Summary
Ellomar is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €174,844 and a net result of €71,732. Equity is growing by ~59% per year across the filed fiscal years. Its solvency ranks better than 14% of 5587 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-04-2026, 115 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
115 d early
2024
31 d early
2023
23 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 41 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (3 of the last 3 filed years within 84 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€174,844▲ 69.6%
2024 · €103,112
Net result
€71,732▲ 41.5%
2024 · €50,703
Total assets
€1.4m▲ 954%
2024 · €137,414
Solvency
12.1%▼ 63.0pp
2024 · 75.0%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€71,868-€64,806▼ 9.8%€100,472▲ 55.0%
Net result€52,267within the sector's middle half-€50,703within the sector's middle half▼ 3.0%€71,732within the sector's middle half▲ 41.5%
Equity€53,267within the sector's middle half-€103,112within the sector's middle half▲ 93.6%€174,844within the sector's middle half▲ 69.6%
Total assets€89,493below the sector's middle half-€137,414within the sector's middle half▲ 53.5%€1.4mwithin the sector's middle half▲ 954%
Debt€36,226-€34,302▼ 5.3%€1.3m▲ 3,614%
Working capital€53,267within the sector's middle half-€103,112within the sector's middle half▲ 93.6%€17,728within the sector's middle half▼ 82.8%
Solvency59.5%within the sector's middle half-75.0%within the sector's middle half▲ 15.5pp12.1%below the sector's middle half▼ 63.0pp
Current ratio2.47within the sector's middle half-4.01within the sector's middle half▲ 1.541.10within the sector's middle half▼ 2.90
Return on assets (ROA)58.4%above the sector's middle half-36.9%above the sector's middle half▼ 21.5pp5.0%within the sector's middle half▼ 31.9pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 55% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.4m
Fixed assets
€1.3m
Current assets
€189,090
Equity and liabilities €1.4m
Equity
€174,844 ▲ 69.6%
Debt
€1.3m ▲ 3,614%
Debt's share of the balance-sheet total rises from 25.0% to 87.9%. Equity and debt are higher.
Key figures and ratios
ROE
41.0%▼
2024 · 49.2%
Debt ≤ 1 year
€171,363▲
2024 · €34,302
Debt > 1 year
€1.1m
Income taxes
€18,311▲
2024 · €13,492
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Other operating charges640/8 | €384 | €3,652 | €110 | ▼ 97.0% |
| Gross operating margin9900 | €72,252 | €68,459 | €100,582 | ▲ 46.9% |
| Operating profit (loss)9901 | €71,868 | €64,806 | €100,472 | ▲ 55.0% |
| Financial income75/76B | - | - | €520 | - |
| Recurring financial income75 | - | - | €520 | - |
| Financial charges65/66B | - | €611 | €10,949 | ▲ 1,693% |
| Recurring financial charges65 | - | €611 | €10,949 | ▲ 1,693% |
| Profit (loss) for the period before taxes9903 | €71,868 | €64,196 | €90,043 | ▲ 40.3% |
| Income taxes67/77 | €19,600 | €13,492 | €18,311 | ▲ 35.7% |
| Profit (loss) for the period9904 | €52,267 | €50,703 | €71,732 | ▲ 41.5% |
| Profit (loss) for the period to be appropriated9905 | €52,267 | €50,703 | €71,732 | ▲ 41.5% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €89,493 | €137,414 | €1.4m | ▲ 954% |
| Fixed assets21/28 | - | - | €1.3m | - |
| Financial fixed assets28 | - | - | €1.3m | - |
| Current assets29/58 | €89,493 | €137,414 | €189,090 | ▲ 37.6% |
| Amounts receivable within one year40/41 | €89,045 | €105,438 | €29,469 | ▼ 72.1% |
| Trade receivables40 | €89,045 | €98,930 | €1,243 | ▼ 98.7% |
| Other amounts receivable41 | - | €6,508 | €28,226 | ▲ 334% |
| Cash at bank and in hand54/58 | €448 | €31,976 | €157,177 | ▲ 392% |
| Deferred charges and accrued income490/1 | - | - | €2,444 | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €89,493 | €137,414 | €1.4m | ▲ 954% |
| Equity10/15 | €53,267 | €103,112 | €174,844 | ▲ 69.6% |
| Contributions10/11 | €1,000 | €1,000 | €1,000 | = |
| Reserves13 | €52,267 | €102,112 | €173,844 | ▲ 70.2% |
| Distributable reserves133 | €52,267 | €102,112 | €173,844 | ▲ 70.2% |
