Turnover
≈ €310,000 estimated
The micro format states no turnover.
ELMA
Lifetime
19 annual accounts with figures on one time axis, 22 filings since 2004peak €123,103 (2025)
€123,103▲ 68.2%
lowest -€36,191 (2014)
€73,010▲ 112%
peak €327,705 (2025)
€327,705▲ 28.7%
€134,734▼ 17.5%
Board1 name since 2022
1 director
Documentsfilings and deeds
26-12-202536 days before the deadline
2025micro format
Gross margin from €73,200 to €123,103Result from €34,412 to €73,010Equity from €254,695 to €327,705Debts from €163,277 to €134,734Cash from €1,485 to €44,396
Key points
from the 2025 annual accountsChecked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 20,124 companies had the same profile as ELMA has now. Each dot stands for 51 companies, two years later.
95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,124 companies, not a prediction for ELMA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0478836441
Change of role: , from statutory manager to statutory director
“Het aanbrengen van aanvragen,het negotiëren en het bemiddelen bij het afsluiten van…” (deed in Dutch) · General meeting of 19-12-2022 · Gazette deed
Registered office moved from Bavikhove to Harelbeke
New registered office: Overleiestraat 142 Bus 1-8530 Harelbeke · Previous registered office: Vierschaar 3, 8531 Bavikhove · Gazette deed
First establishment
ELMA BVBA, Vierschaar 3, Harelbeke
Official details
Source: KBO- Status
- Active since 25-11-2002Normal situation
- Activity
- “Het aanbrengen van aanvragen,het negotiëren en het bemiddelen bij het afsluiten van geldleningen,kredietopeningen en…” (deed in Dutch)From the articles, 7 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.114.681.6578531 Harelbeke, since 10-12-2002
- Financial year end
- 30 June
- Peppol
- Reachable since 23-11-2025
Annual accounts to 30-06-2025
- €462,439▲ 10.6%
- Filing
- Filed on 26-12-2025, 36 days before the end of the filing period
Insights on ELMA
ELMA files the micro format. That format states no turnover. The gross margin rose from €1,951 in 2007 to €123,103 in 2025.
The balance sheet grew most from 2012 to 2014 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ELMA
- What is the company number of ELMA?
- The company number of ELMA is 0478.836.441. The VAT number is the same number with BE in front: BE 0478.836.441.
- Where is ELMA based?
- The registered office is at Overleiestraat 142, 8530 Harelbeke.Company details
- What is the legal form of ELMA?
- ELMA is a private limited company (BV).
- When was ELMA founded?
- ELMA was founded on 25-11-2002.
- Is ELMA still active?
- Yes, ELMA is an active enterprise in the KBO register.
- What is the turnover of ELMA?
- The turnover in financial year 2025 is ≈ €310,000. This figure is estimated from the gross margin of €123,103 and 2,204 comparable companies of the same size. It probably lies between €210,000 and €480,000. It is a rough estimate.Financials
- Is ELMA profitable?
- In financial year 2025, ELMA made a profit of €73,010.
- Where can I find the annual accounts of ELMA?
- ELMA filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ELMA due?
- ELMA must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.