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EM Conseils

Active
Private limited companyfounded 20197 yrs activeRue du Patriote 4, 1461 Ittre, BelgiumKBO/BCE: BE 0730.594.793
Summary

EM Conseils has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €91,747 and a net result of €15,204. Equity is growing by ~18.6% per year across the filed fiscal years. Its solvency ranks better than 45% of 36981 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
EM ConseilsActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
Size
€181,318total assets 2025
Equity
€91,747
Profit
€15,204
Turnover not published (abridged schema)
Financial health
95 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 24 d early0 of 1 deed read
Why 95- No establishment unit in the KBO+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Liquidity: current ratio 2.58, cash €43,022+ Size: total assets €181,318Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 57% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 76+10
equity 50.6% of total assets
Liquidity 79+7
short-term debt 11.7% · cash 23.7%
Profitability 79+11
return on assets 8.4%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,788 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%▼ -2.8% vs 12-2024lowest value 02-2025: < 0.1%▲ +2.9% vs 01-2025 03-2025: < 0.1%● 0.0% vs 02-2025 04-2025: < 0.1%▲ +5.6% vs 03-2025 05-2025: < 0.1%▲ +2.6% vs 04-2025 06-2025: < 0.1%● 0.0% vs 05-2025 07-2025: < 0.1%▲ +12.8% vs 06-2025 08-2025: 0.1%▲ +114% vs 07-2025 09-2025: 0.1%▲ +38.3% vs 08-2025 10-2025: 0.2%▲ +16.9% vs 09-2025 11-2025: 0.1%▼ -2.0% vs 10-2025 12-2025: 0.1%▼ -0.7% vs 11-2025 01-2026: 0.1%▼ -0.7% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.2%▲ +2.0% vs 02-2026 04-2026: 0.2%▲ +3.3% vs 03-2026 05-2026: 0.2%▼ -0.6% vs 04-2026 06-2026: 0.2%▼ -1.3% vs 05-2026 07-2026: 0.2%▲ +9.9% vs 06-2026highest value 08-2026: < 0.1%▼ -70.1% vs 07-2026 09-2026: < 0.1%● 0.0% vs 08-2026 10-2026: < 0.1%● 0.0% vs 09-2026
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Liquidity: current ratio 2.58, cash €43,022 lowers the probability
  • Size: total assets €181,318 lowers the probability for this profile
  • No establishment unit in the KBO raises the probability
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 2.58 against 1.3 in 2024; short-term debt: 11.7% and cash: 23.7% of total assets), and 49.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 46%, liquidity 70%, profitability 46%, growth against the median 67%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 2.58, cash €43,022
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €181,318
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · No establishment unit in the KBO
In the bankruptcy model this factor raises the probability.
KBO · seat and establishments
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
24 d early
2024
35 d late
2023
29 d early
2022
52 d early
2021
34 d early
2020
10 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 16 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €15,204
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Total assets 20256 fiscal years filed €181,318 View
  • Active since 2019founded 11-07-2019 7 years View

By topic

Financials

Fiscal year
2025
Total assets
€181,318
Profit
€15,204
Solvency
50.6%
Total assets▼ 3.5%
Net result
20202025
Go to Financials

Timeline

Events
9
Since
2021
Next accounts
by 31-07-2027
  1. 07-07-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 04-09-2025Annual accounts filed
Go to Timeline

Company details

Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
11-07-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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