Skip to content

ELNOMA

Active Risk: not assessed
Private limited companyfounded 20224 yrs activeBoerenkrijglaan 16, 2350 Vosselaar, BelgiumKBO/BCE: BE 0782.411.995
Summary

ELNOMA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2026 annual accounts show equity of €69,994 and a net result of €18,171. Equity is growing by ~46.1% per year across the filed fiscal years. Its solvency ranks better than 80% of 131 sector peers (fiscal year 2026). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 18-09-2026, 43 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2026
43 d early
2025
37 d early
2024
43 d early
2023
46 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 42 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 18 September (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 21 February 2022, ELNOMA was incorporated as a Private limited company.1 Total assets went from EUR 72,963 in 2023 to EUR 80,644 in 2026.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2026

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2026, abbreviated schema

Equity
€69,994▲ 35.1%
2025 · €51,824
Net result
€18,171▼ 32.1%
2025 · €26,770
Total assets
€80,644▲ 17.7%
2025 · €68,530
Solvency
86.8%▲ 11.2pp
2025 · 75.6%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line2023202420252026
Operating result€18,578-€11,004▼ 40.8%€37,583▲ 242%€27,414▼ 27.1%
Net result€13,132within the sector's middle half-€6,921within the sector's middle half▼ 47.3%€26,770within the sector's middle half▲ 287%€18,171▼ 32.1%
Equity€18,132below the sector's middle half-€25,053below the sector's middle half▲ 38.2%€51,824below the sector's middle half▲ 107%€69,994▲ 35.1%
Total assets€72,963below the sector's middle half-€50,789below the sector's middle half▼ 30.4%€68,530below the sector's middle half▲ 34.9%€80,644▲ 17.7%
Debt€54,831-€25,736▼ 53.1%€16,706▼ 35.1%€10,650▼ 36.3%
Working capital-€15,888within the sector's middle half-€3,266within the sector's middle half€51,167within the sector's middle half▲ 1,467%€68,796▲ 34.5%
Solvency24.9%within the sector's middle half-49.3%within the sector's middle half▲ 24.5pp75.6%within the sector's middle half▲ 26.3pp86.8%▲ 11.2pp
Current ratio0.71within the sector's middle half-1.13within the sector's middle half▲ 0.424.06above the sector's middle half▲ 2.947.46▲ 3.39
Return on assets (ROA)18.0%above the sector's middle half-13.6%above the sector's middle half▼ 4.4pp39.1%above the sector's middle half▲ 25.4pp22.5%▼ 16.5pp
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000€40,000Operating result 2023: €18,578€18,578Net result 2023: €13,132€13,132Operating result 2024: €11,004€11,004Net result 2024: €6,921€6,921Operating result 2025: €37,583€37,583Net result 2025: €26,770€26,770Operating result 2026: €27,414€27,414Net result 2026: €18,171€18,1712023202420252026€0€10,000€20,000€30,000€40,000Operating result 2024: €11,004€11,000Net result 2024: €6,921€6,920Operating result 2025: €37,583€37,600Net result 2025: €26,770€26,800Operating result 2026: €27,414€27,400Net result 2026: €18,171€18,200202420252026
The operating result falls in 2026; 2026 is 27% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €80,644
Fixed assets €1,198 ▲ 79.4%
Current assets €79,446 ▲ 17.1%
Equity and liabilities €80,644
Equity €69,994 ▲ 35.1%
Debt €10,650 ▼ 36.3%
Debt's share of the balance-sheet total falls from 24.4% to 13.2%. Equity is higher and debt is lower.
Key figures and ratios
2026 value · change against 2025
ROE
26.0%▼
2025 · 51.7%
Debt ≤ 1 year
€10,650▼
2025 · €16,695
Income taxes
€5,106▼
2025 · €6,308
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 38 lines
Balance sheet Code20252026
Assets
Total assets20/58€68,530€80,644▲
Fixed assets21/28€668€1,198▲
Tangible fixed assets22/27€668€1,198▲
Furniture and vehicles24€668€1,198▲
Current assets29/58€67,862€79,446▲
Amounts receivable within one year40/41€16,212€16,984▲
Trade receivables40€16,212€16,984▲
Cash at bank and in hand54/58€51,533€62,238▲
Deferred charges and accrued income490/1€117€225▲
Equity and liabilities
Total equity and liabilities10/49€68,530€80,644▲
Equity10/15€51,824€69,994▲
Contributions10/11€5,000€5,000=
Reserves13€20,053€46,824▲
Distributable reserves133€20,053€46,824▲
Profit (loss) carried forward14€26,770€18,171▼
Amounts payable17/49€16,706€10,650▼
Amounts payable within one year42/48€16,695€10,650▼
Trade debts44€2,877€2,880▲
Suppliers440/4€2,877€2,880▲
Taxes, remuneration and social security45€13,818€7,770▼
Taxes450/3€13,818€7,770▼
Accrued charges and deferred income492/3€12-
Income statement Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€265€469▲
Other operating charges640/8€1,017€1,231▲
Gross operating margin9900€38,865€29,114▼
