ELLE-MILLA
ActiveSummary
The computed 12-month bankruptcy probability of ELLE-MILLA is 2.6% (moderate). The 2025 annual accounts show equity of €236k and a net result of €-111k. Equity remains stable across the filed fiscal years (±1.5% per year). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
39
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▼-63
Solvency36▼-29
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days only on tighter terms
Liquidity ample (current ratio 4.39 against 24.39 in 2024; short-term debt: 20.2% and cash: 2.4% of total assets), but 88.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-05-2026, 84 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
84 d early
2024
83 d early
2023
75 d early
2022
53 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€236k▼ 35.6%
2024 · €367k
2022: €270k
2023: €274k
2024: €367k
2022 → 2025
Total assets
€2.13M▲ 133%
2024 · €913k
2022: €534k
2023: €629k
2024: €913k
2022 → 2025
Net result
€-111k
2024 · €93k
2022: €267k
2023: €4k
2024: €93k
2022 → 2025
Working capital
€1.45M▲ 121%
2024 · €658k
2022: €272k
2023: €524k
2024: €658k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€270k-€274k▲ 1.5%€367k▲ 34.0%€236k▼ 35.6%
Operating result€371k-€11k▼ 96.9%€146k▲ 1,186%€-91k
Net result€267k-€4k▼ 98.5%€93k▲ 2,251%€-111k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €91k after €146k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.13M
Fixed assets
€246k ▲ 8.7%
Current assets
€1.88M ▲ 175%
Equity and liabilities €2.13M
Equity
€236k ▼ 35.6%
Debt
€1.89M ▲ 247%
Debt's share of the balance-sheet total rises from 59.8% to 88.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-82k▼
2024 · €149k
Cash flow
€-102k▼
2024 · €96k
Current ratio
4.39▼
2024 · 24.39
Quick ratio
0.12▼
2024 · 24.39
Debt to equity
8.02▲
2024 · 1.49
ROE
-46.8%▼
2024 · 25.4%
ROA
-5.2%▼
2024 · 10.2%
Interest coverage
-4.18▼
2024 · 5.22
Debt ≤ 1 year
€429k▲
2024 · €28k
Debt > 1 year
€1.46M▲
2024 · €518k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€913k€2.13M▲
Fixed assets21/28€227k€246k▲
Tangible fixed assets22/27€227k€246k▲
Land and buildings22€227k€246k▲
Current assets29/58€686k€1.88M▲
Stocks and contracts in progress3-€1.83M
Stocks30/36-€1.83M
Cash at bank and in hand54/58€644k€50k▼
Deferred charges and accrued income490/1€42k-
Equity and liabilities
Total equity and liabilities10/49€913k€2.13M▲
Equity10/15€367k€236k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€364k€234k▼
Amounts payable17/49€546k€1.89M▲
Amounts payable after more than one year17€518k€1.46M▲
Financial debts170/4€518k€1.46M▲
Amounts payable within one year42/48€28k€429k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Advances received on contracts in progress46-€405k
Taxes, remuneration and social security45€24k-
Taxes450/3€24k-
Other amounts payable47/48€3k€22k▲
Accrued charges and deferred income492/3-€587
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€9k▲
Other operating charges640/8€613€989▲
Gross operating margin9900€149k€-81k▼
Operating profit (loss)9901€146k€-91k▼
Financial charges65/66B€28k€20k▼
Recurring financial charges65€28k€20k▼
Profit (loss) for the period before taxes9903€117k€-111k▼
Income taxes67/77€24k-
Profit (loss) for the period9904€93k€-111k▼
Profit (loss) for the period to be appropriated9905€93k€-111k▼
Appropriation of the result
Profit (loss) to be appropriated9906€364k€254k▼
Profit (loss) brought forward from the previous period14P€271k€364k▲
Profit to be distributed694/7-€20k
Return on contributions (dividend)694-€20k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-111k ▼219%
Net result drops to €-111k, the lowest in the series.
09-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 24.39
Current ratio from 5.96 to 24.39; short-term debt falls from €105k to €28k.
17-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity triplescurrent ratio 5.96
Current ratio from 2.03 to 5.96; short-term debt falls from €263k to €105k.
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stekene · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasteelstraat(KLS) 579190 StekeneGround area
663 m²
Building footprint
109 m²
Volume, LiDAR
669 m³
Parcel 46324E0411/00X000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ELLE-MILLA
since 20212.311.926.407
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46324E0411/00X000 | Flanders | 663 m² | 1 · 109 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-01-2021
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.