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ELOY GROUP

Active
Public limited companyfounded 2015active for 11 yearsRue des Spinettes 13, 4140 Sprimont, BelgiumKBO/BCE: BE 0600.805.231

From the official registers: KBO 22 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

ELOY GROUP has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28.6m and a net result of €538,263. Equity has been stable since 2018 (±0.4% per year). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
ELOY GROUPActiveChecked score 94/100
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 09-03-2015 Normal situation
Registered office
26 active companies are registered at this address 2 started in the 12 months before. Source: KBO register, as of 1 November 2026.
Activity
“L’activité de conseil en matière financière,technique,informatique,marketing,commerciale et administrative,au sens large,l’assistance et la fourniture de…” (deed in French)From the articles, 12 activitiesNo NACE code in the KBO yet
Establishment unit
2.241.332.676 4140 Sprimont, since 21-04-2015
Financial year end
31 December
Peppol
Reachable since 20-11-2020
Company details

Board and ownership

Board
  • ELOY DavidDirector · since 30-06-2020
  • ELOY OlivierDirector · since 30-06-2020
  • ELOY Pierre-EtienneDirector · since 30-06-2020
  • S.R.L CARGEPARDirector · since 24-11-2021 · permanent representative Philippe NADOBNY
and 4 other directors
Auditor
SRL HEYNEN, NYSSEN & C°
Shareholders
Holdings
Shares in 6 companies including E.B.A and ELOY CONSTRUCT
Board & ownership

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Profit
€538,263
Equity
€28.6m
▲ 1.2%
Total assets
€39.1m
▲ 13.1%
Standalone figures, without subsidiaries
Filed on 17-07-2026, 14 days before the deadlineat the National Bank
Financials
Score breakdownlowers riskSize: total assets €39.1m, files consolidated accountsFigures for financial year 2025 (filed on 17-07-2026)Equity €28.6m (73.2% of total assets)Founded in 2015Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 52% of medium-sized companies without a NACE code
Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Strong
Solvency 98-2
equity 73.2% of total assets
Liquidity 66+2
short-term debt 2.1% · cash 12.7%
Profitability 20+4
return on assets 1.4%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €2,650,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.09 (4.9 in 2024), above the usual 1.5. Short-term debt is 2.1% and cash 12.7% of total assets. 26.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, medium-sized). It does better than 48% of them on solvency, 92% on liquidity, 14% on profitability and 53% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Size: total assets €39.1m, files consolidated accounts
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 17-07-2026)
NBB · annual accounts
lowers risk · Equity €28.6m (73.2% of total assets)
NBB · annual accounts
lowers risk · Founded in 2015
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
14 days early
2024
16 days early
2023
23 days early
2022
34 days early
2021
20 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 5 accounts on average 21 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Back in profit in 2025after a loss of €842,078 in 2024 €538,263 View
  • Heads a groupcompanies controlled 22 View
  • New directorlatest change 13-12-2025 · 8 in office 1 joined View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View

Companies linked to ELOY GROUP

Documents

Annual accounts at the NBB

All 22 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about ELOY GROUP
What is the company number of ELOY GROUP?
The company number of ELOY GROUP is 0600.805.231. The VAT number is the same number with BE in front: BE 0600.805.231.
Where is ELOY GROUP based?
The registered office is at Rue des Spinettes 13, 4140 Sprimont.Company details
What is the legal form of ELOY GROUP?
The legal form of ELOY GROUP is Public limited company (NV).
When was ELOY GROUP founded?
ELOY GROUP was founded on 09-03-2015.
Is ELOY GROUP still active?
Yes, ELOY GROUP is an active enterprise in the KBO register.
What is the turnover of ELOY GROUP?
The annual accounts for financial year 2025 state no turnover.Financials
Is ELOY GROUP profitable?
In financial year 2025, ELOY GROUP made a profit of €538,263.
Where can I find the annual accounts of ELOY GROUP?
ELOY GROUP filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of ELOY GROUP due?
ELOY GROUP must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See the other companies in the same group.ELOY GROUP · 18 companies Compare this company with its sector.Sector benchmark

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