Operating profit (loss)9901€37,583€27,414▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€4,504€4,138▼
Recurring financial charges65€4,504€4,138▼
Profit (loss) for the period before taxes9903€33,079€23,276▼
Income taxes67/77€6,308€5,106▼
Profit (loss) for the period9904€26,770€18,171▼
Profit (loss) for the period to be appropriated9905€26,770€18,171▼
Appropriation of the result
Profit (loss) to be appropriated9906€33,691€44,941▲
Profit (loss) brought forward from the previous period14P€6,921€26,770▲
Transfer to equity691/2€6,921€26,770▲
To other reserves6921€6,921€26,770▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2023202420252026Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,877€12,222€265€469▲ 76.9%
Other operating charges640/8€1,927€2,511€1,017€1,231▲ 21.0%
Gross operating margin9900€24,382€25,738€38,865€29,114▼ 25.1%
Operating profit (loss)9901€18,578€11,004€37,583€27,414▼ 27.1%
Financial income75/76B--€0--
Recurring financial income75--€0--
Financial charges65/66B€44€65€4,504€4,138▼ 8.1%
Recurring financial charges65€44€65€4,504€4,138▼ 8.1%
Profit (loss) for the period before taxes9903€18,534€10,940€33,079€23,276▼ 29.6%
Income taxes67/77€5,402€4,019€6,308€5,106▼ 19.1%
Profit (loss) for the period9904€13,132€6,921€26,770€18,171▼ 32.1%
Profit (loss) for the period to be appropriated9905€13,132€6,921€26,770€18,171▼ 32.1%
Line2023202420252026Change
Assets
Total assets20/58€72,963€50,789€68,530€80,644▲ 17.7%
Fixed assets21/28€34,021€21,799€668€1,198▲ 79.4%
Tangible fixed assets22/27€34,021€21,799€668€1,198▲ 79.4%
Furniture and vehicles24€34,021€21,799€668€1,198▲ 79.4%
Current assets29/58€38,943€28,990€67,862€79,446▲ 17.1%
Amounts receivable within one year40/41€16,141€16,212€16,212€16,984▲ 4.8%
Trade receivables40€16,141€16,212€16,212€16,984▲ 4.8%
Cash at bank and in hand54/58€19,399€10,448€51,533€62,238▲ 20.8%
Deferred charges and accrued income490/1€3,402€2,331€117€225▲ 91.9%
Equity and liabilities
Total equity and liabilities10/49€72,963€50,789€68,530€80,644▲ 17.7%
Equity10/15€18,132€25,053€51,824€69,994▲ 35.1%
Contributions10/11€5,000€5,000€5,000€5,000=
Reserves13-€13,132€20,053€46,824▲ 133%
Distributable reserves133-€13,132€20,053€46,824▲ 133%
Profit (loss) carried forward14€13,132€6,921€26,770€18,171▼ 32.1%
Amounts payable17/49€54,831€25,736€16,706€10,650▼ 36.3%
Amounts payable within one year42/48€54,831€25,724€16,695€10,650▼ 36.2%
Trade debts44€5,575€4,276€2,877€2,880▲ 0.1%
Suppliers440/4€5,575€4,276€2,877€2,880▲ 0.1%
Taxes, remuneration and social security45€9,256€11,448€13,818€7,770▼ 43.8%
Taxes450/3€9,256€11,448€13,818€7,770▼ 43.8%
Other amounts payable47/48€40,000€10,000---
Accrued charges and deferred income492/3-€12€12--
Line2023202420252026Change
Profit (loss) for the period9904€13,132€6,921€26,770€18,171▼ 32.1%
+ Depreciation and write-downs630€3,877€12,222€265€469▲ 76.9%
Operating cash flow (approximation)€17,009€19,143€27,036€18,639▼ 31.1%
Investment in fixed assets (approximation)-€0€20,866-€999▼ 105%
Change in cash--€8,951€41,086€10,705▼ 73.9%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2027, expected by 31-10-2027
2026
18-09
NBB filing Annual accounts filed
fiscal year 2026 · abbreviated schema
2025
24-09
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial Highest result since 2023net €26,770 ▲287%
Operating result €37,583, net result €26,770, both a record.
31-03
Financial Liquidity quadruplescurrent ratio 4.06
Current ratio from 1.13 to 4.06; short-term debt falls from €25,724 to €16,695.
2024
18-09
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial Weakest financial yearnet €6,921 ▼47.3%
Net result drops to €6,921, the lowest in the series; recovery starts the following year.
2023
15-09
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vosselaar · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
1,024 m²
Building footprint
196 m²
Parcel 13046B0108/00K000, Flanders. Linked by address, not a title deed.
1 establishment unit
Boerenkrijglaan 16, 2350 Vosselaar
Financial service activities, except insurance and pension funding
since 20222.328.308.717
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13046B0108/00K000 Flanders 1,024 m² 1 · 196 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 11,387 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded21-02-2022
Fiscal year end31-03
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
73300Public relations and communication consultancy
82100Office administrative and support services
82300Organisation of conventions and trade shows
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0782411995
Also 9925:BE0782411995
Registered 17-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.