EM Care
ActiveSummary
EM Care has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €9k. Equity is shrinking by ~28.3% per year across the filed fiscal years. Its solvency ranks better than 39% of 384 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+5
Solvency81▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.07 against 1.81 in 2024; short-term debt: 43.6% and cash: 27.7% of total assets), and 43.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 94
Relative position
BE, all sectors
reference
Sector 94
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.4%
Return on assets
44.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
30 d late
2024
28 d late
2023
28 d late
2022
30 d late
2021
30 d late
2020
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€69k
EBIT margin
32.8%
Net result
€9k▲ 133%
2024 · €4k
2020: €39k
2021: €15k
2022: €25k
2023: €4k
2024: €4k
2020 → 2025
Working capital
€634▼ 90.8%
2024 · €7k
2020: €34k
2021: €49k
2022: €73k
2023: €26k
2024: €7k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€69k-
Equity€55k-€80k▲ 46.1%€32k▼ 60.7%€11k▼ 66.6%€12k▲ 12.6%
Operating result€22k-€37k▲ 63.1%€12k▼ 67.6%€10k▼ 13.9%€14k▲ 40.1%
Net result€15k-€25k▲ 68.2%€4k▼ 82.6%€4k▼ 8.9%€9k▲ 133%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 40% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €21k
Fixed assets
€11k ▲ 208%
Current assets
€10k ▼ 36.4%
Equity and liabilities €21k
Equity
€12k ▲ 12.6%
Debt
€9k ▲ 7.4%
Debt's share of the balance-sheet total falls from 44.8% to 43.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€19k▲
2024 · €11k
Cash flow
€14k▲
2024 · €5k
Current ratio
1.07▼
2024 · 1.81
Debt to equity
0.77▼
2024 · 0.81
ROE
78.7%▲
2024 · 38.1%
ROA
44.4%▲
2024 · 21.0%
Interest coverage
206.16▲
2024 · 129.59
Debt ≤ 1 year
€9k▲
2024 · €9k
Income taxes
€5k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€19k€21k▲
Fixed assets21/28€4k€11k▲
Tangible fixed assets22/27€4k€11k▲
Plant, machinery and equipment23€657€123▼
Furniture and vehicles24€3k€11k▲
Current assets29/58€15k€10k▼
Amounts receivable within one year40/41€7k€4k▼
Trade receivables40€5k€4k▼
Other amounts receivable41€2k€0▼
Cash at bank and in hand54/58€8k€6k▼
Deferred charges and accrued income490/1€539€399▼
Equity and liabilities
Total equity and liabilities10/49€19k€21k▲
Equity10/15€11k€12k▲
Contributions10/11€1k€1k=
Reserves13€773€1k▲
Tax-exempt reserves132€773€1k▲
Profit (loss) carried forward14€9k€10k▲
Amounts payable17/49€9k€9k▲
Amounts payable within one year42/48€9k€9k▲
Trade debts44€168€652▲
Suppliers440/4€168€652▲
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Other amounts payable47/48€7k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€4k▲
Other operating charges640/8€1k€1k▲
Non-recurring operating charges66A€351€0▼
Gross operating margin9900€13k€20k▲
Operating profit (loss)9901€10k€14k▲
Financial income75/76B€10€0▼
Recurring financial income75€10€0▼
Financial charges65/66B€89€90▲
Recurring financial charges65€89€90▲
Profit (loss) for the period before taxes9903€10k€14k▲
Income taxes67/77€6k€5k▼
Profit (loss) for the period9904€4k€9k▲
Profit (loss) for the period to be appropriated9905€4k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€34k€18k▼
Profit (loss) brought forward from the previous period14P€30k€9k▼
Transfer to equity691/2€275€275=
To the legal reserve6920€0-
To other reserves6921€275€275=
Profit to be distributed694/7€25k€8k▼
Return on contributions (dividend)694€25k€8k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €4k ▼8.9%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 5.64
Current ratio from 2.77 to 5.64; short-term debt falls from €19k to €11k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ronse · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zonnebloemstraat 469600 RonseGround area
248 m²
Building footprint
93 m²
Volume, LiDAR
561 m³
Parcel 45422C0400/00Z004, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EM Care
since 20202.301.741.902
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45422C0400/00Z004 | Flanders | 248 m² | 1 · 93 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VIVE VALEQUE
BE 0480.067.549
Sivry-Rance · Eq €15k
KINETIEK
BE 0864.138.455
Gent · Eq €20k
SPIRO173
BE 0632.944.103
Aalst · Eq €22k
Alliantie voor een rookvrije samenleving
BE 0788.690.667
Schaarbeek · Eq €25k
ASSOCIATION POUR LA PROMOTION ET LE DEVELOPPEMENT DES COOPERATIONS TRANSFRONTALIERES EN SANTE
BE 0665.886.489
Saint-Hubert · Eq €32k
Of 386 companies in sector 94993 we hold annual accounts for 123. 32 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-04-2020
Fiscal year end31-12
Activities, NACEBEL 2025
94993Activities of membership organisations
82990Other business support services
86940Nursing and midwifery
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.