debt: 39% and cash: 2% of total assets), and 83.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
16.2%
Return on assets
21%
Age of the figures
3 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 29
Relative position
BE, all sectors
reference
Manufacture of motor vehicles, trailers and semi-trailers (NACE 29)
about 8% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 17-09-2026, 136 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2026
136 d early
2025
27 d late
2024
28 d late
2023
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 20 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today. Usually files around 14 February (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today30-06-2027 close31-01-2028 deadline
History
Go further with this company
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Financials · fiscal year 2026, abbreviated schema
In the rankings
#10 company by total assets in Limburg, Motor vehicles sector
Turnover
€5.8m
EBIT margin
10.5%
Net result
€1.4m
2025 · -€1.4m
Working capital
€1.2m
2025 · -€257,170
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 29, Manufacture of motor vehicles, trailers and semi-trailers, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2023202420252026
Turnover€5.8m
Operating result-€1.2m-€611,487-€1.1m€1.6m
Net result-€1.3mbelow the sector's middle half-€371,913above the sector's middle half-€1.4mbelow the sector's middle half€1.4m
EBIT margin10.5%
Equity-€1.3mbelow the sector's middle half--€945,517below the sector's middle half▲ 28.2%-€2.3mbelow the sector's middle half▼ 144%€1.0m
Total assets€6.4mabove the sector's middle half-€7.3mabove the sector's middle half▲ 13.9%€5.3mabove the sector's middle half▼ 26.8%€6.4m▲ 20.4%
Debt€7.7m-€8.2m▲ 6.7%€7.7m▼ 7.2%€5.4m▼ 29.5%
Working capital€1.2mabove the sector's middle half-€1.5mabove the sector's middle half▲ 16.0%-€257,170below the sector's middle half€1.2m
Solvency-20.5%below the sector's middle half--12.9%below the sector's middle half▲ 7.6pp-43.1%below the sector's middle half▼ 30.2pp16.2%▲ 59.3pp
Current ratio1.41within the sector's middle half-1.44within the sector's middle half▲ 0.030.91below the sector's middle half▼ 0.531.50▲ 0.59
Return on assets (ROA)-20.7%below the sector's middle half-5.1%within the sector's middle half▲ 25.8pp-25.4%below the sector's middle half▼ 30.5pp21.0%▲ 46.4pp
Staff (FTE)3.1within the sector's middle half-8.1within the sector's middle half▲ 161%9.5within the sector's middle half▲ 17.3%7.2▼ 24.2%
above
within
below
the middle half (P25 to P75) of NACE 29, Manufacture of motor vehicles, trailers and semi-trailers, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2026: €1.6m after a loss of €1.1m in 2025, the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €6.4m
Fixed assets
€2.7m ▼ 4.3%
Current assets
€3.8m ▲ 47.5%
Equity and liabilities €6.4m
Equity
€1.0m
Debt
€5.4m
Debt finances 83.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€2.1m▲
2025 · -€640,099
Cash flow
€1.9m▲
2025 · -€934,481
Quick ratio
0.72▲
2025 · 0.23
Debt to equity
5.16▲
2025 · -3.32
ROE
129.3%
Interest coverage
8.98▲
2025 · -2.11
Debt ≤ 1 year
€2.5m▼
2025 · €2.8m
Debt > 1 year
€2.8m▼
2025 · €4.8m
Income taxes
€641▼
2025 · €679
Staff costs
€548,174▼
2025 · €696,196
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 7,976 companies that looked in July 2024 the way this one looks now, 3.1% went bankrupt within 24 months and 94% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
3.1%
went bankrupt
1.6%
stopped otherwise
94%
still going
A further 1.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|
| Turnover70 | - | €5.8m | - | - | - |
| Non-recurring operating income76A | - | €4,309 | €0 | €1.4m | - |
| Goods, raw materials, services and sundry goods60/61 | - | €4.6m | - | - | - |
| Remuneration, social security and pensions62 | €194,377 | €509,720 | €696,196 | €548,174 | ▼ 21.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €65,016 | €292,706 | €426,362 | €521,758 | ▲ 22.4% |
| Other operating charges640/8 | €348 | €431 | €13,726 | €8,098 | ▼ 41.0% |
| Gross operating margin9900 | -€963,629 | €1.4m | €69,824 | €2.7m | ▲ 3,716% |
| Operating profit (loss)9901 | -€1.2m | €611,487 | -€1.1m | €1.6m | ▲ 249% |
| Financial income75/76B | €7,154 | €15,254 | €9,494 | €0 | ▼ 100% |
| Recurring financial income75 | €7,154 | €15,254 | €9,494 | €0 | ▼ 100% |
| Financial charges65/66B | €111,024 | €254,307 | €303,197 | €234,735 | ▼ 22.6% |
| Recurring financial charges65 | €111,024 | €254,307 | €303,197 | €234,735 | ▼ 22.6% |
| Profit (loss) for the period before taxes9903 | -€1.3m | €372,434 | -€1.4m | €1.4m | ▲ 199% |
| Income taxes67/77 | €191 | €521 | €679 | €641 | ▼ 5.6% |
| Profit (loss) for the period9904 | -€1.3m | €371,913 | -€1.4m | €1.4m | ▲ 199% |
