Skip to content

ELLA MAR

Active
Private limited companyfounded 20206 yrs activeWayezstraat 9, 1070 Anderlecht, BelgiumKBO/BCE: BE 0750.719.919
Summary

The computed 12-month bankruptcy probability of ELLA MAR is 2.1% (moderate). The 2026 annual accounts show equity of €29,079 and a net result of €5,356. Equity is growing by ~32% per year across the filed fiscal years. Its solvency ranks better than 70% of 36 sector peers (fiscal year 2026). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2026
Axes · tick = 2025
Profitability82▲+17
Solvency83▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 2.9 against 2.1 in 2025; short-term debt: 24.1% and cash: 28.4% of total assets), and 42.3% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 6 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026
Solvency, return and age of the figures
Solvency
57.7%
Return on assets
10.6%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 10-09-2026, 51 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2026
51 d early
2025
27 d early
2024
40 d early
2023
47 d early
2022
49 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 43 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 14 September (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 15 July 2020, ELLA MAR was incorporated as a Private limited company.1 Total assets went from EUR 3,865 in 2022 to EUR 50,403 in 2026.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2026

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2026, micro schema

Equity
€29,079▲ 22.6%
2025 · €23,723
Total assets
€50,403▼ 1.2%
2025 · €51,014
Net result
€5,356▼ 3.8%
2025 · €5,566
Working capital
€23,039▲ 57.4%
2025 · €14,635
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20222023202420252026
Operating result-€2,256-€11,525€7,542▼ 34.6%€7,302▼ 3.2%€8,091▲ 10.8%
Net result-€2,282within the sector's middle half-€9,554within the sector's middle half€5,885within the sector's middle half▼ 38.4%€5,566within the sector's middle half▼ 5.4%€5,356▼ 3.8%
Equity€2,718within the sector's middle half-€12,272within the sector's middle half▲ 352%€18,157within the sector's middle half▲ 48.0%€23,723within the sector's middle half▲ 30.7%€29,079▲ 22.6%
Total assets€3,865below the sector's middle half-€23,059within the sector's middle half▲ 497%€21,281below the sector's middle half▼ 7.7%€51,014within the sector's middle half▲ 140%€50,403▼ 1.2%
Debt€1,147-€10,787▲ 840%€3,124▼ 71.0%€27,291▲ 774%€21,324▼ 21.9%
Working capital€2,718within the sector's middle half-€11,981within the sector's middle half▲ 341%€17,281within the sector's middle half▲ 44.2%€14,635within the sector's middle half▼ 15.3%€23,039▲ 57.4%
Solvency53.2%within the sector's middle half85.3%above the sector's middle half▲ 32.1pp46.5%within the sector's middle half▼ 38.8pp57.7%▲ 11.2pp
Current ratio2.11within the sector's middle half6.53above the sector's middle half▲ 4.422.10within the sector's middle half▼ 4.432.90▲ 0.80
Return on assets (ROA)41.4%above the sector's middle half27.7%above the sector's middle half▼ 13.8pp10.9%within the sector's middle half▼ 16.7pp10.6%▼ 0.3pp
above within below the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€5,000€0€5,000€10,000Operating result 2022: -€2,256-€2,256Net result 2022: -€2,282-€2,282Operating result 2023: €11,525€11,525Net result 2023: €9,554€9,554Operating result 2024: €7,542€7,542Net result 2024: €5,885€5,885Operating result 2025: €7,302€7,302Net result 2025: €5,566€5,566Operating result 2026: €8,091€8,091Net result 2026: €5,356€5,35620222023202420252026€0€2,500€5,000€7,500Operating result 2024: €7,542€7,540Net result 2024: €5,885€5,890Operating result 2025: €7,302€7,300Net result 2025: €5,566€5,570Operating result 2026: €8,091€8,090Net result 2026: €5,356€5,360202420252026
The operating result recovers in 2026; 2026 is 11% above 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €50,403
Fixed assets €15,208 ▼ 34.0%
Current assets €35,195 ▲ 25.8%
Equity and liabilities €50,403
Equity €29,079 ▲ 22.6%
Debt €21,324 ▼ 21.9%
Debt's share of the balance-sheet total falls from 53.5% to 42.3%. Equity is higher and debt is lower.
Key figures and ratios
2026 value · change against 2025
EBITDA
€15,921
Cash flow
€13,186
Debt to equity
0.73▼
2025 · 1.15
ROE
18.4%▼
2025 · 23.5%
Interest coverage
76.24
Debt ≤ 1 year
€12,157▼
2025 · €13,341
Debt > 1 year
€9,168▼
2025 · €13,950
Income taxes
€2,527▲
2025 · €1,694
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
3.4% stopped otherwise
95% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 38 lines
Balance sheet Code20252026
Assets
Total assets20/58€51,014€50,403▼
Fixed assets21/28€23,038€15,208▼
Tangible fixed assets22/27€23,038€15,208▼
Furniture and vehicles24€23,038€15,208▼
Current assets29/58€27,976€35,195▲
Amounts receivable within one year40/41€23,302€20,325▼
Trade receivables40€22,604€20,325▼
Other amounts receivable41€698-
Cash at bank and in hand54/58€4,210€14,307▲
Deferred charges and accrued income490/1€463€563▲
Equity and liabilities
Total equity and liabilities10/49€51,014€50,403▼
Equity10/15€23,723€29,079▲
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14€18,723€24,079▲
Amounts payable17/49€27,291€21,324▼
Amounts payable after more than one year17€13,950€9,168▼
