EMB SERVICES
ActiveSummary
EMB SERVICES has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €774k and a net result of €113k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 71% of 12738 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability83▲+21
Solvency100▲+11
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 3.99 against 2.78 in 2024; short-term debt: 24.7% and cash: 14.7% of total assets), and 24.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.3%
Return on assets
11%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-08-2026, 9 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
9 d late
2024
31 d late
2023
17 d early
2022
29 d late
2021
29 d late
2020
30 d late
2019
90 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€774k▲ 17.1%
2024 · €661k
2018: €719k
2019: €758k▲ +5.4% vs 2018
2020: €866k▲ +14.3% vs 2019
2021: €961k▲ +11.0% vs 2020highest in 8 years
2022: €654k▼ -32.0% vs 2021lowest in 8 years
2023: €817k▲ +25.0% vs 2022
2024: €661k▼ -19.2% vs 2023
2025: €774k▲ +17.1% vs 2024
2018 → 2025
Total assets
€1.03M▼ 0.3%
2024 · €1.03M
2018: €767k
2019: €767k▼ -0.1% vs 2018lowest in 8 years
2020: €884k▲ +15.2% vs 2019
2021: €992k▲ +12.3% vs 2020
2022: €1.13M▲ +14.0% vs 2021highest in 8 years
2023: €1.01M▼ -10.6% vs 2022
2024: €1.03M▲ +2.0% vs 2023
2025: €1.03M▼ -0.3% vs 2024
2018 → 2025
Net result
€113k▲ 11.6%
2024 · €101k
2018: €90k
2019: €39k▼ -57.3% vs 2018lowest in 8 years
2020: €109k▲ +182% vs 2019
2021: €95k▼ -12.4% vs 2020
2022: €145k▲ +52.6% vs 2021
2023: €164k▲ +12.7% vs 2022highest in 8 years
2024: €101k▼ -38.1% vs 2023
2025: €113k▲ +11.6% vs 2024
2018 → 2025
Working capital
€759k▲ 14.9%
2024 · €661k
2018: €719k
2019: €758k▲ +5.4% vs 2018
2020: €866k▲ +14.3% vs 2019
2021: €961k▲ +11.0% vs 2020highest in 8 years
2022: €654k▼ -32.0% vs 2021lowest in 8 years
2023: €817k▲ +25.0% vs 2022
2024: €661k▼ -19.2% vs 2023
2025: €759k▲ +14.9% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€961k-€654k▼ 32.0%€817k▲ 25.0%€661k▼ 19.2%€774k▲ 17.1%
2021: €961khighest in 5 years
2022: €654k▼ -32.0% vs 2021lowest in 5 years
2023: €817k▲ +25.0% vs 2022
2024: €661k▼ -19.2% vs 2023
2025: €774k▲ +17.1% vs 2024
Operating result€132k-€208k▲ 57.4%€229k▲ 10.0%€149k▼ 34.6%€159k▲ 6.6%
2021: €132klowest in 5 years
2022: €208k▲ +57.4% vs 2021
2023: €229k▲ +10.0% vs 2022highest in 5 years
2024: €149k▼ -34.6% vs 2023
2025: €159k▲ +6.6% vs 2024
Net result€95k-€145k▲ 52.6%€164k▲ 12.7%€101k▼ 38.1%€113k▲ 11.6%
2021: €95klowest in 5 years
2022: €145k▲ +52.6% vs 2021
2023: €164k▲ +12.7% vs 2022highest in 5 years
2024: €101k▼ -38.1% vs 2023
2025: €113k▲ +11.6% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.03M
Fixed assets
€14k
Current assets
€1.01M
Equity and liabilities €1.03M
Equity
€774k ▲ 17.1%
Debt
€254k ▼ 31.4%
Debt's share of the balance-sheet total falls from 35.9% to 24.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€161k
Cash flow
€115k
Current ratio
3.99▲
2024 · 2.78
Debt to equity
0.33▼
2024 · 0.56
ROE
14.6%▼
2024 · 15.3%
ROA
11.0%▲
2024 · 9.8%
Interest coverage
326.75
Debt ≤ 1 year
€254k▼
2024 · €371k
Income taxes
€50k▲
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.03M€1.03M▼
Fixed assets21/28-€14k
Tangible fixed assets22/27-€14k
Furniture and vehicles24-€14k
Current assets29/58€1.03M€1.01M▼
Amounts receivable after more than one year29€440k€300k▼
Other amounts receivable291€440k€300k▼
Amounts receivable within one year40/41€114k€112k▼
Trade receivables40€14k€12k▼
Other amounts receivable41€100k€100k=
Current investments50/53€478k€450k▼
Cash at bank and in hand54/58-€152k
Equity and liabilities
Total equity and liabilities10/49€1.03M€1.03M▼
Equity10/15€661k€774k▲
Contributions10/11€6k€6k=
Reserves13€654k€768k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€653k€766k▲
Amounts payable17/49€371k€254k▼
Amounts payable within one year42/48€371k€254k▼
Trade debts44€1k-
Suppliers440/4€1k-
Taxes, remuneration and social security45€18k€25k▲
Taxes450/3€18k€25k▲
Other amounts payable47/48€352k€229k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€1k
Other operating charges640/8€1k€1k▼
Gross operating margin9900€151k€162k▲
Operating profit (loss)9901€149k€159k▲
Financial income75/76B-€4k
Recurring financial income75-€4k
Financial charges65/66B€3k€492▼
Recurring financial charges65€3k€492▼
Profit (loss) for the period before taxes9903€147k€163k▲
Income taxes67/77€45k€50k▲
Profit (loss) for the period9904€101k€113k▲
Profit (loss) for the period to be appropriated9905€101k€113k▲
Appropriation of the result
Profit (loss) to be appropriated9906€101k€113k▲
Transfer from equity791/2€258k-
Transfer to equity691/2€101k€113k▲
To other reserves6921€101k€113k▲
Profit to be distributed694/7€258k-