| Profit (loss) for the period to be appropriated9905 | -€1.3m | €371,913 | -€1.4m | €1.4m | ▲ 199% |
| Line | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €6.4m | €7.3m | €5.3m | €6.4m | ▲ 20.4% |
| Fixed assets21/28 | €2.1m | €2.5m | €2.8m | €2.7m | ▼ 4.3% |
| Intangible fixed assets21 | €850,206 | €1.1m | €1.4m | €1.4m | ▲ 0.1% |
| Tangible fixed assets22/27 | €1.2m | €1.4m | €1.4m | €1.3m | ▼ 8.4% |
| Land and buildings22 | €1.1m | €1.2m | €1.3m | €1.2m | ▼ 5.6% |
| Plant, machinery and equipment23 | €56,975 | €113,618 | €95,343 | €69,271 | ▼ 27.3% |
| Furniture and vehicles24 | €71,599 | €58,296 | €50,815 | €28,220 | ▼ 44.5% |
| Current assets29/58 | €4.3m | €4.8m | €2.5m | €3.8m | ▲ 47.5% |
| Stocks and contracts in progress3 | €3.3m | €2.8m | €1.9m | €2.0m | ▲ 2.9% |
| Stocks30/36 | €3.3m | €2.8m | €1.9m | €2.0m | ▲ 2.9% |
| Amounts receivable within one year40/41 | €896,022 | €1.9m | €561,247 | €1.7m | ▲ 196% |
| Trade receivables40 | €789,439 | €1.9m | €561,247 | €1.7m | ▲ 196% |
| Other amounts receivable41 | €106,583 | €0 | - | €3,117 | - |
| Cash at bank and in hand54/58 | €160,337 | €57,265 | €68,662 | €131,198 | ▲ 91.1% |
| Deferred charges and accrued income490/1 | €713 | €9,289 | €15,685 | €6,514 | ▼ 58.5% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €6.4m | €7.3m | €5.3m | €6.4m | ▲ 20.4% |
| Equity10/15 | -€1.3m | -€945,517 | -€2.3m | €1.0m | ▲ 145% |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | €2.0m | ▲ 20,000% |
| Profit (loss) carried forward14 | -€1.3m | -€955,517 | -€2.3m | -€965,362 | ▲ 58.3% |
| Amounts payable17/49 | €7.7m | €8.2m | €7.7m | €5.4m | ▼ 29.5% |
| Amounts payable after more than one year17 | €4.6m | €4.8m | €4.8m | €2.8m | ▼ 40.6% |
| Financial debts170/4 | €4.6m | €4.8m | €4.8m | €2.8m | ▼ 40.6% |
| Amounts payable within one year42/48 | €3.1m | €3.3m | €2.8m | €2.5m | ▼ 10.4% |
| Current portion of amounts payable after more than one year42 | €48,000 | €976,233 | €1.0m | €243,456 | ▼ 76.5% |
| Trade debts44 | €3.0m | €1.8m | €1.2m | €474,243 | ▼ 61.9% |
| Suppliers440/4 | €3.0m | €1.8m | €1.2m | €474,243 | ▼ 61.9% |
| Taxes, remuneration and social security45 | €28,925 | €222,349 | €179,542 | €266,971 | ▲ 48.7% |
| Taxes450/3 | €241 | €127,381 | €63,052 | €205,123 | ▲ 225% |
| Remuneration and social security454/9 | €28,684 | €94,968 | €116,490 | €61,849 | ▼ 46.9% |
| Other amounts payable47/48 | - | €340,000 | €340,000 | €1.5m | ▲ 349% |
| Accrued charges and deferred income492/3 | €41,372 | €111,567 | €62,474 | €36,565 | ▼ 41.5% |
| Line | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1.3m | €371,913 | -€1.4m | €1.4m | ▲ 199% |
| + Depreciation and write-downs630 | €65,016 | €292,706 | €426,362 | €521,758 | ▲ 22.4% |
| Operating cash flow (approximation) | -€1.3m | €664,619 | -€934,481 | €1.9m | ▲ 300% |
| Investment in fixed assets (approximation) | - | -€734,040 | -€700,895 | -€401,794 | ▲ 42.7% |
| Change in cash | - | -€103,072 | €11,398 | €62,536 | ▲ 449% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
17-09
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
30-06
Financial
Back to profitnet €1.4m
Net result €1.4m after one loss-making year.
30-06
Financial
Equity above €1mEq €1.0m
Equity rises from -€2.3m to €1.0m.
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
30-06
Financial
Weakest financial yearnet -€1.4m
Net result drops to -€1.4m, the lowest in the series; recovery starts the following year.
28-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
30-06
Financial
Back to profitnet €371,913
Net result €371,913 after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilsen-Stokkem · 1 establishment unit since 2022
Ground area
1.6 ha
Building footprint
3,212 m²
Volume, LiDAR
49,241 m³
Parcel 72005C0610/00P000, Flanders · tallest building 23.1 m, ±6 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Kruishoefstraat 37, 3650 Dilsen-Stokkem
since 20222.334.156.035
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72005C0610/00P000 | Flanders | 1.6 ha | 1 · 3,212 m² | 23.1 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 14,153 EUR awarded · 14,153 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 6,840 EUR | 6,840 EUR |
| 2023 | 1 | 1,433 EUR | 7,313 EUR |
| 2022 | 1 | 5,880 EUR | 0 EUR |
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Of 94 companies in sector 29310 we hold annual accounts for 71. 49 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-03-2022
Fiscal year end30-06
Activities, NACEBEL 2025
27900Manufacture of electrical equipment
29310Manufacture of motor vehicles, trailers and semi-trailers
43212Electrical installation work in industrial facilities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0783909656
Also
9925:BE0783909656
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.