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ELU-D

Active Private limited companyfounded 2022active for 3 yearsChenestre (StA) 2, 4606 DalhemKBO/BCE: BE 0794.510.073

Lifetime

3 annual accounts with figures on one time axis
peak €19,947 (2025)
€19,947▲ 128%
lowest -€2,580 (2023)
€13,751▲ 166%
peak €5,588 (2024)
€4,339▼ 22.3%
€31,519▲ 89.8%
Board1 name since 2022
Documentsfilings and deeds
30-06-202631 days before the deadline
2025micro format
Gross margin from €8,751 to €19,947Result from €5,168 to €13,751Dividend €15,000Equity from €5,588 to €4,339Debts from €16,606 to €31,519

Key points

from the 2025 annual accounts

Equity

€4,339 ▼ 22.3%
5,5882024+13,751Profit-15,000Dividend4,3392025

ELU-D paid out €15,000 in dividends. That is 109% of the 2025 profit.

Debts

€31,519 88% of the balance sheet
Suppliers 7%Taxes and wages 52%Other 40%

Position in the sector

€4,339

Less equity than 88% of companies in computer programming and consultancy. Sector median €69,072 · 21,214 companies.

Checked score

92
Excellent
Financially stronger than 39% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.3%▲ +0.1 percentage points vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025highest value 08-2025: 0.1%▼ -0.2 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

37-13equity 12.1% of total assets
51-8short-term debt 87.9% · cash 42.8%
100+4return on assets 38.3%

Score breakdown

raises risk
Equity €4,339 (12.1% of total assets)
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €35,858
Liquidity: current ratio 1.14, cash €15,349
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 17% of them on solvency, 32% on liquidity, 82% on profitability and 24% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 7,976 companies had the same profile as ELU-D has now. Each dot stands for 20 companies, two years later.

94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more

Another 0.3% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of ELU-D itself is lower: 0.1% within 12 months. It rests on far more data about ELU-D than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 7,976 companies, not a prediction for ELU-D. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Size: total assets €35,858
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.14, cash €15,349
NBB · annual accounts
raises risk · Equity €4,339 (12.1% of total assets)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 21208 sector peers (2025).
NBB · sector comparison
Position among 21208 sector peers
Solvency
better than 16%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
31 days early
2024
27 days early
2023
16 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 25 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 July (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Board and ownership

  • DECRESSON Julien Diégo Jean-Marie Jean-Claude 100 sharesdeed of 09-12-2022
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0794510073
First establishment Chenestre (StA) 2, Dalhem
Incorporation Founding capital of €3,000, 100 shares · Founder: DECRESSON Julien Diégo Jean-Marie Jean-Claude (comparant) · Appointment: DECRESSON Julien Diégo Jean-Marie Jean-Claude (director) · published on 09-12-2022 · Gazette deed
All 8 events

Comparable companies

same main activity, similar in size and age
Company
ELU-D Dalhem €35,858 €19,947 12.1% -
MKDYNAMICS Ternat €38,642 €19,814 90.6% -
TAPIGRO Geraardsbergen €32,240 €20,460 93.3% -
NASR Consulting Mechelen €38,205 €17,735 66.0% -
CYNDEV Spa €31,637 €18,976 30.9% -
Have A Nice Day Welkenraedt €35,693 €21,260 70.8% -
WGET.TECH Juprelle €47,703 €22,912 7.9% -

These companies have the same main activity as ELU-D: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €31,600 and €47,700, founded between 2022 and 2024.

Official details

Source: KBO
Status
Active since 07-12-2022Normal situation
Activity
Computer consultancy and computer facilities managementNACE 62200
Establishment unit
2.343.976.2944606 Dalhem, since 01-01-2023
Financial year end
31 December
Peppol
Reachable since 14-11-2025
Company details

Annual accounts 2025

≈ €110,000estimated
€35,858▲ 61.6%
Filing
Filed on 30-06-2026, 31 days before the end of the filing period
Financials

Insights on ELU-D

ELU-D files the micro format. That format states no turnover. The gross margin rose from -€293 in 2023 to €19,947 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about ELU-D

What is the company number of ELU-D?
The company number of ELU-D is 0794.510.073. The VAT number is the same number with BE in front: BE 0794.510.073.
Where is ELU-D based?
The registered office is at Chenestre (StA) 2, 4606 Dalhem.Company details
What does ELU-D do?
According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
What is the legal form of ELU-D?
ELU-D is a private limited company (BV).
When was ELU-D founded?
ELU-D was founded on 07-12-2022.
Is ELU-D still active?
Yes, ELU-D is an active enterprise in the KBO register.
What is the turnover of ELU-D?
The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €19,947 and 73 comparable companies (NACE 62200). It probably lies between €51,000 and €210,000. It is a rough estimate.Financials
Is ELU-D profitable?
In financial year 2025, ELU-D made a profit of €13,751.
Where can I find the annual accounts of ELU-D?
ELU-D filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ELU-D due?
ELU-D must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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