Summary
ELPEBA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €171,940 and a net result of €122,297. Equity is growing by about 23% per year across the filed financial years. Its solvency ranks better than 22% of 9,727 sector peers (NACE 64, financial year 2025). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals.
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Het verrichten van werkzaamheden van bemiddeling in bank- en beleggingsdiensten overeenkomstig de wet van 22 maart 2006 betreffende de…” (deed in Dutch)
3 activities (deed in Dutch)
- Het verrichten van werkzaamheden van bemiddeling in bank- en beleggingsdiensten overeenkomstig de wet van 22 maart 2006 betreffende de bemiddeling in bank en beleggingsdiensten en de distributie van financiële instrumenten of iedere rechtsnorm die ter vervanging van voormelde wet deze activiteiten zal reguleren
- Het verrichten van werkzaamheden van verzekeringsbemiddeling overeenkomstig de wet op de verzekeringen van 4 april 2014 betreffende de verzekerings- en herverzekeringsbemiddeling en de distributie van verzekeringen of iedere latere rechtsnorm die ter vervanging van voormelde wet deze activiteiten zal reguleren
- De bemiddeling in consumenten kredieten en in hypothecaire kredieten
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, bij enkel besluit van het bestuursorgaan” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Met of zonder beperking van duur, meer” (deed in Dutch)
Capital, shares and profit
- Profit allocationHow profit is distributed; a BV may only pay out after a balance-sheet and liquidity test.
- “Bestuursorgaan, helft van de jaarlijkse nettowinst gereserveerd, andere helft uitgekeerd” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Friday of June at 19:00