ELSA DIT
ActiveSummary
ELSA DIT has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.60M and a net result of €9k. Equity is growing by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 78% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69▼-26
Solvency94▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 8.82 against 6.91 in 2024; short-term debt: 4.7% and cash: 22.6% of total assets), and 31.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.6%
Return on assets
0.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
50 d early
2024
23 d early
2023
40 d early
2022
40 d early
2021
39 d early
2020
31 d early
2019
39 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.60M▼ 7.4%
2024 · €1.72M
Total assets
€2.33M▼ 9.5%
2024 · €2.57M
Net result
€9k▼ 98.3%
2024 · €548k
Working capital
€858k▼ 13.7%
2024 · €994k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€39k▼ 95.9%€60k▲ 53.9%€62k▲ 3.1%€731k▲ 1,075%€4k▼ 99.5%
Net result€25k▼ 96.5%€9k▼ 63.3%€51k▲ 463%€548k▲ 973%€9k▼ 98.3%
Equity€1.19M▲ 2.1%€1.20M▲ 0.8%€1.25M▲ 4.2%€1.72M▲ 37.6%€1.60M▼ 7.4%
Total assets€2.05M▲ 41.0%€2.02M▼ 1.4%€2.08M▲ 2.8%€2.57M▲ 23.8%€2.33M▼ 9.5%
Debt€614k▲ 1,567%€585k▼ 4.7%€599k▲ 2.4%€635k▲ 6.0%€530k▼ 16.6%
Working capital€1.03M▼ 5.1%€1.00M▼ 2.9%€1.04M▲ 3.1%€994k▼ 3.9%€858k▼ 13.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 99% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.33M
Fixed assets
€1.36M ▼ 3.4%
Current assets
€967k ▼ 16.8%
Equity and liabilities €2.33M
Equity
€1.60M ▼ 7.4%
Provisions
€201k ▼ 4.9%
Debt
€530k ▼ 16.6%
Debt's share of the balance-sheet total falls from 24.7% to 22.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€81k▼
2024 · €803k
Cash flow
€86k▼
2024 · €620k
Current ratio
8.82▲
2024 · 6.91
Debt to equity
0.33▼
2024 · 0.37
ROE
0.6%▼
2024 · 31.8%
ROA
0.4%▼
2024 · 21.3%
Interest coverage
9.44▼
2024 · 86.33
Debt ≤ 1 year
€110k▼
2024 · €168k
Debt > 1 year
€411k▼
2024 · €457k
Income taxes
€24k▼
2024 · €211k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €723k | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €51k | €49k | €54k | €72k | €77k | ▲ 7.4% |
| Other operating charges640/8 | €17k | €19k | €22k | €24k | €23k | ▼ 3.6% |
| Non-recurring operating charges66A | €2k | €2k | €0 | €178 | €0 | ▼ 100% |
| Gross operating margin9900 | €110k | €131k | €138k | €827k | €104k | ▼ 87.4% |
| Operating profit (loss)9901 | €39k | €60k | €62k | €731k | €4k | ▼ 99.5% |
| Financial income75/76B | €3k | €0 | €4k | €23k | €27k | ▲ 16.6% |
| Recurring financial income75 | €3k | €0 | €4k | €23k | €27k | ▲ 16.6% |
| Financial charges65/66B | €2k | €34k | €-7k | €9k | €9k | ▼ 7.6% |
| Recurring financial charges65 | €2k | €34k | €-7k | €9k | €9k | ▼ 7.6% |
| Profit (loss) for the period before taxes9903 | €40k | €26k | €73k | €745k | €22k | ▼ 97.0% |
| Transfer from deferred taxes780 | €7k | €8k | €8k | €13k | €10k | ▼ 21.8% |
| Income taxes67/77 | €22k | €25k | €30k | €211k | €24k | ▼ 88.8% |
| Profit (loss) for the period9904 | €25k | €9k | €51k | €548k | €9k | ▼ 98.3% |
| Transfer from tax-exempt reserves789 | €20k | €23k | €24k | €40k | €31k | ▼ 21.8% |
| Profit (loss) for the period to be appropriated9905 | €45k | €32k | €75k | €588k | €41k | ▼ 93.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.05M | €2.02M | €2.08M | €2.57M | €2.33M | ▼ 9.5% |
| Fixed assets21/28 | €945k | €941k | €953k | €1.41M | €1.36M | ▼ 3.4% |
| Tangible fixed assets22/27 | €928k | €924k | €937k | €1.39M | €1.34M | ▼ 3.3% |
| Land and buildings22 | €913k | €915k | €883k | €1.35M | €1.32M | ▼ 2.4% |
| Plant, machinery and equipment23 | €120 | €691 | €541 | €770 | €467 | ▼ 39.3% |
| Furniture and vehicles24 | €15k | €9k | €6k | €3k | €0 | ▼ 100% |
| Leasing and similar rights25 | - | - | €48k | €38k | €28k | ▼ 26.0% |
| Financial fixed assets28 | €17k | €17k | €17k | €17k | €15k | ▼ 10.2% |
