ELLO HOLDING

Active

Private limited companyfounded 201115 yrs activeLangveldstraat 12, 3500 Hasselt, BelgiumKBO/BCE: BE 0839.054.156

Summary

ELLO HOLDING has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.1m and a net result of €39,287. Equity is growing by ~35.3% per year across the filed fiscal years. Its solvency ranks better than 36% of 10522 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

ELLO HOLDINGActiveChecked score 91/100

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200Business consulting NACE 70220

1 site

Size

€2.9mtotal assets 2025

Equity: €1.1m
Profit: €39,287

Turnover not published (abridged schema)

Financial health

91 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Structure

Holdings: 2

Accounts 130 d early0 of 3 deeds read

Why 91- Liquidity: current ratio 0.48, cash €46,798+ Size: total assets €2.9m+ Figures for FY 2025 (filed 23-03-2026)+ Founded in 2011Show the evidence

Checked score

Score 2025

91 / 100

Excellent

Probability in this band: under 0.55%

Better than 26% of its sector peers (NACE 70, small)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Average

Solvency 62-6

equity 36.8% of total assets

Liquidity 48-4

short-term debt 17.2% · cash 1.6%

Profitability 31-29

return on assets 1.4%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (4,516 companies)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%▲ +3.4% vs 01-2025 03-2025: 0.1%▲ +30.0% vs 02-2025 04-2025: 0.1%▲ +6.4% vs 03-2025 05-2025: 0.1%▲ +15.7% vs 04-2025 06-2025: 0.1%▲ +46.9% vs 05-2025 07-2025: 0.2%▲ +39.0% vs 06-2025highest value 08-2025: < 0.1%▼ -78.1% vs 07-2025lowest value 09-2025: < 0.1%● 0.0% vs 08-2025lowest value 10-2025: < 0.1%● 0.0% vs 09-2025lowest value 11-2025: < 0.1%● 0.0% vs 10-2025lowest value 12-2025: < 0.1%● 0.0% vs 11-2025lowest value 01-2026: < 0.1%● 0.0% vs 12-2025lowest value 02-2026: < 0.1%▲ +2.3% vs 01-2026 03-2026: < 0.1%▲ +9.1% vs 02-2026 04-2026: < 0.1%● 0.0% vs 03-2026 05-2026: < 0.1%● 0.0% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: < 0.1%● 0.0% vs 06-2026 08-2026: < 0.1%● 0.0% vs 07-2026 09-2026: < 0.1%● 0.0% vs 08-2026 10-2026: < 0.1%● 0.0% vs 09-2026

Size: total assets €2.9m lowers the probability for this profile
Figures for FY 2025 (filed 23-03-2026) lowers the probability
Liquidity: current ratio 0.48, cash €46,798 raises the probability
Founded in 2011 lowers the probability for this profile

Credit up to €95,000 at 30 days acceptable

Liquidity short (current ratio 0.48 against 1.27 in 2024; short-term debt: 17.2% and cash: 1.6% of total assets), and 63.2% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, small). Better than this share of them on solvency 36%, liquidity 38%, profitability 17%, growth against the median 12%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Size: total assets €2.9m

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Figures for FY 2025 (filed 23-03-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Liquidity: current ratio 0.48, cash €46,798

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Founded in 2011

In the bankruptcy model this factor lowers the probability for this profile.

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-03-2026, 130 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

130 d early

2024

16 d early

2023

14 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 53 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 July (3 of the last 3 filed years within 114 days of that day).

Companies Code · seven months

Position in the running window

04-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage