EM-Automotive

Active

Private limited companyfounded 2017active for 9 yearsSteenweg 94, 3570 Alken, BelgiumKBO/BCE: BE 0680.834.783

Summary

The computed 12-month bankruptcy probability of EM-Automotive is 2.3% (moderate). The annual accounts of EM-Automotive for financial year 2025 show a net loss of 53% of total assets and of 91% of the equity at the start of that year. The 2025 annual accounts show equity of €2,153 and a net result of -€22,945. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 25% of 22,650 sector peers (NACE 47, financial year 2025). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

EM-AutomotiveActiveChecked score 50/100

Risk analysis Report Compare

Activity

Retail sale of cars and light vans (up to 3.5 tonnes)

NACE 47811

1 site

Size

€43,617total assets 2025

Equity: €2,153
Loss: -€22,945

Turnover not published (micro format)

Financial health

50 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 2.3%

Structure

SAHIN EmreDirector

2025 accounts 43 days early3 of 4 deeds summarised

Why 50raises riskLoss of €22,945 (financial year 2025)Liquidity: current ratio 1.05Sector: Retail trade (NACE 47)lowers riskSize: total assets €43,617Show the evidence

Checked score

Score 2025

50 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 9% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 30-37

equity 4.9% of total assets

Liquidity 0-31

short-term debt 95.1%

Profitability 0-87

return on assets -52.6%

Bankruptcy probability, 12 months

2.3% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,268 companies, NACE 47, micro)

Last 24 months 11-2024: 0.8% 12-2024: 0.8%● unchanged vs 11-2024 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025lowest value 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.9%▲ +0.1 percentage points vs 03-2025 05-2025: 1.0%▲ +0.1 percentage points vs 04-2025 06-2025: 1.0%● unchanged vs 05-2025 07-2025: 1.4%▲ +0.4 percentage points vs 06-2025 08-2025: 1.4%● unchanged vs 07-2025 09-2025: 1.4%● unchanged vs 08-2025 10-2025: 1.4%● unchanged vs 09-2025 11-2025: 1.1%▼ -0.3 percentage points vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.0%▼ -0.1 percentage points vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026 03-2026: 1.0%● unchanged vs 02-2026 04-2026: 1.2%▲ +0.2 percentage points vs 03-2026 05-2026: 1.5%▲ +0.3 percentage points vs 04-2026 06-2026: 1.4%▼ -0.1 percentage points vs 05-2026 07-2026: 0.8%▼ -0.6 percentage points vs 06-2026 08-2026: 1.1%▲ +0.3 percentage points vs 07-2026 09-2026: 1.4%▲ +0.3 percentage points vs 08-2026 10-2026: 2.3%▲ +0.9 percentage points vs 09-2026highest value

No publishable credit limit; credit only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity tight (current ratio 1.05, compared with 1.72 in 2024, below the usual 1.5; short-term debt: 95.1% of total assets), and 95.1% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 23% on solvency, 1% on liquidity, 6% on profitability and 6% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Size: total assets €43,617

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Loss of €22,945 (financial year 2025)

NBB · annual accounts

Liquidity: current ratio 1.05

NBB · annual accounts

Sector: Retail trade (NACE 47)

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.

NBB · 7 filings

Deviation from the deadline

2025

43 days early

2024

38 days early

2023

30 days early

2022

32 days early

2020

33 days early

2019

36 days early

2018

33 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 35 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 June (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

18-06-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Weakest financial yearnet -€22,945
23-06-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Caution: Among the weakest 10% on net resultsector median €5,089 · 22,631 companies -€22,945 View
Positive: Always filed on timeaccounts within the deadline every year 7 years View
One director decidessole director in office 1 View

By topic

Financials

Financial year: 2025
Total assets: €43,617
Loss: -€22,945
Solvency: 4.9%

Total assets▼ 27.1%

Net result

20182025

Go to Financials

Board & ownership

Board: 1 member

SAHIN EmreDirector

Go to Board & ownership

Timeline

Events: 14
Since: 2019
Next accounts: by 31-07-2027

31-12-2024Back to profit
01-07-2024Annual accounts filed
07-06-2024Resignation: SAHIN Murat (director)

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Retail sale of cars and light vans (up…NACE 47811
Founded: 08-09-2017
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 8

Purpose: “Bouwbedrijf in de meest ruime zin; Schilderbedrijf in de meest ruime zin; Poetsbedrijf in…” (deed in Dutch)

Go to Articles of association

Key facts about EM-Automotive

What is the company number of EM-Automotive?: 0680.834.783. In Belgium the VAT number is the company number with BE in front: BE 0680.834.783.
Where is EM-Automotive based?: The registered office is at Steenweg 94, 3570 Alken.Company details
What does EM-Automotive do?: According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of EM-Automotive?: Private limited company (BV).
When was EM-Automotive founded?: On 08-09-2017.
Is EM-Automotive still active?: Yes, EM-Automotive is an active enterprise in the KBO register.
What is the turnover of EM-Automotive?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is EM-Automotive profitable?: In financial year 2025, EM-Automotive made a loss of €22,945.
Where can I find the annual accounts of EM-Automotive?: EM-Automotive filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of EM-Automotive due?: By 31-07-2027, for financial year 2026.Timeline