| Current assets29/58 | €1.10M | €1.08M | €1.12M | €1.16M | €967k | ▼ 16.8% |
| Amounts receivable after more than one year29 | - | - | - | - | €100k | - |
| Other amounts receivable291 | - | - | - | - | €100k | - |
| Amounts receivable within one year40/41 | €23k | €11k | €109k | €112k | €37k | ▼ 67.3% |
| Trade receivables40 | €3k | €3k | €2k | €5k | €9k | ▲ 69.5% |
| Other amounts receivable41 | €20k | €8k | €108k | €106k | €28k | ▼ 74.0% |
| Current investments50/53 | €305k | €272k | €507k | €957k | €287k | ▼ 70.0% |
| Cash at bank and in hand54/58 | €758k | €783k | €488k | €73k | €525k | ▲ 618% |
| Deferred charges and accrued income490/1 | €16k | €13k | €19k | €21k | €18k | ▼ 11.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.05M | €2.02M | €2.08M | €2.57M | €2.33M | ▼ 9.5% |
| Equity10/15 | €1.19M | €1.20M | €1.25M | €1.72M | €1.60M | ▼ 7.4% |
| Contributions10/11 | €48k | €48k | €48k | €48k | €48k | = |
| Reserves13 | €1.06M | €1.07M | €1.11M | €1.09M | €963k | ▼ 11.7% |
| Tax-exempt reserves132 | €722k | €699k | €675k | €635k | €603k | ▼ 4.9% |
| Distributable reserves133 | €343k | €373k | €433k | €456k | €360k | ▼ 21.2% |
| Profit (loss) carried forward14 | €80k | €81k | €97k | €585k | €585k | ▲ 0.1% |
| Provisions and deferred taxes16 | €241k | €233k | €225k | €212k | €201k | ▼ 4.9% |
| Deferred taxes168 | €241k | €233k | €225k | €212k | €201k | ▼ 4.9% |
| Amounts payable17/49 | €614k | €585k | €599k | €635k | €530k | ▼ 16.6% |
| Amounts payable after more than one year17 | €535k | €499k | €503k | €457k | €411k | ▼ 10.1% |
| Financial debts170/4 | €535k | €499k | €503k | €457k | €411k | ▼ 10.1% |
| Amounts payable within one year42/48 | €68k | €74k | €88k | €168k | €110k | ▼ 34.8% |
| Current portion of amounts payable after more than one year42 | €41k | €35k | €45k | €45k | €46k | ▲ 1.7% |
| Financial debts43 | - | €12k | €4k | €8k | €6k | ▼ 29.5% |
| Credit institutions430/8 | - | - | €4k | €0 | €6k | - |
| Other loans439 | - | €12k | €0 | €8k | €0 | ▼ 100% |
| Trade debts44 | €214 | €2k | €3k | €1k | €1k | ▲ 2.9% |
| Suppliers440/4 | €214 | €2k | €3k | €1k | €1k | ▲ 2.9% |
| Taxes, remuneration and social security45 | €7k | €6k | €17k | €19k | €11k | ▼ 42.2% |
| Taxes450/3 | €7k | €6k | €17k | €19k | €11k | ▼ 42.2% |
| Other amounts payable47/48 | €19k | €19k | €19k | €94k | €45k | ▼ 52.0% |
| Accrued charges and deferred income492/3 | €11k | €12k | €8k | €9k | €9k | ▼ 5.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €25k | €9k | €51k | €548k | €9k | ▼ 98.3% |
| + Depreciation and write-downs630 | €51k | €49k | €54k | €72k | €77k | ▲ 7.4% |
| Operating cash flow (approximation) | €76k | €58k | €105k | €620k | €86k | ▼ 86.1% |
| Investment in fixed assets (approximation) | - | €-45k | €-66k | €-526k | €-29k | ▲ 94.4% |
| Change in cash | - | €25k | €-295k | €-415k | €452k | ▲ 209% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €9k ▼63.3%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2018
Ground area
2,124 m²
Building footprint
341 m²
Volume, LiDAR
2,037 m³
2 parcels, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Elsa Dit
since 20182.283.202.826
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23062N0042/00K004 | Flanders | 1,168 m² | 1 · 232 m² | 7.7 m · 2 fl. |
| 22552E0043/00M064 | Flanders | 956 m² | 1 · 110 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AVEGESER
BE 1022.018.625
Momignies · Eq €1,595,720
TELIKA
BE 0452.646.540
Elsene · Eq €1,595,467
KEVANOS
BE 0451.014.069
Antwerpen · Eq €1,596,889
DECOTIM
BE 0535.660.526
Merelbeke-Melle · Eq €1,597,776
BJ GESTION ET INVESTISSEMENT
BE 0460.603.609
Montigny-le-Tilleul · Eq €1,593,964
Of 9,143 companies in sector 68201 we hold annual accounts for 6,764. 4,518 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-10-2018
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Scores and ratios are computed by Checked and are not a credit decision.