Return on contributions (dividend)694€258k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | - | €1k | - |
| Other operating charges640/8 | €1k | €1k | €2k | €1k | €1k | ▼ 3.4% |
| Gross operating margin9900 | €133k | €209k | €230k | €151k | €162k | ▲ 7.4% |
| Operating profit (loss)9901 | €132k | €208k | €229k | €149k | €159k | ▲ 6.6% |
| Financial income75/76B | €3k | €6k | €6k | - | €4k | - |
| Recurring financial income75 | €3k | €6k | €6k | - | €4k | - |
| Financial charges65/66B | €324 | €375 | €1k | €3k | €492 | ▼ 82.7% |
| Recurring financial charges65 | €324 | €375 | €1k | €3k | €492 | ▼ 82.7% |
| Profit (loss) for the period before taxes9903 | €134k | €213k | €234k | €147k | €163k | ▲ 11.0% |
| Income taxes67/77 | €39k | €68k | €70k | €45k | €50k | ▲ 9.6% |
| Profit (loss) for the period9904 | €95k | €145k | €164k | €101k | €113k | ▲ 11.6% |
| Profit (loss) for the period to be appropriated9905 | €95k | €145k | €164k | €101k | €113k | ▲ 11.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €992k | €1.13M | €1.01M | €1.03M | €1.03M | ▼ 0.3% |
| Fixed assets21/28 | - | - | - | - | €14k | - |
| Tangible fixed assets22/27 | - | - | - | - | €14k | - |
| Furniture and vehicles24 | - | - | - | - | €14k | - |
| Current assets29/58 | €992k | €1.13M | €1.01M | €1.03M | €1.01M | ▼ 1.7% |
| Amounts receivable after more than one year29 | €556k | €556k | €440k | €440k | €300k | ▼ 31.8% |
| Other amounts receivable291 | €556k | €556k | €440k | €440k | €300k | ▼ 31.8% |
| Amounts receivable within one year40/41 | €24k | €53k | €57k | €114k | €112k | ▼ 1.5% |
| Trade receivables40 | €20k | €53k | €57k | €14k | €12k | ▼ 12.5% |
| Other amounts receivable41 | €4k | - | - | €100k | €100k | = |
| Current investments50/53 | - | - | - | €478k | €450k | ▼ 5.8% |
| Cash at bank and in hand54/58 | €412k | €522k | €513k | - | €152k | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €992k | €1.13M | €1.01M | €1.03M | €1.03M | ▼ 0.3% |
| Equity10/15 | €961k | €654k | €817k | €661k | €774k | ▲ 17.1% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €955k | €648k | €811k | €654k | €768k | ▲ 17.3% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €953k | €646k | €809k | €653k | €766k | ▲ 17.3% |
| Amounts payable17/49 | €31k | €477k | €193k | €371k | €254k | ▼ 31.4% |
| Amounts payable within one year42/48 | €31k | €477k | €193k | €371k | €254k | ▼ 31.4% |
| Financial debts43 | - | - | €150k | - | - | - |
| Credit institutions430/8 | - | - | €150k | - | - | - |
| Trade debts44 | €4k | €1k | €1k | €1k | - | - |
| Suppliers440/4 | €4k | €1k | €1k | €1k | - | - |
| Taxes, remuneration and social security45 | €27k | €40k | €36k | €18k | €25k | ▲ 39.0% |
| Taxes450/3 | €27k | €40k | €36k | €18k | €25k | ▲ 39.0% |
| Other amounts payable47/48 | - | €436k | €6k | €352k | €229k | ▼ 34.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €95k | €145k | €164k | €101k | €113k | ▲ 11.6% |
| + Depreciation and write-downs630 | - | - | - | - | €1k | - |
| Operating cash flow (approximation) | €95k | €145k | €164k | €101k | €115k | ▲ 13.0% |
| Change in cash | - | €109k | €-8k | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 9 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
14-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €164k ▲12.7%
Operating result €229k, net result €164k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 5.23
Current ratio from 2.37 to 5.23; short-term debt falls from €477k to €193k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
31-12
Financial
Weakest financial yearnet €39k ▼57.3%
Net result drops to €39k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 5current ratio 83.01
Current ratio from 15.85 to 83.01; short-term debt falls from €48k to €9k.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 2005
Ground area
1,120 m²
Building footprint
123 m²
Volume, LiDAR
734 m³
Parcel 45053C1082/00G000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EMB SERVICES
since 20052.145.178.259
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45053C1082/00G000 | Flanders | 1,120 m² | 1 · 123 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
redsky legal
BE 0697.734.361
Etterbeek · Eq €774k
F.B.F.
BE 0472.182.043
Wevelgem · Eq €775k
MORTIER PASCAL
BE 0859.993.783
Gent · Eq €784k
MOVUS
BE 0875.224.466
Opwijk · Eq €763k
International Mobility Consult
BE 0806.709.408
Dendermonde · Eq €761k
Of 2,762 companies in sector 69109 we hold annual accounts for 1,208. 638 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded25-01-2005
Fiscal year end31-12
Activities, NACEBEL 2025
69109Other legal services
38320Waste collection, recovery and disposal activities
Contact
Phone
09/383 01 03Kruisem
Scores and ratios are computed by Checked and are not a credit decision.