Equity
€773,885 ▲ 17.1%
EMB SERVICES has made a profit in every financial year since 2008.
EMB SERVICES
Lifetime
18 annual accounts with figures on one time axis, 20 filings since 2006peak €230,175 (2023)
€161,805▲ 7.4%
peak €167,910 (2017)
€113,199▲ 11.6%
peak €961,374 (2021)
€773,885▲ 17.1%
€254,337▼ 31.4%
Board1 name since 2021
1 directorVanderstraeten Jan
Documentsfilings and deeds
09-08-20269 days late
2025micro format
Equity from €660,686 to €773,885Debts from €370,743 to €254,337
Key points
from the 2025 annual accountsTurnover
≈ €280,000 estimated
The micro format states no turnover.
Investments
€15,837 11.8 × depreciation
Green is investment, beige is depreciation.
Liquidity
3.99 was 2.78 in 2024
Short-term debts fell from €370,743 to €254,337.
Filings
20 annual accounts since 2006
Nine of the last ten came late. The 2019 accounts came latest: 90 days after the end of the period.
Position in the sector
€773,885
More equity than 92% of companies in legal and accounting. Sector median €86,410 · 15,829 companies.
Checked score
95
Excellent
Financially stronger than 58% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: 0.5%▲ +0.5 percentage points vs 08-2025
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.6%▲ +0.1 percentage points vs 02-2026
04-2026: 0.6%● unchanged vs 03-2026
05-2026: 0.6%● unchanged vs 04-2026
06-2026: 0.5%▼ -0.1 percentage points vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 0.9%▲ +0.4 percentage points vs 07-2026highest value
09-2026: < 0.1%▼ -0.9 percentage points vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 9 days late; 1 of the last 3 accounts late
lowers risk
Sector: Legal and accounting activities (NACE 69)
Size: total assets €1.0m
Equity €773,885 (75.3% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 87% of them on solvency, 45% on liquidity, 39% on profitability and 62% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as EMB SERVICES has now. Each dot stands for 51 companies, two years later.
95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of EMB SERVICES itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for EMB SERVICES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €70,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.99 (2.78 in 2024), above the usual 1.5. Short-term debt is 24.7% and cash 14.7% of total assets. 24.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 9 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-08-2026, 9 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
9 days late
2024
31 days late
2023
17 days early
2022
29 days late
2021
29 days late
2020
30 days late
2019
90 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 29 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0871419195
First establishment
Neerrechemstraat 22, Kruisem
Incorporation
published on 02-02-2005 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| EMB SERVICES Kruisem | €1.0m | €161,805 | 75.3% | - |
| MORTIER PASCAL Ghent | €0.9m | €143,295 | 85.0% | - |
| ESCON Tienen | €1.1m | €148,292 | 66.9% | - |
| PETERS CONSULTING EN MANAGEMENT Alken | €1.0m | €142,156 | 74.0% | 0 |
| EUK CONSULTING Brussels | €0.9m | €151,976 | 52.3% | 1.9 |
| MANAGEMENT OLIVIER DESMET Tournai | €1.1m | €192,233 | 16.3% | 0 |
| BUREAU OSTYN Kortrijk | €1.2m | €156,419 | 53.0% | - |
These companies have the same main activity as EMB SERVICES: other legal services (NACE 69109). They are comparable in size and age: total assets between €910,000 and €1.2m, founded between 2001 and 2004.
Official details
Source: KBO- Status
- Active since 25-01-2005Normal situation
- Activity
- Other legal servicesNACE 69109and 1 other
- Establishment unit
- 2.145.178.2599770 Kruisem, since 10-02-2005
- Financial year end
- 31 December
- Peppol
- Reachable since 30-12-2025
Insights on EMB SERVICES
EMB SERVICES files the micro format. That format states no turnover. The gross margin rose from €32,814 in 2008 to €161,805 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about EMB SERVICES
- What is the company number of EMB SERVICES?
- The company number of EMB SERVICES is 0871.419.195. The VAT number is the same number with BE in front: BE 0871.419.195.
- Where is EMB SERVICES based?
- The registered office is at Neerrechemstraat 22, 9770 Kruisem.Company details
- What does EMB SERVICES do?
- According to the KBO register, the main activity is other legal services (NACE 69109).
- What is the legal form of EMB SERVICES?
- EMB SERVICES is a private limited company (pre-2019) (BVBA).
- When was EMB SERVICES founded?
- EMB SERVICES was founded on 25-01-2005.
- Is EMB SERVICES still active?
- Yes, EMB SERVICES is an active enterprise in the KBO register.
- What is the turnover of EMB SERVICES?
- The turnover in financial year 2025 is ≈ €280,000. This figure is estimated from the gross margin of €161,805 and 38 comparable companies (NACE 691). It probably lies between €220,000 and €420,000.Financials
- Is EMB SERVICES profitable?
- In financial year 2025, EMB SERVICES made a profit of €113,199.
- Where can I find the annual accounts of EMB SERVICES?
- EMB SERVICES filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of EMB SERVICES due?
- EMB SERVICES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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