ELNOUR
ActiveELNOUR has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €124k and a net result of €9k. Equity is growing by ~30.1% per year across the filed fiscal years. Its solvency ranks better than 82% of 13240 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-11
Solvency93▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 3.61 against 3.06 in 2024; short-term debt: 25% and cash: 81.4% of total assets), and 32.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.9%
Return on assets
4.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
153 d late
2022
31 d late
2021
145 d late
2020
15 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€124k▲ 7.6%
2024 · €115k
2018: €-15k
2019: €-15k
2020: €30k
2021: €61k
2022: €80k
2023: €90k
2024: €115k
2018 → 2025
Total assets
€182k▲ 2.4%
2024 · €178k
2018: €21k
2019: €31k
2020: €91k
2021: €112k
2022: €122k
2023: €154k
2024: €178k
2018 → 2025
Net result
€9k▼ 65.3%
2024 · €25k
2018: €822
2019: €237
2020: €45k
2021: €31k
2022: €19k
2023: €10k
2024: €25k
2018 → 2025
Working capital
€119k▲ 15.4%
2024 · €103k
2018: €-11k
2019: €-13k
2020: €33k
2021: €57k
2022: €68k
2023: €82k
2024: €103k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€61k-€80k▲ 31.7%€90k▲ 12.2%€115k▲ 28.1%€124k▲ 7.6%
Operating result€40k-€21k▼ 48.8%€18k▼ 11.7%€31k▲ 70.1%€17k▼ 44.4%
Net result€31k-€19k▼ 37.6%€10k▼ 49.1%€25k▲ 157%€9k▼ 65.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 44% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €182k
Fixed assets
€18k▼ 28.7%
Current assets
€164k▲ 7.4%
Equity and liabilities €182k
Equity
€124k▲ 7.6%
Provisions
€13k=
Debt
€45k▼ 9.1%
The debt ratio falls from 28.1% to 25.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€24k▼
2024 · €36k
Cash flow
€16k▼
2024 · €30k
Solvency
67.9%▲
2024 · 64.6%
Current ratio
3.61▲
2024 · 3.06
Quick ratio
3.28▲
2024 · 2.76
Debt / equity
0.37▼
2024 · 0.44
ROE
7.1%▼
2024 · 21.9%
ROA
4.8%▼
2024 · 14.2%
Interest coverage
9.98▼
2024 · 16.41
Debt
€45k▼
2024 · €50k
Debt ≤ 1 year
€45k▼
2024 · €50k
Income taxes
€6k▲
2024 · €4k
Staff costs
€94k▲
2024 · €92k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€178k€182k▲
Fixed assets21/28€25k€18k▼
Tangible fixed assets22/27€23k€16k▼
Land and buildings22€5k€4k▼
Plant, machinery and equipment23€6k€3k▼
Furniture and vehicles24€10k€8k▼
Other tangible fixed assets26€2k€1k▼
Financial fixed assets28€2k€2k▼
Current assets29/58€153k€164k▲
Stocks and contracts in progress3€15k€15k=
Stocks30/36€15k€15k=
Amounts receivable within one year40/41€1k€1k▼
Other amounts receivable41€1k€1k▼
Cash at bank and in hand54/58€137k€148k▲
Equity and liabilities
Total equity and liabilities10/49€178k€182k▲
Equity10/15€115k€124k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€248€248=
Profit (loss) carried forward14€94k€103k▲
Provisions and deferred taxes16€13k€13k=
Provisions for liabilities and charges160/5€13k€13k=
Major repairs and maintenance162€9k€9k=
Other liabilities and charges164/5€4k€4k=
Amounts payable17/49€50k€45k▼
Amounts payable within one year42/48€50k€45k▼
Trade debts44€11k€22k▲
Suppliers440/4€11k€22k▲
Taxes, remuneration and social security45€33k€21k▼
Taxes450/3€16k€12k▼
Remuneration and social security454/9€17k€9k▼
Other amounts payable47/48€6k€3k▼
Income statement
Code20242025
Remuneration, social security and pensions62€92k€94k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€7k▲
Other operating charges640/8€6k€3k▼
Gross operating margin9900€135k€122k▼
Operating profit (loss)9901€31k€17k▼
Financial income75/76B€45€45▼
Recurring financial income75€45€45▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€29k€15k▼
Income taxes67/77€4k€6k▲
Profit (loss) for the period9904€25k€9k▼
Profit (loss) for the period to be appropriated9905€25k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€94k€103k▲
Profit (loss) brought forward from the previous period14P€69k€94k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Equity above €100kEq €115k ▲28.1%
7 profitable years in a row build equity to €115k.
31-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 153 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
23-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 145 days late
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €45k ▲18858%
Operating result €52k, net result €45k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.69
Current ratio from 0.63 to 1.69.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €237 ▼71.2%
Net result drops to €237, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 2 establishment units since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoolstraat 42970 SchildeGround area
990 m²
Building footprint
428 m²
Volume, LiDAR
2,965 m³
2 parcels, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
WASSERIJ SCHILDE
since 19982.085.177.623
SAN ABRAM
since 20092.177.922.489
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11922B0531/00G004 | Flanders | 563 m² | 1 · 243 m² | 10.4 m · 2 fl. |
| 11922C0063/00G002 | Flanders | 426 m² | 1 · 185 m² | 10.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSchilde2.177.922.489
Similar companies · same sector, comparable size
MAISON DE BOUWAERT
BE 0550.962.968
Damme · Eq €124k
RESTAURANT CHINA
BE 0464.289.510
Kortenberg · Eq €124k
Bluvngoan
BE 0437.314.503
Langemark-Poelkapelle · Eq €123k
JUNIVE
BE 0764.717.613
Brugge · Eq €123k
LOUISSE&DECLERCQ
BE 0633.555.203
Gent · Eq €123k
Of 20,495 companies in sector 56111 we hold annual accounts for 11,455. 9,321 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded17-12-1997
Fiscal year end31-12
Activities, NACEBEL
55302
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
96102Launderettes and laundries for private customers
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.