ELSOCHT & MOINIL

Active

Private limited companyfounded 20215 yrs activeSint-Katelijnestraat 95, 2800 Mechelen, BelgiumKBO/BCE: BE 0764.737.508

Summary

ELSOCHT & MOINIL has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €43,887 and a net result of €21,152. Equity is growing by ~57.3% per year across the filed fiscal years. Its solvency ranks better than 36% of 177 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

ELSOCHT & MOINILActiveChecked score 95/100

Risk analysis Report Compare

Activity

Physiotherapy

NACE 86951NACE 86905

1 site

Size

€86,077total assets 2026

Equity: €43,887
Profit: €21,152

Turnover not published (abridged schema)

Financial health

95 Excellent Checked score 2026

Bankruptcy chance 12 m: < 0.1%

Structure

Accounts 37 d early0 of 2 deeds read

Why 95+ Sector Human health activities (NACE 86)+ Liquidity: current ratio 1.43, cash €42,062+ Figures for FY 2026 (filed 24-09-2026)+ Size: total assets €86,077Show the evidence

Checked score

Score 2026

95 / 100

Excellent

Probability in this band: under 0.55%

Better than 62% of its sector peers (NACE 86, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2025

Strong

Solvency 76+9

equity 51.0% of total assets

Liquidity 83+3

short-term debt 37.4% · cash 48.9%

Profitability 99-1

return on assets 24.6%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (23,748 companies)

Last 24 months 11-2024: 0.1%highest value 12-2024: 0.1%▼ -0.9% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%▼ -4.6% vs 02-2025 04-2025: 0.1%● 0.0% vs 03-2025 05-2025: 0.1%● 0.0% vs 04-2025 06-2025: < 0.1%▼ -52.9% vs 05-2025 07-2025: 0.1%▲ +8.2% vs 06-2025 08-2025: 0.1%▲ +11.3% vs 07-2025 09-2025: 0.1%▲ +3.4% vs 08-2025 10-2025: < 0.1%▼ -45.9% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%▼ -3.0% vs 03-2026 05-2026: < 0.1%● 0.0% vs 04-2026 06-2026: < 0.1%▲ +9.4% vs 05-2026 07-2026: < 0.1%▲ +5.7% vs 06-2026 08-2026: < 0.1%▲ +5.4% vs 07-2026 09-2026: < 0.1%▲ +2.6% vs 08-2026 10-2026: < 0.1%▼ -30.0% vs 09-2026lowest value

Sector Human health activities (NACE 86) lowers the probability
Liquidity: current ratio 1.43, cash €42,062 lowers the probability
Figures for FY 2026 (filed 24-09-2026) lowers the probability
Size: total assets €86,077 lowers the probability for this profile

Credit up to €4,000 at 30 days acceptable

Liquidity tight (current ratio 1.43 against 1.16 in 2025; short-term debt: 37.4% and cash: 48.9% of total assets), and 49% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 86, micro). Better than this share of them on solvency 41%, liquidity 65%, profitability 60%, growth against the median 81%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk○neutral

Sector Human health activities (NACE 86)

In the bankruptcy model this factor lowers the probability.

KBO

Liquidity: current ratio 1.43, cash €42,062

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Figures for FY 2026 (filed 24-09-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Size: total assets €86,077

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 24-09-2026, 37 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2026

37 d early

2025

49 d early

2024

42 d early

2023

27 d early

2022

38 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 39 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 23 September (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

03-10-2026 today31-03-2027 close31-10-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

24-09-26 Annual accounts filedfiscal year 2026 · micro…
31-03-26 Highest result since 2022net €21,152 ▲0.1%
12-09-25 Annual accounts filedfiscal year 2025 · micro…

Key points

Positive: Always filed on timeaccounts within the deadline every year 5 years View
Total assets 20265 fiscal years filed €86,077 View
Active since 2021founded 08-03-2021 5 years View