Summary
Ellements is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €81,194 and a net result of €54,300. Its solvency ranks better than 80% of 8061 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 30 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€81,194▲ 202%
2024 · €26,894
Net result
€54,300▲ 118%
2024 · €24,894
Total assets
€98,193▲ 29.2%
2024 · €76,009
Solvency
82.7%▲ 47.3pp
2024 · 35.4%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€31,516-€68,712▲ 118%
Net result€24,894-€54,300▲ 118%
Equity€26,894-€81,194▲ 202%
Total assets€76,009-€98,193▲ 29.2%
Debt€49,115-€16,999▼ 65.4%
Working capital-€18,789-€45,535
Solvency35.4%-82.7%▲ 47.3pp
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 118% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €98,193
Fixed assets
€35,660 ▼ 21.9%
Current assets
€62,534 ▲ 106%
Equity and liabilities €98,193
Equity
€81,194 ▲ 202%
Debt
€16,999 ▼ 65.4%
Debt's share of the balance-sheet total falls from 64.6% to 17.3%. Equity is higher and debt is lower.
Key figures and ratios
ROE
66.9%▼
2024 · 92.6%
ROA
55.3%▲
2024 · 32.8%
Debt ≤ 1 year
€16,999▼
2024 · €49,115
Income taxes
€14,418▲
2024 · €6,622
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,549 | €10,024 | ▲ 182% |
| Other operating charges640/8 | €437 | €520 | ▲ 18.8% |
| Gross operating margin9900 | €35,502 | €79,256 | ▲ 123% |
| Operating profit (loss)9901 | €31,516 | €68,712 | ▲ 118% |
| Financial income75/76B | - | €52 | - |
| Recurring financial income75 | - | €52 | - |
| Financial charges65/66B | - | €46 | - |
| Recurring financial charges65 | - | €46 | - |
| Profit (loss) for the period before taxes9903 | €31,516 | €68,718 | ▲ 118% |
| Income taxes67/77 | €6,622 | €14,418 | ▲ 118% |
| Profit (loss) for the period9904 | €24,894 | €54,300 | ▲ 118% |
| Profit (loss) for the period to be appropriated9905 | €24,894 | €54,300 | ▲ 118% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €76,009 | €98,193 | ▲ 29.2% |
| Fixed assets21/28 | €45,683 | €35,660 | ▼ 21.9% |
| Tangible fixed assets22/27 | €45,683 | €35,660 | ▼ 21.9% |
| Furniture and vehicles24 | €45,683 | €35,660 | ▼ 21.9% |
| Current assets29/58 | €30,326 | €62,534 | ▲ 106% |
| Amounts receivable within one year40/41 | €11,500 | €16,431 | ▲ 42.9% |
| Trade receivables40 | €11,500 | €14,520 | ▲ 26.3% |
| Other amounts receivable41 | - | €1,911 | - |
| Cash at bank and in hand54/58 | €17,848 | €45,269 | ▲ 154% |
| Deferred charges and accrued income490/1 | €978 | €834 | ▼ 14.8% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €76,009 | €98,193 | ▲ 29.2% |
| Equity10/15 | €26,894 | €81,194 | ▲ 202% |
| Contributions10/11 | €2,000 | €2,000 | = |
| Reserves13 | €24,000 | €79,000 | ▲ 229% |
| Distributable reserves133 | €24,000 | €79,000 | ▲ 229% |
| Profit (loss) carried forward14 | €894 | €194 | ▼ 78.3% |
| Amounts payable17/49 | €49,115 | €16,999 | ▼ 65.4% |
| Amounts payable within one year42/48 | €49,115 | €16,999 | ▼ 65.4% |
| Trade debts44 | €3,761 | €959 | ▼ 74.5% |
| Suppliers440/4 | €3,761 | €959 | ▼ 74.5% |
| Taxes, remuneration and social security45 | €10,303 | €16,040 | ▲ 55.7% |
| Taxes450/3 | €10,303 | €16,040 | ▲ 55.7% |
| Other amounts payable47/48 | €35,050 | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €24,894 | €54,300 | ▲ 118% |
| + Depreciation and write-downs630 | €3,549 | €10,024 | ▲ 182% |
| Operating cash flow (approximation) | €28,443 | €64,324 | ▲ 126% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €27,421 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Liquidity times 6current ratio 3.68
Current ratio from 0.62 to 3.68; short-term debt falls from €49,115 to €16,999.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
Ground area
181 m²
Building footprint
98 m²
Volume, LiDAR
632 m³
Parcel 11006A0200/00S002, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Ellements
since 20242.361.102.338
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11006A0200/00S002 | Flanders | 181 m² | 1 · 97 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,730 companies in sector 64210 we hold annual accounts for 19,772. 11,805 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-06-2024
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68121Development of residential building projects
Scores and ratios are computed by Checked and are not a credit decision.