ELNE CONSULT
ActiveELNE CONSULT has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €157k and a net result of €137k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 55% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency86▼-14
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 2.44 against 4.77 in 2024; short-term debt: 38.9% and cash: 66% of total assets), and 38.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.1%
Return on assets
53.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-04-2026, 112 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
112 d early
2024
30 d late
2023
6 d early
2022
25 d late
2021
6 d early
2020
15 d early
2019
84 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€157k▼ 11.0%
2024 · €177k
2018: €695k
2019: €1.04M
2020: €255k
2021: €219
2022: €-23k
2023: €-17k
2024: €177k
2018 → 2025
Total assets
€258k▲ 16.7%
2024 · €221k
2018: €898k
2019: €1.43M
2020: €429k
2021: €80k
2022: €38k
2023: €43k
2024: €221k
2018 → 2025
Net result
€137k▼ 29.2%
2024 · €193k
2018: €490k
2019: €349k
2020: €235k
2021: €-20k
2022: €-23k
2023: €6k
2024: €193k
2018 → 2025
Working capital
€145k▼ 12.8%
2024 · €166k
2018: €688k
2019: €1.04M
2020: €249k
2021: €-16k
2022: €-37k
2023: €-29k
2024: €166k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€219-€-23k€-17k▲ 26.5%€177k€157k▼ 11.0%
Operating result€-19k-€-21k▼ 6.8%€7k€251k▲ 3,479%€186k▼ 25.6%
Net result€-20k-€-23k▼ 12.5%€6k€193k▲ 3,133%€137k▼ 29.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €258k
Fixed assets
€13k▲ 17.7%
Current assets
€245k▲ 16.7%
Equity and liabilities €258k
Equity
€157k▼ 11.0%
Debt
€100k▲ 128%
The debt ratio rises from 20.0% to 38.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€189k▼
2024 · €252k
Cash flow
€139k▼
2024 · €195k
Solvency
61.1%▼
2024 · 80.0%
Current ratio
2.44▼
2024 · 4.77
Quick ratio
2.44▼
2024 · 4.77
Debt / equity
0.64▲
2024 · 0.25
ROE
87.0%▼
2024 · 109.4%
ROA
53.1%▼
2024 · 87.5%
Interest coverage
585.51▼
2024 · 1185.16
Debt
€100k▲
2024 · €44k
Debt ≤ 1 year
€100k▲
2024 · €44k
Income taxes
€49k▼
2024 · €57k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€221k€258k▲
Fixed assets21/28€11k€13k▲
Tangible fixed assets22/27€11k€13k▲
Other tangible fixed assets26€11k€13k▲
Current assets29/58€210k€245k▲
Amounts receivable within one year40/41€43k€75k▲
Trade receivables40€29k€53k▲
Other amounts receivable41€14k€22k▲
Cash at bank and in hand54/58€167k€170k▲
Deferred charges and accrued income490/1€253€266▲
Equity and liabilities
Total equity and liabilities10/49€221k€258k▲
Equity10/15€177k€157k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€156k€137k▼
Amounts payable17/49€44k€100k▲
Amounts payable within one year42/48€44k€100k▲
Trade debts44€666€604▼
Suppliers440/4€666€604▼
Taxes, remuneration and social security45€819€7k▲
Taxes450/3€819€7k▲
Other amounts payable47/48€43k€92k▲
Accrued charges and deferred income492/3€66€67▲
Income statement
Code20242025
Non-recurring operating income76A-€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€254k€191k▼
Operating profit (loss)9901€251k€186k▼
Financial income75/76B-€126
Recurring financial income75-€126
Financial charges65/66B€213€322▲
Recurring financial charges65€213€322▲
Profit (loss) for the period before taxes9903€250k€186k▼
Income taxes67/77€57k€49k▼
Profit (loss) for the period9904€193k€137k▼
Profit (loss) for the period to be appropriated9905€193k€137k▼
Appropriation of the result
Profit (loss) to be appropriated9906€156k€293k▲
Profit (loss) brought forward from the previous period14P€-37k€156k▲
Profit to be distributed694/7-€156k
Return on contributions (dividend)694-€156k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
State Gazette act
Board meeting · Director appointment
Permanent representative
06-08
State Gazette act
Board meeting · Director appointment
Permanent representative
10-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Liquidity times 9current ratio 4.77
Current ratio from 0.51 to 4.77; short-term debt falls from €60k to €44k.
31-12
Financial
Equity above €150kEq €177k
2 profitable years in a row build equity to €177k.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
31-12
Financial
Weakest financial yearnet €-23k
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 84 days late
2019
31-12
Financial
Equity above €1MEq €1.04M ▲50.2%
2 profitable years in a row build equity to €1.04M.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Soenenspark 269051 GentGround area
670 m²
Building footprint
250 m²
Volume, LiDAR
1,229 m³
Parcel 44062B0272/00L002, Flanders · tallest building 15.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ELNE CONSULT
since 20162.258.977.075
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44062B0272/00L002 | Flanders | 670 m² | 1 · 250 m² | 15.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
2 connected companiesNetwork connections
Shared director
→
Shared director
→
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STOS
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MAVACON
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 40,753 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-11-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.