Els De Ridder
ActiveEls De Ridder has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-435) and a net result of €8k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+3
Solvency25▲+3
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 1.57 against 1.31 in 2024; short-term debt: 17.5% and cash: 7.4% of total assets), but equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-0.1%
Return on assets
2.7%
Age of the figures
12 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 9450 sector peers (2025).
NBB · sector comparisonPosition among 9450 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 07-04-2026, 23 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
23 d early
2024
10 d early
2023
3 d early
2022
5 d early
2021
2 d early
2020
4 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-435▲ 94.7%
2024 · €-8k
2019: €13k
2020: €4k
2021: €-10k
2022: €-15k
2023: €-10k
2024: €-8k
2019 → 2025
Total assets
€291k▼ 2.1%
2024 · €297k
2019: €366k
2020: €340k
2021: €366k
2022: €339k
2023: €315k
2024: €297k
2019 → 2025
Net result
€8k▲ 329%
2024 · €2k
2019: €536
2020: €-9k
2021: €-13k
2022: €-5k
2023: €5k
2024: €2k
2019 → 2025
Working capital
€29k▲ 100%
2024 · €14k
2019: €18k
2020: €12k
2021: €-4k
2022: €-2k
2023: €9k
2024: €14k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-10k-€-15k▼ 56.7%€-10k▲ 33.1%€-8k▲ 18.1%€-435▲ 94.7%
Operating result€-5k-€2k€12k▲ 462%€8k▼ 30.7%€18k▲ 120%
Net result€-13k-€-5k▲ 59.8%€5k€2k▼ 63.5%€8k▲ 329%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 120% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €291k
Fixed assets
€211k▼ 10.5%
Current assets
€80k▲ 30.5%
Key figures and ratios
EBITDA
€49k▲
2024 · €39k
Cash flow
€38k▲
2024 · €32k
Solvency
-0.1%▲
2024 · -2.8%
Current ratio
1.57▲
2024 · 1.31
Quick ratio
1.57▲
2024 · 1.31
ROA
2.7%▲
2024 · 0.6%
Interest coverage
8.20▲
2024 · 5.98
Debt
€291k▼
2024 · €305k
Debt ≤ 1 year
€51k▲
2024 · €47k
Debt > 1 year
€240k▼
2024 · €258k
Income taxes
€5k
Equity ratios withheld: equity of €-435 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€297k€291k▼
Fixed assets21/28€236k€211k▼
Intangible fixed assets21€8k€6k▼
Tangible fixed assets22/27€227k€204k▼
Land and buildings22€4k€4k▼
Furniture and vehicles24€957€6k▲
Leasing and similar rights25€12k€940▼
Other tangible fixed assets26€209k€193k▼
Financial fixed assets28€960€960=
Current assets29/58€61k€80k▲
Amounts receivable within one year40/41€11k€15k▲
Trade receivables40€10k€15k▲
Other amounts receivable41€57€75▲
Current investments50/53€19k€43k▲
Cash at bank and in hand54/58€31k€22k▼
Deferred charges and accrued income490/1€1k€627▼
Equity and liabilities
Total equity and liabilities10/49€297k€291k▼
Equity10/15€-8k€-435▲
Contributions10/11€12k€12k=
Outside capital11€12k€12k=
Other1109/19€12k€12k=
Reserves13€2k€10k▲
Distributable reserves133€2k€10k▲
Profit (loss) carried forward14€-22k€-22k=
Amounts payable17/49€305k€291k▼
Amounts payable after more than one year17€258k€240k▼
Financial debts170/4€258k€240k▼
Amounts payable within one year42/48€47k€51k▲
Current portion of amounts payable after more than one year42€27k€18k▼
Trade debts44€760€707▼
Suppliers440/4€760€707▼
Taxes, remuneration and social security45€2k€9k▲
Taxes450/3€2k€9k▲
Other amounts payable47/48€17k€23k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€30k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€41k€52k▲
Operating profit (loss)9901€8k€18k▲
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Profit (loss) for the period before taxes9903€2k€12k▲
Income taxes67/77-€5k
Profit (loss) for the period9904€2k€8k▲
Profit (loss) for the period to be appropriated9905€2k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-21k€-15k▲
Profit (loss) brought forward from the previous period14P€-22k€-22k=
Transfer to equity691/2€2k€8k▲
To other reserves6921€2k€8k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2019net €8k ▲329%
Operating result €18k, net result €8k, both a record.
20-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €5k
Net result €5k after 3 loss-making years.
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
26-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ranst · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lievevrouwestraat 662520 RanstGround area
1,922 m²
Building footprint
110 m²
Volume, LiDAR
756 m³
Parcel 11035C0121/00E014, Flanders · tallest building 8.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Architect De Ridder
since 20182.273.583.196
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11035C0121/00E014 | Flanders | 1,922 m² | 1 · 110 m² | 8.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 11,555 companies in sector 71121 we hold annual accounts for 6,562. 1,596 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-01-2018
Fiscal year end30-09
Abbreviation NL
EDR
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
70200Business and other management consultancy
70220Business consulting
71112Activities of interior architects
71113Urban planning and landscape architecture
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:architect.de.ridder@gmail.com