ELYO CONSULTING
ActiveELYO CONSULTING has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €9k and a net result of €-26k. Equity is shrinking by ~36.4% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2025. Its solvency ranks better than 20% of 37972 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-25
Solvency30▼-69
Growth32▼-20
Stability94
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.24 against 2.75 in 2023), and 80.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
19.7%
Return on assets
-56.3%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 37972 sector peers (2024).
NBB · sector comparisonPosition among 37972 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-09-2025, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
39 d late
2023
23 d early
2022
49 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€9k▼ 74.1%
2023 · €35k
2022: €33k
2023: €35k
2022 → 2024
Total assets
€46k▼ 16.3%
2023 · €54k
2022: €47k
2023: €54k
2022 → 2024
Net result
€-26k
2023 · €2k
2022: €13k
2023: €2k
2022 → 2024
Working capital
€9k▼ 74.1%
2023 · €35k
2022: €9k
2023: €35k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€33k-€35k▲ 5.2%€9k▼ 74.1%
Operating result€16k-€6k▼ 64.5%€-19k
Net result€13k-€2k▼ 86.6%€-26k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €19k after €6k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €46k
Equity
€9k▼ 74.1%
Debt
€37k▲ 85.1%
The debt ratio rises from 36.4% to 80.3%: debt grows while equity shrinks.
Key figures and ratios
Solvency
19.7%▼
2023 · 63.6%
Current ratio
1.24▼
2023 · 2.75
Quick ratio
1.24▼
2023 · 2.75
Debt / equity
4.09▲
2023 · 0.57
ROE
-286.6%▼
2023 · 5.0%
ROA
-56.3%▼
2023 · 3.2%
Debt
€37k▲
2023 · €20k
Debt ≤ 1 year
€37k▲
2023 · €20k
Income taxes
€351▼
2023 · €551
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€54k€46k▼
Current assets29/58€54k€46k▼
Amounts receivable within one year40/41€13k€27k▲
Trade receivables40€13k€25k▲
Other amounts receivable41€881€2k▲
Cash at bank and in hand54/58€16k€1k▼
Deferred charges and accrued income490/1€25k€17k▼
Equity and liabilities
Total equity and liabilities10/49€54k€46k▼
Equity10/15€35k€9k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€15k€-11k▼
Amounts payable17/49€20k€37k▲
Amounts payable within one year42/48€20k€37k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€12k€27k▲
Taxes450/3€12k€13k▲
Remuneration and social security454/9-€14k
Other amounts payable47/48€6k€7k▲
Income statement
Code20232024
Other operating charges640/8€4k€4k▲
Gross operating margin9900€9k€-15k▼
Operating profit (loss)9901€6k€-19k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€3k€6k▲
Recurring financial charges65€3k€6k▲
Profit (loss) for the period before taxes9903€2k€-25k▼
Income taxes67/77€551€351▼
Profit (loss) for the period9904€2k€-26k▼
Profit (loss) for the period to be appropriated9905€2k€-26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€-11k▼
Profit (loss) brought forward from the previous period14P€13k€15k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
08-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 39 days late
2024
31-12
Financial
Weakest financial yearnet €-26k ▼1590%
Net result drops to €-26k, the lowest in the series.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 49 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vanderkinderestraat 4671180 UkkelGround area
9,764 m²
Building footprint
5,289 m²
Volume, LiDAR
21,103 m³
Parcel 21612C0004/00D047, Brussels · tallest building 19.4 m, ±1 floor. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612C0004/00D047 | Brussels | 9,763 m² | 1 · 5,289 m² | 19.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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JADE CONSULT
BE 0811.927.315
Sint-Jans-Molenbeek · Eq €9k
BLUE INVEST
BE 1009.721.894
Izegem · Eq €9k
UBUNTU4U
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 21,648 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46190Agents in non-specialised wholesale trade
47811Retail sale of cars and light vans (up to 3.5 tonnes)
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.