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Elverso

Active
Private limited companyfounded 20251 yr activeLegebaan 36, 2560 Nijlen, BelgiumKBO/BCE: BE 1026.438.657
Summary

The computed 12-month bankruptcy probability of Elverso is 1.7% (moderate). The 2025 annual accounts show equity of €68,367 and a net result of €63,367. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency80
Growth-
Track record67
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 2.5; short-term debt: 26.5% and cash: 66.2% of total assets), and 45.3% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
54.7%
Return on assets
50.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-02-2026, 158 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
158 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 12 August 2025, Elverso was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€68,367
Total assets
€124,950
Net result
€63,367
Working capital
€49,604

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €124,950
Fixed assets €42,209
Current assets €82,741
Equity and liabilities €124,950
Equity €68,367
Debt €56,583
Debt finances 45.3% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€80,280
Cash flow
€63,658
Current ratio
2.50
Debt to equity
0.83
ROE
92.7%
ROA
50.7%
Interest coverage
3406.02
Debt ≤ 1 year
€33,137
Debt > 1 year
€23,446
Income taxes
€16,598

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 35 lines
Balance sheet Code2025
Assets
Total assets20/58€124,950
Fixed assets21/28€42,209
Tangible fixed assets22/27€42,209
Furniture and vehicles24€42,209
Current assets29/58€82,741
Cash at bank and in hand54/58€82,741
Equity and liabilities
Total equity and liabilities10/49€124,950
Equity10/15€68,367
Contributions10/11€5,000
Reserves13€63,367
Distributable reserves133€63,367
Amounts payable17/49€56,583
Amounts payable after more than one year17€23,446
Financial debts170/4€23,446
Amounts payable within one year42/48€33,137
Current portion of amounts payable after more than one year42€6,554
Trade debts44€5,592
Suppliers440/4€5,592
Taxes, remuneration and social security45€19,326
Taxes450/3€16,598
Remuneration and social security454/9€2,728
Other amounts payable47/48€1,665
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€291
Other operating charges640/8€540
Gross operating margin9900€80,820
Operating profit (loss)9901€79,989
Financial charges65/66B€24
Recurring financial charges65€24
Profit (loss) for the period before taxes9903€79,965
Income taxes67/77€16,598
Profit (loss) for the period9904€63,367
Profit (loss) for the period to be appropriated9905€63,367
Appropriation of the result
Profit (loss) to be appropriated9906€63,367
Transfer to equity691/2€63,367
To other reserves6921€63,367

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€291
Other operating charges640/8€540
Gross operating margin9900€80,820
Operating profit (loss)9901€79,989
Financial charges65/66B€24
Recurring financial charges65€24
Profit (loss) for the period before taxes9903€79,965
Income taxes67/77€16,598
Profit (loss) for the period9904€63,367
Profit (loss) for the period to be appropriated9905€63,367
Line2025
Assets
Total assets20/58€124,950
Fixed assets21/28€42,209
Tangible fixed assets22/27€42,209
Furniture and vehicles24€42,209
Current assets29/58€82,741
Cash at bank and in hand54/58€82,741
Equity and liabilities
Total equity and liabilities10/49€124,950
Equity10/15€68,367
Contributions10/11€5,000
Reserves13€63,367
Distributable reserves133€63,367
Amounts payable17/49€56,583
Amounts payable after more than one year17€23,446
Financial debts170/4€23,446
Amounts payable within one year42/48€33,137
Current portion of amounts payable after more than one year42€6,554
Trade debts44€5,592
Suppliers440/4€5,592
Taxes, remuneration and social security45€19,326
Taxes450/3€16,598
Remuneration and social security454/9€2,728
Other amounts payable47/48€1,665
Line2025
Profit (loss) for the period9904€63,367
+ Depreciation and write-downs630€291
Operating cash flow (approximation)€63,658

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
23-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nijlen · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
1,000 m²
Building footprint
200 m²
Volume, LiDAR
1,341 m³
Parcel 12026D0524/00K000, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Elverso
Legebaan 36, 2560 NijlenDental practice
since 20252.377.012.714
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12026D0524/00K000 Flanders 1,000 m² 1 · 200 m² 10.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded12-08-2025
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.