Equity
€11,849 from €80,116 in 2022
Equity fell by 85% in 3 years.
EM Care
Lifetime
6 annual accounts with figures on one time axispeak €55,340 (2020)
€19,984▲ 53.7%
peak €38,819 (2020)
€9,330▲ 133%
peak €80,116 (2022)
€11,849▲ 12.6%
€9,155▲ 7.4%
Board1 name since 2020
-
Documentsfilings and deeds
30-08-202630 days late
2025micro format
Gross margin from €12,998 to €19,984Result from €4,005 to €9,330Dividend €8,000Equity from €10,519 to €11,849Investments €11,797
Key points
from the 2025 annual accountsTurnover
≈ €110,000 estimated
The micro format states no turnover.
Investments
€11,797 2.8 × depreciation
Green is investment, beige is depreciation.
Liquidity
1.07 was 1.81 in 2024
Short-term debts rose from €8,522 to €9,155.
Filings
6 annual accounts 6 late
The 2020 accounts came latest: 30 days after the end of the period.
Position in the sector
€11,849
Less equity than 85% of companies in membership organisations. Sector median €146,992 · 498 companies.
Checked score
95
Excellent
Financially stronger than 60% of micro companies in membership organisations (NACE 94)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 1,220 companies (NACE 94, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: 0.1%▲ +0.1 percentage points vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025highest value
09-2025: < 0.1%▼ -0.2 percentage points vs 08-2025lowest value
10-2025: < 0.1%● unchanged vs 09-2025lowest value
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Sector: Activities of membership organisations (NACE 94)
Liquidity: current ratio 1.07, cash €5,818
Figures for financial year 2025 (filed on 30-08-2026)
Equity €11,849 (56.4% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 94, micro). It does better than 39% of them on solvency, 33% on liquidity, 95% on profitability and 71% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as EM Care has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of EM Care itself is lower: < 0.1% within 12 months. It rests on far more data about EM Care than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for EM Care. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.07 (1.81 in 2024), below the usual 1.5. Short-term debt is 43.6% and cash 27.7% of total assets. 43.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 30 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filingsDeviation from the deadline
2025
30 days late
2024
28 days late
2023
28 days late
2022
30 days late
2021
30 days late
2020
30 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 29 days after the deadline. In the sector (NACE 94), the median for financial year 2024 was 29 days before the deadline, and 25% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0746383524
Incorporation
Founding capital of €1,000, 100 shares · Founder: VANDERGHEYNST, Emmily, Gaby · Appointment: VANDERGHEYNST, Emmily, Gaby (director) · published on 21-04-2020 · Gazette deed
First establishment
Zonnebloemstraat 46, Ronse
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| EM Care Ronse | - | - | 56.4% | - |
| GENIELLE Ixelles | - | - | 99.8% | - |
| Toi mon endo Enghien | - | - | 83.5% | - |
| BALANCE LAB Kuurne | - | - | 61.1% | - |
| VIVE VALEQUE Sivry-Rance | - | - | 43.0% | - |
| Fédération bruxelloise de promotion de la santé Sint-Gillis (bij-Brussel) | €6,561 | - | 67.1% | 1.4 |
| Patient Expert Center Zaventem | €260,762 | 14.0% | 58.0% | - |
These companies have the same main activity as EM Care: activities of membership organisations (NACE 94993). They are comparable in size and age: total assets between €22,400 and €175,000, founded between 2003 and 2023.
Official details
Source: KBO- Status
- Active since 17-04-2020Normal situation
- Activity
- Activities of membership organisationsNACE 94993and 3 others
- Establishment unit
- 2.301.741.9029600 Ronse, since 17-04-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 30-12-2025
Insights on EM Care
EM Care files the micro format. That format states no turnover. The gross margin fell from €55,340 in 2020 to €19,984 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about EM Care
- What is the company number of EM Care?
- The company number of EM Care is 0746.383.524. The VAT number is the same number with BE in front: BE 0746.383.524.
- Where is EM Care based?
- The registered office is at Zonnebloemstraat 46, 9600 Ronse.Company details
- What does EM Care do?
- According to the KBO register, the main activity is activities of membership organisations (NACE 94993).
- What is the legal form of EM Care?
- EM Care is a private limited company (BV).
- When was EM Care founded?
- EM Care was founded on 17-04-2020.
- Is EM Care still active?
- Yes, EM Care is an active enterprise in the KBO register.
- What is the turnover of EM Care?
- The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €19,984 and 32 comparable companies (NACE 94). It probably lies between €44,000 and €380,000. It is a rough estimate. In financial year 2021 turnover was €68,572.Financials
- Is EM Care profitable?
- In financial year 2025, EM Care made a profit of €9,330.
- Where can I find the annual accounts of EM Care?
- EM Care filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of EM Care due?
- EM Care must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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