ELLI-BOUWMARKT
ActiveELLI-BOUWMARKT has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.02M and a net result of €6k. Equity is growing by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 40% of 18173 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability33▼-6
Solvency47▼-1
Growth40=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 1.61 against 1.82 in 2024; short-term debt: 39.5% and cash: 2.1% of total assets), but 77.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.1%
Return on assets
0.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
165 d late
2023
66 d late
2022
70 d late
2021
136 d late
2020
89 d late
2019
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€1.87M▼ 14.9%
2023 · €2.20M
2018: €2.68M
2019: €3.42M
2020: €3.21M
2021: €2.98M
2022: €2.75M
2023: €2.20M
2018 → 2024
EBIT margin
4.0%▲ 3.6pp
2023 · 0.4%
2018: 3.9%
2019: 6.5%
2020: 6.5%
2021: 4.6%
2022: 1.8%
2023: 0.4%
2018 → 2024
Net result
€6k▼ 87.4%
2024 · €51k
2018: €78k
2019: €117k
2020: €152k
2021: €83k
2022: €22k
2023: €11k
2024: €51k
2018 → 2025
Working capital
€1.11M▼ 10.7%
2024 · €1.25M
2018: €542k
2019: €655k
2020: €816k
2021: €210k
2022: €1.49M
2023: €1.31M
2024: €1.25M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€2.98M-€2.75M▼ 7.5%€2.20M▼ 20.0%€1.87M▼ 14.9%
Equity€929k-€950k▲ 2.3%€961k▲ 1.1%€1.01M▲ 5.3%€1.02M▲ 0.6%
Operating result€138k-€50k▼ 64.0%€8k▼ 83.1%€74k▲ 780%€61k▼ 17.7%
Net result€83k-€22k▼ 74.1%€11k▼ 50.7%€51k▲ 384%€6k▼ 87.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.60M
Fixed assets
€1.67M▼ 0.6%
Current assets
€2.93M▲ 5.6%
Equity and liabilities €4.60M
Equity
€1.02M▲ 0.6%
Debt
€3.58M▲ 4.0%
The debt ratio rises from 77.3% to 77.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€72k▼
2024 · €85k
Cash flow
€17k▼
2024 · €62k
Solvency
22.1%▼
2024 · 22.7%
Current ratio
1.61▼
2024 · 1.82
Quick ratio
0.21▼
2024 · 0.34
Debt / equity
3.52▲
2024 · 3.40
ROE
0.6%▼
2024 · 5.1%
ROA
0.1%▼
2024 · 1.2%
Interest coverage
1.64▼
2024 · 2.26
Debt
€3.58M▲
2024 · €3.44M
Debt ≤ 1 year
€1.82M▲
2024 · €1.53M
Debt > 1 year
€1.76M▼
2024 · €1.92M
Income taxes
€16k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.46M€4.60M▲
Fixed assets21/28€1.68M€1.67M▼
Tangible fixed assets22/27€1.68M€1.67M▼
Land and buildings22€1.67M€1.66M▼
Plant, machinery and equipment23€3k€824▼
Furniture and vehicles24€6k€4k▼
Financial fixed assets28€415€415=
Current assets29/58€2.78M€2.93M▲
Stocks and contracts in progress3€2.26M€2.55M▲
Stocks30/36€2.26M€2.55M▲
Amounts receivable within one year40/41€351k€288k▼
Trade receivables40€334k€261k▼
Other amounts receivable41€17k€27k▲
Cash at bank and in hand54/58€159k€96k▼
Deferred charges and accrued income490/1€5k-
Equity and liabilities
Total equity and liabilities10/49€4.46M€4.60M▲
Equity10/15€1.01M€1.02M▲
Contributions10/11€40k€40k=
Reserves13€4k€4k=
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Profit (loss) carried forward14€968k€974k▲
Amounts payable17/49€3.44M€3.58M▲
Amounts payable after more than one year17€1.92M€1.76M▼
Financial debts170/4€1.92M€1.76M▼
Amounts payable within one year42/48€1.53M€1.82M▲
Current portion of amounts payable after more than one year42€119k€119k=
Trade debts44€289k€690k▲
Suppliers440/4€289k€690k▲
Taxes, remuneration and social security45€20k€30k▲
Taxes450/3€20k€30k▲
Other amounts payable47/48€1.10M€979k▼
Income statement
Code20242025
Turnover70€1.87M-
Goods, raw materials, services and sundry goods60/61€1.76M-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▲
Other operating charges640/8€25k€31k▲
Gross operating margin9900€110k€103k▼
Operating profit (loss)9901€74k€61k▼
Financial income75/76B€28k€5k▼
Recurring financial income75€13k€5k▼
Non-recurring financial income76B€15k-
Financial charges65/66B€44k€44k▼
Recurring financial charges65€38k€44k▲
Non-recurring financial charges66B€7k-
Profit (loss) for the period before taxes9903€58k€22k▼
Income taxes67/77€7k€16k▲
Profit (loss) for the period9904€51k€6k▼
Profit (loss) for the period to be appropriated9905€51k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€968k€974k▲
Profit (loss) brought forward from the previous period14P€917k€968k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
12-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 165 days late
2025
31-12
Financial
Weakest financial yearnet €6k ▼87.4%
Net result drops to €6k, the lowest in the series.
2024
31-12
Financial
Equity above €1MEq €1.01M ▲5.3%
7 profitable years in a row build equity to €1.01M.
05-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 66 days late
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
14-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 136 days late
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 89 days late
2020
31-12
Financial
Highest result since 2018net €152k ▲30.2%
Net result €152k, the highest in the series.
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 3 days late
2019
10-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 71 days late
2018
11-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 42 days late
2017
23-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 54 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hemiksem · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lindelei 692620 HemiksemGround area
5,142 m²
Building footprint
2,978 m²
Volume, LiDAR
15,625 m³
2 parcels, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ELLI-BOUWMARKT
since 20062.154.592.803
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11018A0049/00K003 | Flanders | 4,966 m² | 1 · 2,870 m² | 8.1 m · 2 fl. |
| 11018A0049/00T002 | Flanders | 176 m² | 1 · 108 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ANTONIO LUPI DISTRIBUTION
BE 0456.297.403
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IJZERWAREN VAN EYCK
BE 0441.518.165
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ECOMAT
BE 0438.780.092
Zandhoven · Eq €1.02M
Gerard RIGOLLE
BE 0418.146.115
Waregem · Eq €1.01M
BRICO SAINT-ELOI
BE 0450.497.890
Waremme · Eq €1.03M
Of 1,720 companies in sector 47521 we hold annual accounts for 1,288. 934 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-06-2006
Fiscal year end31-12
Activities, NACEBEL
47521Retail sale of hardware, building materials, paint and glass (general range)
52462
47530Retail trade
52486
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.