| Profit (loss) carried forward14 | - | €0 | €0 | - |
| Amounts payable17/49 | €36,226 | €34,302 | €1.3m | ▲ 3,614% |
| Amounts payable after more than one year17 | - | - | €1.1m | - |
| Financial debts170/4 | - | - | €430,014 | - |
| Other amounts payable178/9 | - | - | €664,654 | - |
| Amounts payable within one year42/48 | €36,226 | €34,302 | €171,363 | ▲ 400% |
| Current portion of amounts payable after more than one year42 | - | - | €64,692 | - |
| Trade debts44 | €1,350 | €0 | €1,315 | - |
| Suppliers440/4 | €1,350 | €0 | €1,315 | - |
| Taxes, remuneration and social security45 | €34,876 | €33,443 | €29,395 | ▼ 12.1% |
| Taxes450/3 | €34,876 | €33,443 | €29,395 | ▼ 12.1% |
| Other amounts payable47/48 | - | €859 | €75,960 | ▲ 8,743% |
| Accrued charges and deferred income492/3 | - | - | €7,820 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €52,267 | €50,703 | €71,732 | ▲ 41.5% |
| Operating cash flow (approximation) | €52,267 | €50,703 | €71,732 | ▲ 41.5% |
| Change in cash | - | €31,528 | €125,201 | ▲ 297% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-03
State Gazette act
Resignation: Annick Huylebroeck (non-statutory director)Appointments: Preben Pyl (non-statutory director) and Celine VandeVyver (managing director) · Director discharge · Mandate compensation7 facts ▸
State Gazette act
Resignation: Annick Huylebroeck (non-statutory director)
Appointments: Preben Pyl (non-statutory director) and Celine VandeVyver (managing director) · Director discharge · Mandate compensation7 facts ▸
- General meeting, 01/02/2026
- Director resignation, Annick Huylebroeck (non-statutory director)
- Director discharge, Annick Huylebroeck
- Director appointment, Preben Pyl (non-statutory director)
- Mandate compensation, Preben Pyl
- Board meeting, 01/02/2026
- Director appointment, Celine VandeVyver (managing director)
2025
31-12
Financial
Highest result since 2023net €71,732 ▲41.5%
Operating result €100,472, net result €71,732, both a record.
31-12
Financial
Equity above €150,000Eq €174,844 ▲69.6%
3 profitable years in a row build equity to €174,844.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €50,703 ▼3%
Net result drops to €50,703, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100,000Eq €103,112 ▲93.6%
2 profitable years in a row build equity to €103,112.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, 1 in day-to-day management, last change in 2026
Board 1
Preben Pyl
CurrentNon-statutory director · since 01-02-2026
Day-to-day management 1
VANDEVYVER Celine
CurrentManaging director · since 01-02-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
2 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2023
Ground area
159 m²
Building footprint
125 m²
Parcel 44362B0226/00V010, Flanders. Linked by address, not a title deed.
1 establishment unit
Ellomar
since 20232.351.550.115
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44362B0226/00V010 | Flanders | 159 m² | 1 · 125 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
3 people since 2026, 2 in office
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| Preben Pyl |
|
| VANDEVYVER Celine |
|
| Annick Huylebroeck |
|
Structure & network
Owners and holdings
2 holdingsOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 2
-
100%
-
100%
According to the 2025 annual accounts of Ellomar and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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Public money · subsidies and aid
Flemish government
2024 · 1 entry · 4,500 EUR awarded · 4,500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 4,500 EUR | 4,500 EUR |
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100%
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 13,454 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-09-2023
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
66199Other activities auxiliary to financial services, excluding insurance and pension funding
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0805779394
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.