Financial debts170/4€13,950€9,168▼
Amounts payable within one year42/48€13,341€12,157▼
Current portion of amounts payable after more than one year42€3,843€4,782▲
Trade debts44€3,308€382▼
Suppliers440/4€3,308€382▼
Taxes, remuneration and social security45€3,459€6,993▲
Taxes450/3€3,459€6,993▲
Other amounts payable47/48€2,731-
Income statement Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€7,830
Other operating charges640/8€147€156▲
Gross operating margin9900€7,449€16,077▲
Operating profit (loss)9901€7,302€8,091▲
Financial income75/76B€78€1▼
Recurring financial income75€78€1▼
Financial charges65/66B€121€209▲
Recurring financial charges65€121€209▲
Profit (loss) for the period before taxes9903€7,260€7,883▲
Income taxes67/77€1,694€2,527▲
Profit (loss) for the period9904€5,566€5,356▼
Profit (loss) for the period to be appropriated9905€5,566€5,356▼
Appropriation of the result
Profit (loss) to be appropriated9906€18,723€24,079▲
Profit (loss) brought forward from the previous period14P€13,157€18,723▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20222023202420252026Change
Remuneration, social security and pensions62-€95----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€82€372-€7,830-
Other operating charges640/8€348-€1€147€156▲ 6.2%
Gross operating margin9900-€1,909€11,703€7,915€7,449€16,077▲ 116%
Operating profit (loss)9901-€2,256€11,525€7,542€7,302€8,091▲ 10.8%
Financial income75/76B--€8€78€1▼ 98.3%
Recurring financial income75--€8€78€1▼ 98.3%
Financial charges65/66B€26€153€153€121€209▲ 72.9%
Recurring financial charges65€26€153€153€121€209▲ 72.9%
Profit (loss) for the period before taxes9903-€2,282€11,372€7,397€7,260€7,883▲ 8.6%
Income taxes67/77-€1,818€1,512€1,694€2,527▲ 49.2%
Profit (loss) for the period9904-€2,282€9,554€5,885€5,566€5,356▼ 3.8%
Profit (loss) for the period to be appropriated9905-€2,282€9,554€5,885€5,566€5,356▼ 3.8%
Line20222023202420252026Change
Assets
Total assets20/58€3,865€23,059€21,281€51,014€50,403▼ 1.2%
Fixed assets21/28-€291€876€23,038€15,208▼ 34.0%
Tangible fixed assets22/27-€291€876€23,038€15,208▼ 34.0%
Furniture and vehicles24-€291€876€23,038€15,208▼ 34.0%
Current assets29/58€3,865€22,768€20,405€27,976€35,195▲ 25.8%
Amounts receivable within one year40/41€1,233€21,901€18,247€23,302€20,325▼ 12.8%
Trade receivables40€1,210€21,901€16,739€22,604€20,325▼ 10.1%
Other amounts receivable41€23-€1,508€698--
Cash at bank and in hand54/58€2,633€866€2,158€4,210€14,307▲ 240%
Deferred charges and accrued income490/1---€463€563▲ 21.6%
Equity and liabilities
Total equity and liabilities10/49€3,865€23,059€21,281€51,014€50,403▼ 1.2%
Equity10/15€2,718€12,272€18,157€23,723€29,079▲ 22.6%
Contributions10/11€5,000€5,000€5,000€5,000€5,000=
Outside capital11€5,000-----
Other1109/19€5,000-----
Profit (loss) carried forward14-€2,282€7,272€13,157€18,723€24,079▲ 28.6%
Amounts payable17/49€1,147€10,787€3,124€27,291€21,324▼ 21.9%
Amounts payable after more than one year17---€13,950€9,168▼ 34.3%
Financial debts170/4---€13,950€9,168▼ 34.3%
Amounts payable within one year42/48€1,147€10,787€3,124€13,341€12,157▼ 8.9%
Current portion of amounts payable after more than one year42---€3,843€4,782▲ 24.4%
Trade debts44€1,096€2,190€1,607€3,308€382▼ 88.5%
Suppliers440/4€1,096€2,190€1,607€3,308€382▼ 88.5%
Taxes, remuneration and social security45€51€4,463€1,517€3,459€6,993▲ 102%
Taxes450/3€51€4,463€1,517€3,459€6,993▲ 102%
Other amounts payable47/48-€4,133-€2,731--
Line20222023202420252026Change
Profit (loss) for the period9904-€2,282€9,554€5,885€5,566€5,356▼ 3.8%
+ Depreciation and write-downs630-€82€372-€7,830-
Operating cash flow (approximation)-€2,282€9,636€6,257€5,566€13,186▲ 137%
Investment in fixed assets (approximation)---€957-€22,162€0▲ 100%
Change in cash--€1,766€1,292€2,052€10,096▲ 392%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2027, expected by 31-10-2027
2026
10-09
NBB filing Annual accounts filed
fiscal year 2026 · micro schema
2025
04-10
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
21-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial Liquidity triplescurrent ratio 6.53
Current ratio from 2.11 to 6.53; short-term debt falls from €10,787 to €3,124.
2023
14-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial Back to profitnet €9,554
Net result €9,554 after one loss-making year.
2022
12-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
81 m²
Building footprint
80 m²
Volume, LiDAR
700 m³
Parcel 21001A0566/00K013, Brussels · tallest building 13.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ELLA HAIR
Wayezstraat 9, 1070 AnderlechtRetail sale of cosmetics and toilet articles
since 20202.307.363.447
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21001A0566/00K013 Brussels 81 m² 1 · 80 m² 13.2 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 21,722 companies in sector 96210 we hold annual accounts for 2,835. 2,303 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded15-07-2020
Fiscal year end31-03
Activities, NACEBEL 2025
96210Hairdressing and barber services
96220Beauty care and other beauty treatments
96230Day spas, saunas and steam baths
E-invoicing
Reachable via Peppol
Peppol ID 0208:0750719919
Also 9925:BE0750719919
Registered 31-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.