ELTRALIGHT
ActiveELTRALIGHT has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €815k and a net result of €57k. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 55% of 10206 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
69
/ 100
Healthy▼ -15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▼-65
Solvency77▲+7
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 1.61 against 1.53 in 2024), but 58.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.6%
Return on assets
2.9%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
7 d early
2023
36 d early
2022
29 d late
2021
81 d early
2020
89 d early
2019
33 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€815k▲ 7.5%
2024 · €758k
2018: €623k
2019: €625k
2020: €386k
2021: €399k
2022: €451k
2023: €610k
2024: €758k
2018 → 2025
Total assets
€1.96M▼ 2.5%
2024 · €2.01M
2018: €1.74M
2019: €1.84M
2020: €1.79M
2021: €1.79M
2022: €1.97M
2023: €1.91M
2024: €2.01M
2018 → 2025
Net result
€57k▼ 67.3%
2024 · €174k
2018: €25k
2019: €2k
2020: €30k
2021: €80k
2022: €136k
2023: €159k
2024: €174k
2018 → 2025
Working capital
€653k▲ 9.7%
2024 · €595k
2018: €521k
2019: €490k
2020: €209k
2021: €288k
2022: €306k
2023: €478k
2024: €595k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€399k-€451k▲ 13.0%€610k▲ 35.3%€758k▲ 24.4%€815k▲ 7.5%
Operating result€137k-€227k▲ 65.2%€269k▲ 18.5%€302k▲ 12.6%€116k▼ 61.7%
Net result€80k-€136k▲ 69.1%€159k▲ 17.3%€174k▲ 9.3%€57k▼ 67.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 62% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.96M
Fixed assets
€240k▼ 17.9%
Current assets
€1.72M▲ 0.1%
Equity and liabilities €1.96M
Equity
€815k▲ 7.5%
Debt
€1.14M▼ 8.6%
The debt ratio falls from 62.3% to 58.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€176k▼
2024 · €353k
Cash flow
€117k▼
2024 · €225k
Solvency
41.6%▲
2024 · 37.7%
Current ratio
1.61▲
2024 · 1.53
Quick ratio
0.45▼
2024 · 0.46
Debt / equity
1.40▼
2024 · 1.65
ROE
7.0%▼
2024 · 22.9%
ROA
2.9%▼
2024 · 8.6%
Interest coverage
5.84▼
2024 · 7.91
Debt
€1.14M▼
2024 · €1.25M
Debt ≤ 1 year
€1.07M▼
2024 · €1.12M
Debt > 1 year
€78k▼
2024 · €130k
Income taxes
€29k▼
2024 · €85k
Staff costs
€210k▲
2024 · €208k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.01M€1.96M▼
Fixed assets21/28€293k€240k▼
Tangible fixed assets22/27€288k€235k▼
Land and buildings22€145k€136k▼
Plant, machinery and equipment23€13k€9k▼
Furniture and vehicles24€27k€19k▼
Leasing and similar rights25€102k€71k▼
Financial fixed assets28€5k€5k=
Current assets29/58€1.72M€1.72M▲
Stocks and contracts in progress3€1.21M€1.24M▲
Stocks30/36€1.21M€1.24M▲
Amounts receivable within one year40/41€447k€380k▼
Trade receivables40€447k€380k▼
Cash at bank and in hand54/58€59k€98k▲
Deferred charges and accrued income490/1€5k€5k=
Equity and liabilities
Total equity and liabilities10/49€2.01M€1.96M▼
Equity10/15€758k€815k▲
Contributions10/11€121k€121k=
Reserves13€513k€570k▲
Distributable reserves133€513k€570k▲
Profit (loss) carried forward14€124k€124k=
Amounts payable17/49€1.25M€1.14M▼
Amounts payable after more than one year17€130k€78k▼
Financial debts170/4€130k€78k▼
Amounts payable within one year42/48€1.12M€1.07M▼
Current portion of amounts payable after more than one year42€56k€50k▼
Financial debts43€470k€470k=
Credit institutions430/8€470k€470k=
Trade debts44€397k€412k▲
Suppliers440/4€397k€412k▲
Taxes, remuneration and social security45€106k€64k▼
Taxes450/3€67k€41k▼
Remuneration and social security454/9€39k€23k▼
Other amounts payable47/48€93k€70k▼
Income statement
Code20242025
Non-recurring operating income76A€17k-
Remuneration, social security and pensions62€208k€210k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€60k▲
Other operating charges640/8€24k€22k▼
Gross operating margin9900€586k€407k▼
Operating profit (loss)9901€302k€116k▼
Financial income75/76B€696€526▼
Recurring financial income75€696€526▼
Financial charges65/66B€45k€30k▼
Recurring financial charges65€45k€30k▼
Profit (loss) for the period before taxes9903€258k€86k▼
Income taxes67/77€85k€29k▼
Profit (loss) for the period9904€174k€57k▼
Profit (loss) for the period to be appropriated9905€174k€57k▼
Appropriation of the result
Profit (loss) to be appropriated9906€298k€181k▼
Profit (loss) brought forward from the previous period14P€124k€124k=
Transfer from equity791/2€25k-
Transfer to equity691/2€174k€57k▼
To other reserves6921€174k€57k▼
Profit to be distributed694/7€25k-
Return on contributions (dividend)694€25k-
Social balance
Average headcount (FTE)90874.54.0▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €174k ▲9.3%
Operating result €302k, net result €174k, both a record.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €500kEq €610k ▲35.3%
6 profitable years in a row build equity to €610k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
11-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
03-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
02-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 33 days late
2019
31-12
Financial
Weakest financial yearnet €2k ▼91.6%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Diebeke(Sch) 29500 Geraardsbergen1 establishment unit
ELTRALIGHT
since 19892.046.964.076
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GEORGES LUX
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CASK
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LE SCENARIO
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Ukkel · Eq €827k
Of 970 companies in sector 46431 we hold annual accounts for 698. 492 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-11-1989
Fiscal year end31-12
Activities, NACEBEL
46431Wholesale of electrical household appliances and audio-video equipment
47540Retail sale of electrical household appliances
52450
43211General electrical installation work
45310
47552Retail sale of lighting equipment
47592Retail trade
52442
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filings
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.