Summary
Ello Consulting is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €163k and a net result of €88k. Its solvency ranks better than 65% of 8023 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
2 d early
2024
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€163k▲ 116%
2024 · €76k
2024: €76k
2024 → 2025
Net result
€88k▲ 19.1%
2024 · €74k
2024: €74k
2024 → 2025
Total assets
€236k▲ 78.3%
2024 · €132k
2024: €132k
2024 → 2025
Solvency
69.2%▲ 12.1pp
2024 · 57.1%
2024: 57.1%
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€76k-€163k▲ 116%
Operating result€93k-€112k▲ 19.7%
Net result€74k-€88k▲ 19.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 20% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €236k
Fixed assets
€11k ▼ 28.8%
Current assets
€225k ▲ 92.4%
Equity and liabilities €236k
Equity
€163k ▲ 116%
Debt
€73k ▲ 28.1%
Debt's share of the balance-sheet total falls from 42.9% to 30.8%. Equity and debt are higher.
Key figures and ratios
ROE
53.7%▼
2024 · 97.4%
ROA
37.2%▼
2024 · 55.6%
Debt ≤ 1 year
€73k▲
2024 · €57k
Income taxes
€25k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€132k€236k▲
Fixed assets21/28€15k€11k▼
Tangible fixed assets22/27€15k€11k▼
Furniture and vehicles24€15k€11k▼
Current assets29/58€117k€225k▲
Amounts receivable after more than one year29-€50k
Other amounts receivable291-€50k
Amounts receivable within one year40/41€21k€35k▲
Trade receivables40€21k€35k▲
Cash at bank and in hand54/58€95k€138k▲
Deferred charges and accrued income490/1€954€2k▲
Equity and liabilities
Total equity and liabilities10/49€132k€236k▲
Equity10/15€76k€163k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€74k€161k▲
Amounts payable17/49€57k€73k▲
Amounts payable within one year42/48€57k€73k▲
Trade debts44€445€452▲
Suppliers440/4€445€452▲
Taxes, remuneration and social security45€47k€54k▲
Taxes450/3€40k€47k▲
Remuneration and social security454/9€7k€7k=
Other amounts payable47/48€9k€18k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€893€1k▲
Gross operating margin9900€98k€117k▲
Operating profit (loss)9901€93k€112k▲
Financial income75/76B-€1k
Recurring financial income75-€1k
Financial charges65/66B-€164
Recurring financial charges65-€164
Profit (loss) for the period before taxes9903€93k€113k▲
Income taxes67/77€20k€25k▲
Profit (loss) for the period9904€74k€88k▲
Profit (loss) for the period to be appropriated9905€74k€88k▲
Appropriation of the result
Profit (loss) to be appropriated9906€74k€161k▲
Profit (loss) brought forward from the previous period14P-€74k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €163k ▲116%
2 profitable years in a row build equity to €163k.
06-11
State Gazette act
General meeting · Director appointment
Permanent representative · Director resignation
06-11
State Gazette act
General meeting · Director resignation
06-11
State Gazette act
General meeting · Director appointment
Permanent representative · Director resignation
05-11
State Gazette act
General meeting · Director appointment
Permanent representative · Director resignation
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-10
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
03-10
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
03-10
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
01-10
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Reytstraat 559700 OudenaardeGround area
1,434 m²
Building footprint
143 m²
Volume, LiDAR
870 m³
Parcel 45503A0283/00F000, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ello Consulting
since 20242.358.218.072
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45503A0283/00F000 | Flanders | 1,434 m² | 1 · 143 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
4 connected companiesLinked via shared directors
Shared director
→
Shared director
→
Shared director
→
Shared director
→
Similar companies · same sector, comparable size
LM-Tech
BE 0804.938.266
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Alman
BE 0859.580.544
Essen · Eq €163,001
Luminet Holding
BE 0670.523.287
Ukkel · Eq €163,153
VDW Consult
BE 1005.271.772
Roeselare · Eq €163,171
TWO CAKES
BE 0826.629.842
Deinze · Eq €162,915
Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,364 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-01-2024
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
66300Activities auxiliary to financial services and insurance activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.