ELSALIE
ActiveELSALIE has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.97M and a net result of €145k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 82% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability37▲+37
Solvency67▲+14
Growth78▲+26
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity short (current ratio 0.06 against 0.39 in 2024), and 15.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.6%
Return on assets
6.2%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €2M
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
51 d early
2024
21 d early
2023
8 d early
2022
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.97M▲ 520%
2024 · €317k
2022: €33k
2023: €373k
2024: €317k
2022 → 2025
Total assets
€2.33M▲ 209%
2024 · €752k
2022: €702k
2023: €1.01M
2024: €752k
2022 → 2025
Net result
€145k
2024 · €-56k
2022: €-7k
2023: €340k
2024: €-56k
2022 → 2025
Working capital
€-143k▼ 13.5%
2024 · €-126k
2022: €-315k
2023: €-46k
2024: €-126k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€33k-€373k▲ 1,025%€317k▼ 15.0%€1.97M▲ 520%
Operating result€-6k-€32k€15k▼ 53.7%€16k▲ 5.3%
Net result€-7k-€340k€-56k€145k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.33M
Fixed assets
€2.32M▲ 245%
Current assets
€9k▼ 88.7%
Equity and liabilities €2.33M
Equity
€1.97M▲ 520%
Debt
€358k▼ 17.6%
The debt ratio falls from 57.8% to 15.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€18k▲
2024 · €16k
Cash flow
€147k▲
2024 · €-55k
Solvency
84.6%▲
2024 · 42.2%
Current ratio
0.06▼
2024 · 0.39
Quick ratio
0.06▼
2024 · 0.39
Debt / equity
0.18▼
2024 · 1.37
ROE
7.4%▲
2024 · -17.7%
ROA
6.2%▲
2024 · -7.5%
Interest coverage
1.02▲
2024 · 0.52
Debt
€358k▼
2024 · €435k
Debt ≤ 1 year
€152k▼
2024 · €207k
Debt > 1 year
€164k▼
2024 · €193k
Income taxes
€232▼
2024 · €354
Staff costs
€0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€752k€2.33M▲
Formation expenses20€404€253▼
Fixed assets21/28€671k€2.32M▲
Intangible fixed assets21-€0
Tangible fixed assets22/27€2k€30k▲
Land and buildings22-€0
Plant, machinery and equipment23€1k€2k▲
Furniture and vehicles24€858€29k▲
Leasing and similar rights25-€0
Other tangible fixed assets26-€0
Assets under construction and advance payments27-€0
Financial fixed assets28€669k€2.29M▲
Current assets29/58€81k€9k▼
Amounts receivable after more than one year29-€0
Trade receivables290-€0
Other amounts receivable291-€0
Stocks and contracts in progress3-€0
Stocks30/36-€0
Contracts in progress37-€0
Amounts receivable within one year40/41€100€842▲
Trade receivables40-€842
Other amounts receivable41€100€0▼
Current investments50/53-€0
Cash at bank and in hand54/58€79k€5k▼
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€752k€2.33M▲
Equity10/15€317k€1.97M▲
Contributions10/11€40k€40k=
Revaluation surpluses12-€1.55M
Reserves13-€0
Non-distributable reserves130/1-€0
Reserves not available under the articles1311-€0
Own shares acquired1312-€0
Financial assistance1313-€0
Other1319-€0
Tax-exempt reserves132-€0
Distributable reserves133-€0
Profit (loss) carried forward14€277k€382k▲
Investment grants15-€0
Advance to shareholders on the distribution of net assets19-€0
Provisions and deferred taxes16-€0
Provisions for liabilities and charges160/5-€0
Pensions and similar obligations160-€0
Taxes161-€0
Major repairs and maintenance162-€0
Environmental obligations163-€0
Other liabilities and charges164/5-€0
Deferred taxes168-€0
Amounts payable17/49€435k€358k▼
Amounts payable after more than one year17€193k€164k▼
Financial debts170/4€193k€164k▼
Trade debts175-€0
Advances received on contracts in progress176-€0
Other amounts payable178/9-€0
Amounts payable within one year42/48€207k€152k▼
Current portion of amounts payable after more than one year42€45k€50k▲
Financial debts43-€0
Credit institutions430/8-€0
Other loans439-€0
Trade debts44€2k€595▼
Suppliers440/4€2k€595▼
Bills of exchange payable441-€0
Advances received on contracts in progress46-€0
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€2k€2k▼
Remuneration and social security454/9-€3k
Other amounts payable47/48€158k€97k▼
Accrued charges and deferred income492/3€35k€43k▲
Income statement
Code20242025
Non-recurring operating income76A-€0
Remuneration, social security and pensions62-€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€0
Provisions for liabilities and charges: additions (uses and reversals)635/8-€0
Other operating charges640/8€99€187▲
Operating charges capitalised as restructuring costs649-€0
Non-recurring operating charges66A-€0
Gross operating margin9900€16k€18k▲
Operating profit (loss)9901€15k€16k▲
Financial income75/76B€560€147k▲
Recurring financial income75€560€147k▲
Non-recurring financial income76B-€0
Financial charges65/66B€71k€17k▼
Recurring financial charges65€31k€17k▼
Non-recurring financial charges66B€40k€0▼
Profit (loss) for the period before taxes9903€-56k€145k▲
Transfer from deferred taxes780-€0
Transfer to deferred taxes680-€0
Income taxes67/77€354€232▼
Profit (loss) for the period9904€-56k€145k▲
Transfer from tax-exempt reserves789-€0
Transfer to tax-exempt reserves689-€0
Profit (loss) for the period to be appropriated9905€-56k€145k▲
Appropriation of the result
Profit (loss) to be appropriated9906€277k€422k▲
Profit (loss) brought forward from the previous period14P€333k€277k▼
Transfer from equity791/2-€0
Transfer to equity691/2-€0
To contributions691-€0
To the legal reserve6920-€0
To other reserves6921-€0
Shareholders' contribution to the loss794-€0
Profit to be distributed694/7-€40k
Return on contributions (dividend)694-€40k
Directors or managers695-€0
Employees696-€0
Other beneficiaries697-€0
The notes to these accounts (50 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €145k
Net result €145k after one loss-making year.
31-12
Financial
Equity above €1MEq €1.97M ▲520%
Equity rises from €317k to €1.97M.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-56k ▼116%
Net result drops to €-56k, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €340k
Net result €340k after one loss-making year.
31-12
Financial
Equity above €200kEq €373k ▲1025%
Equity rises from €33k to €373k.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sombreffe · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Comté, Ligny 715140 SombreffeGround area
1,175 m²
Building footprint
106 m²
Parcel 92074A0136/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Elsalie
since 20222.334.113.374
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92074A0136/00F000 | Wallonia | 1,174 m² | 1 · 106 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 20,274 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-08-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
66199Other activities auxiliary to financial services, excluding insurance and pension funding
66300Activities auxiliary to financial services and insurance activities
69109Other legal services
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:sebastien@printbox.be
Phone:+32479908235