Financials
- Fiscal year
- 2025
- Total assets
- €615,981
- Loss
- -€277,066
- Solvency
- 5.8%
Total assets▼ 5.1%
Net result
20182025
Elvepé Building
ActiveSummary
The annual accounts of Elvepé Building for fiscal year 2025 show a net loss of 89% of the equity at the start of that year. The 2025 annual accounts show equity of €35,580 and a net result of -€277,066. Equity is shrinking by ~11% per year across the filed fiscal years. The company has been active since 1970 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
De deelname, onder welke vorm het ook zij, aan de oprichting, de uitbreiding, de…
From the articles, 16 activitiesNo NACE code in the KBO yet1 site
Size
€615,981total assets 2025
- Equity
- €35,580
- Loss
- -€277,066
Structure
- Parent
- TW Trading BV
- Board
- 1 member
- Holdings
- 1
Accounts 87 days early1 of 12 deeds read
Why 53Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Loss of €277,066, the second in a row (FY 2025)+ Size: total assets €615,981+ No main activity registered+ Founded in 1970Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 8% of its sector peers (no NACE code, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
31-42
equity 5.8% of total assets
Liquidity
0-32
short-term debt 94.2% · cash 0.1%
Profitability
0=
return on assets -45.0%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.2%
12-2024: 0.2%● unchanged vs 11-2024
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.3%▲ +0.1 percentage points vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.2%▼ -0.1 percentage points vs 07-2025lowest value
09-2025: 0.2%● unchanged vs 08-2025lowest value
10-2025: 0.2%● unchanged vs 09-2025lowest value
11-2025: 0.2%● unchanged vs 10-2025lowest value
12-2025: 0.2%● unchanged vs 11-2025lowest value
01-2026: 0.2%● unchanged vs 12-2025lowest value
02-2026: 0.2%● unchanged vs 01-2026lowest value
03-2026: 0.2%● unchanged vs 02-2026lowest value
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.4%▲ +0.2 percentage points vs 05-2026highest value
07-2026: 0.4%● unchanged vs 06-2026highest value
08-2026: 0.4%● unchanged vs 07-2026highest value
09-2026: 0.4%● unchanged vs 08-2026highest value
10-2026: 0.4%● unchanged vs 09-2026highest value
Credit up to €1,500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.66 against 1.23 in 2024; short-term debt: 94.2% and cash: 0.1% of total assets), and 94.2% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 20% on solvency, 3% on liquidity, 4% on profitability and 5% on growth.
The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€277,066
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-05-2026, 87 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
87 days early
2024
29 days early
2023
33 days early
2022
19 days early
2021
31 days early
2020
32 days early
2019
32 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 38 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · full…
- Appointment: Omar SALAME CARVAJAL (chair of…Statutes amendment · Capital
- Annual accounts filedfiscal year 2024 · full…
Key points
- Risk: 3 loss-making years in a rowloss fiscal year 2025 -€277,066 View
- Caution: Equity fell in 2025from €312,647 to €35,580 ▼ 88.6% View
- Controlled by TW Trading BV parent View
- Positive: Always filed on timeaccounts within the deadline every year 7 years View
- New directorlatest change 24-02-2026 · 1 in office 1 joined View
- Active since 1970founded 29-05-1970 56 years View
By topic
Board & ownership
- Board
- 1 member
- Parent
- TW Trading BV
Go to Board & ownership
Network & group
- Holdings
- 1
1 holding
Timeline
- Events
- 12
- Since
- 2017
- Next accounts
- by 31-07-2027
- 31-12-2024Weakest financial year
- 28-06-2024Annual accounts filed
- 12-07-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Founded
- 29-05-1970
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
Articles of association
- Provisions read
- 21
- Annual meeting
- Last Thursday of June at 12:00
- Purpose
- De deelname, onder welke vorm het ook zij, aan de oprichting, de uitbreiding, de omvorming…
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