ELLEM SERVICES & CONSEILS
ActiveThe computed 12-month bankruptcy probability of ELLEM SERVICES & CONSEILS is 3.1% (moderate). The 2024 annual accounts show equity of €77k and a net result of €23k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 85% of 18942 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability96▼-4
Solvency96▲+20
Growth78=
Track record100
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.12 against 1.05 in 2023; short-term debt: 28.8% and cash: 27.2% of total assets), and 28.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €77k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
30 d late
2022
48 d early
2021
61 d late
2020
90 d late
2019
91 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€77k▲ 43.2%
2023 · €54k
2018: €29k
2019: €-1k
2020: €-7k
2021: €13k
2022: €18k
2023: €54k
2018 → 2024
Total assets
€108k▲ 3.2%
2023 · €105k
2018: €84k
2019: €97k
2020: €68k
2021: €86k
2022: €79k
2023: €105k
2018 → 2024
Net result
€23k▼ 34.2%
2023 · €35k
2018: €12k
2019: €-31k
2020: €-6k
2021: €20k
2022: €5k
2023: €35k
2018 → 2024
Working capital
€35k▲ 1,292%
2023 · €3k
2018: €-6k
2019: €-43k
2020: €-36k
2021: €-24k
2022: €-23k
2023: €3k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-7k-€13k€18k▲ 41.0%€54k▲ 192%€77k▲ 43.2%
Operating result€-3k-€24k€9k▼ 62.3%€41k▲ 362%€35k▼ 15.3%
Net result€-6k-€20k€5k▼ 73.4%€35k▲ 559%€23k▼ 34.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 15% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €108k
Fixed assets
€42k▼ 17.9%
Current assets
€66k▲ 23.4%
Equity and liabilities €108k
Equity
€77k▲ 43.2%
Debt
€31k▼ 38.9%
The debt ratio falls from 48.7% to 28.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€46k▼
2023 · €50k
Cash flow
€35k▼
2023 · €45k
Solvency
71.2%▲
2023 · 51.3%
Current ratio
2.12▲
2023 · 1.05
Quick ratio
1.66▲
2023 · 0.81
Debt / equity
0.40▼
2023 · 0.95
ROE
30.2%▼
2023 · 65.7%
ROA
21.5%▼
2023 · 33.7%
Interest coverage
16.59▲
2023 · 9.19
Debt
€31k▼
2023 · €51k
Debt ≤ 1 year
€31k▼
2023 · €51k
Income taxes
€9k
Staff costs
€65k▼
2023 · €75k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€105k€108k▲
Fixed assets21/28€51k€42k▼
Tangible fixed assets22/27€46k€37k▼
Plant, machinery and equipment23€12k€10k▼
Furniture and vehicles24€6k€5k▼
Other tangible fixed assets26€28k€22k▼
Financial fixed assets28€5k€5k=
Current assets29/58€54k€66k▲
Stocks and contracts in progress3€12k€14k▲
Stocks30/36€12k€14k▲
Amounts receivable within one year40/41€19k€22k▲
Trade receivables40€1k€4k▲
Other amounts receivable41€18k€18k▲
Cash at bank and in hand54/58€22k€30k▲
Equity and liabilities
Total equity and liabilities10/49€105k€108k▲
Equity10/15€54k€77k▲
Contributions10/11€19k€19k=
Reserves13€582€582=
Distributable reserves133€582€582=
Profit (loss) carried forward14€35k€58k▲
Amounts payable17/49€51k€31k▼
Amounts payable within one year42/48€51k€31k▼
Current portion of amounts payable after more than one year42€7k€2k▼
Trade debts44€8k€7k▼
Suppliers440/4€8k€7k▼
Taxes, remuneration and social security45€22k€12k▼
Taxes450/3€17k€12k▼
Remuneration and social security454/9€5k€533▼
Other amounts payable47/48€15k€9k▼
Income statement
Code20232024
Remuneration, social security and pensions62€75k€65k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€11k▲
Other operating charges640/8€4k€3k▼
Gross operating margin9900€129k€114k▼
Operating profit (loss)9901€41k€35k▼
Financial income75/76B€27€2▼
Recurring financial income75€27€2▼
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€35k€32k▼
Income taxes67/77-€9k
Profit (loss) for the period9904€35k€23k▼
Profit (loss) for the period to be appropriated9905€35k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€35k€58k▲
Profit (loss) brought forward from the previous period14P€-697€35k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 2.12
Current ratio from 1.05 to 2.12; short-term debt falls from €51k to €31k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2018net €35k ▲559%
Operating result €41k, net result €35k, both a record.
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Back to profitnet €20k
Net result €20k after 2 loss-making years.
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Weakest financial yearnet €-31k ▼364%
Net result drops to €-31k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudergem · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Daniel Boonlaan 1/31160 OudergemGround area
253 m²
Building footprint
168 m²
Volume, LiDAR
1,583 m³
Parcel 21332E0015/00V021, Brussels · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ELLEM SERVICES & CONSEILS
since 20152.242.668.110
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21332E0015/00V021 | Brussels | 253 m² | 1 · 168 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteOudergem2.242.668.110
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 9,789 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-06-2015
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56301Cafés and bars
56210Event catering
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.