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Ely

Active
Private limited companyfounded 200718 yrs activePontstraat 6, 9831 Sint-Martens-Latem, BelgiumKBO/BCE: BE 0894.002.676

Ely has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45k and a net result of €21k. Equity is shrinking by ~12% per year across the filed fiscal years. Its solvency ranks better than 79% of 13071 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
98 / 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+77
Solvency99▲+2
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.12 against 1.93 in 2024), and 35.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 18 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
64.4%
Return on assets
30.1%
Age of the figures
8 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
21 d late
2024
7 d early
2023
30 d early
2022
39 d early
2021
40 d early
2020
32 d early
2019
39 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€45k▼ 38.0%
2024 · €73k
2018: €99k 2019: €133k 2020: €140k 2021: €156k 2022: €115k 2023: €86k 2024: €73k
2018 → 2025
Total assets
€70k▼ 43.0%
2024 · €123k
2018: €222k 2019: €245k 2020: €231k 2021: €231k 2022: €192k 2023: €157k 2024: €123k
2018 → 2025
Net result
€21k▲ 539%
2024 · €3k
2018: €15k 2019: €37k 2020: €7k 2021: €21k 2022: €-40k 2023: €3k 2024: €3k
2018 → 2025
Working capital
€28k▼ 38.6%
2024 · €46k
2018: €55k 2019: €100k 2020: €115k 2021: €122k 2022: €90k 2023: €63k 2024: €46k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€156k-€115k▼ 26.0%€86k▼ 25.3%€73k▼ 15.3%€45k▼ 38.0%
Operating result€24k-€-32k€5k€6k▲ 10.0%€23k▲ 279%
Net result€21k-€-40k€3k€3k▲ 0.6%€21k▲ 539%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-60k€-40k€-20k€0€20kOperating result 2021: €24k€24kNet result 2021: €21k€21kOperating result 2022: €-32k€-32kNet result 2022: €-40k€-40kOperating result 2023: €5k€5kNet result 2023: €3k€3kOperating result 2024: €6k€6kNet result 2024: €3k€3kOperating result 2025: €23k€23kNet result 2025: €21k€21k20212022202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 279% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €70k
Fixed assets €17k▼ 39.7%
Current assets €53k▼ 44.0%
Equity and liabilities €70k
Equity €45k▼ 38.0%
Debt €25k▼ 50.3%
The debt ratio falls from 40.8% to 35.6%: debt falls faster than equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€38k
2024 · €22k
Cash flow
€37k
2024 · €19k
Solvency
64.4%
2024 · 59.2%
Current ratio
2.12
2024 · 1.93
Quick ratio
1.21
2024 · 1.47
Debt / equity
0.55
2024 · 0.69
ROE
46.8%
2024 · 4.5%
ROA
30.1%
2024 · 2.7%
Interest coverage
20.33
2024 · 6.78
Debt
€25k
2024 · €50k
Debt ≤ 1 year
€25k
2024 · €49k
Debt > 1 year
€0
2024 · €1k
Income taxes
€676
2024 · €661
Staff costs
€153k
2024 · €135k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€123k€70k
Fixed assets21/28€29k€17k
Tangible fixed assets22/27€25k€13k
Land and buildings22€13k€2k
Plant, machinery and equipment23€11k€8k
Furniture and vehicles24€1k€3k
Financial fixed assets28€4k€4k=
Current assets29/58€95k€53k
Stocks and contracts in progress3€22k€23k
Stocks30/36€22k€23k
Amounts receivable within one year40/41€8k€12k
Trade receivables40€3k€10k
Other amounts receivable41€5k€2k
Cash at bank and in hand54/58€63k€17k
Deferred charges and accrued income490/1€1k€970
Equity and liabilities
Total equity and liabilities10/49€123k€70k
Equity10/15€73k€45k
Contributions10/11€0-
Reserves13€71k€43k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€85€85=
Distributable reserves133€69k€41k
Profit (loss) carried forward14€2k€2k
Amounts payable17/49€50k€25k
Amounts payable after more than one year17€1k€0
Financial debts170/4€1k€0
Amounts payable within one year42/48€49k€25k
Current portion of amounts payable after more than one year42€15k€1k
Trade debts44€16k€13k
Suppliers440/4€16k€13k
Taxes, remuneration and social security45€18k€11k
Taxes450/3€3k€4k
Remuneration and social security454/9€15k€7k
Other amounts payable47/48€335€0
Income statement Code20242025
Non-recurring operating income76A-€3k
Remuneration, social security and pensions62€135k€153k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€15k
Other operating charges640/8€945€1k
Gross operating margin9900€158k€192k
Operating profit (loss)9901€6k€23k
Financial income75/76B€1k€806
Recurring financial income75€1k€806
Financial charges65/66B€3k€2k
Recurring financial charges65€3k€2k
Profit (loss) for the period before taxes9903€4k€22k
Income taxes67/77€661€676
Profit (loss) for the period9904€3k€21k
Transfer from tax-exempt reserves789€15k€0
Profit (loss) for the period to be appropriated9905€18k€21k
Appropriation of the result
Profit (loss) to be appropriated9906€21k€23k
Profit (loss) brought forward from the previous period14P€2k€2k
Transfer from equity791/2-€34k
Transfer to equity691/2€3k€6k
To other reserves6921€3k€6k
Profit to be distributed694/7€15k€49k
Return on contributions (dividend)694€15k€49k

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
21-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
24-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Back to profitnet €3k
Net result €3k after one loss-making year.
22-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Weakest financial yearnet €-40k ▼290%
Net result drops to €-40k, the lowest in the series; recovery starts the following year.
21-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Equity above €150kEq €156k ▲11.1%
4 profitable years in a row build equity to €156k.
29-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
22-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Highest result since 2018net €37k ▲147%
Operating result €60k, net result €37k, both a record.
31-12
Financial Equity above €100kEq €133k ▲34.2%
2 profitable years in a row build equity to €133k.
24-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2008
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Pontstraat 69831 Sint-Martens-Latem
Ground area
435 m²
Building footprint
226 m²
Volume, LiDAR
856 m³
Parcel 44015A0389/00P000, Flanders · tallest building 8.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Pontstraat 6, 9831 Sint-Martens-Latem
Retail trade
since 20082.167.669.688
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44015A0389/00P000 Flanders 435 m² 1 · 226 m² 8.1 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid
Year Entries awardedpaid
2022 1 2,000 EUR2,000 EUR
Schemes
Hinderpremie bij openbare werken
1 entry · 2,000 EUR · 2,000 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Food safety, FASFC

1 site
Sint-Martens-Latem2.167.669.688
1 permission
Toelating · Eetgelegenheid · since 01-02-2008

Legal Entity Identifier

254900O7VIV8XFHTB839
live in the LEI register

Similar companies · same sector, comparable size

Of 20,231 companies in sector 56111 we hold annual accounts for 11,313. 9,671 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded06-12-2007
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.