elle-architecten
ActiveSummary
elle-architecten has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9k and a net result of €-12k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-96
Solvency42▼-58
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.5%
Return on assets
-20.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 9460 sector peers (2025).
NBB · sector comparisonPosition among 9460 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
31 d early
2024
35 d early
2023
70 d early
2022
53 d early
2021
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€9k▼ 85.9%
2024 · €67k
2021: €29k
2022: €55k
2023: €49k
2024: €67k
2021 → 2025
Total assets
€57k▼ 27.0%
2024 · €78k
2021: €60k
2022: €77k
2023: €61k
2024: €78k
2021 → 2025
Net result
€-12k
2024 · €18k
2021: €24k
2022: €25k
2023: €-6k
2024: €18k
2021 → 2025
Working capital
€9k▼ 85.9%
2024 · €67k
2021: €29k
2022: €55k
2023: €49k
2024: €67k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€55k▲ 86.9%€49k▼ 10.8%€67k▲ 37.5%€9k▼ 85.9%
Operating result€32k-€32k▼ 1.9%€-7k€21k€-12k
Net result€24k-€25k▲ 4.7%€-6k€18k€-12k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €12k after €21k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €57k
Equity
€9k ▼ 85.9%
Debt
€48k ▲ 327%
Debt's share of the balance-sheet total rises from 14.3% to 83.5%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
1.20▼
2024 · 7.00
Debt to equity
5.04▲
2024 · 0.17
ROE
-124.6%▼
2024 · 27.3%
ROA
-20.6%▼
2024 · 23.4%
Debt ≤ 1 year
€48k▲
2024 · €11k
Income taxes
€0▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€78k€57k▼
Current assets29/58€78k€57k▼
Amounts receivable within one year40/41€24k€9k▼
Trade receivables40€21k€6k▼
Other amounts receivable41€3k€3k▼
Cash at bank and in hand54/58€52k€45k▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€78k€57k▼
Equity10/15€67k€9k▼
Contributions10/11€5k€5k=
Reserves13€62k€4k▼
Distributable reserves133€62k€4k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€11k€48k▲
Amounts payable within one year42/48€11k€48k▲
Trade debts44€11k€8k▼
Suppliers440/4€11k€8k▼
Taxes, remuneration and social security45€0€956▲
Taxes450/3€0€956▲
Other amounts payable47/48-€39k
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Other operating charges640/8€513€727▲
Gross operating margin9900€22k€-11k▼
Operating profit (loss)9901€21k€-12k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€61€63▲
Recurring financial charges65€61€63▲
Profit (loss) for the period before taxes9903€21k€-12k▼
Income taxes67/77€3k€0▼
Profit (loss) for the period9904€18k€-12k▼
Profit (loss) for the period to be appropriated9905€18k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€-12k▼
Transfer from equity791/2€0€58k▲
Transfer to equity691/2€18k€0▼
To other reserves6921€18k€0▼
Profit to be distributed694/7-€46k
Return on contributions (dividend)694-€46k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-12k ▼164%
Net result drops to €-12k, the lowest in the series.
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
22-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2021net €25k ▲4.7%
Net result €25k, the highest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Hubertusstraat 63730 Bilzen-HoeseltGround area
763 m²
Building footprint
178 m²
Parcel 73077A0238/00B000, Flanders. Linked by address, not a title deed.
1 establishment unit
Elle architecten
since 20202.306.371.176
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73077A0238/00B000 | Flanders | 763 m² | 1 · 177 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 50 EUR awarded · 50 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 50 EUR | 50 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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MULTIPROFESSIONEEL ARCHITECTENBUREAU VERFAILLIE-BOUCQUET
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DE CRAENE WILLEM ARCHITECT
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Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 3,327 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-08-2020
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:www.elle-architecten.be