ELLA Consult
ActiveELLA Consult has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €468k and a net result of €19k. Equity is growing by ~13% per year across the filed fiscal years. Its solvency ranks better than 22% of 8592 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability20▲+15
Solvency14▲+2
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days only on tighter terms
Liquidity short (current ratio 0.07 against 0.22 in 2024), and 79.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.1%
Return on assets
0.8%
Age of the figures
8 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 8592 sector peers (2025).
NBB · sector comparisonPosition among 8592 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
29 d early
2024
21 d early
2023
16 d early
2022
18 d early
2021
24 d early
2020
19 d early
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€468k▲ 4.1%
2024 · €450k
2018: €79k
2019: €146k
2020: €313k
2021: €411k
2022: €431k
2023: €445k
2024: €450k
2018 → 2025
Total assets
€2.33M▼ 3.6%
2024 · €2.42M
2018: €115k
2019: €172k
2020: €356k
2021: €585k
2022: €487k
2023: €2.31M
2024: €2.42M
2018 → 2025
Net result
€19k▲ 307%
2024 · €5k
2018: €73k
2019: €67k
2020: €168k
2021: €169k
2022: €20k
2023: €14k
2024: €5k
2018 → 2025
Working capital
€-206k▼ 42.9%
2024 · €-144k
2018: €79k
2019: €146k
2020: €313k
2021: €411k
2022: €431k
2023: €-10k
2024: €-144k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€411k-€431k▲ 4.9%€445k▲ 3.3%€450k▲ 1.0%€468k▲ 4.1%
Operating result€218k-€49k▼ 77.6%€56k▲ 14.4%€78k▲ 40.1%€101k▲ 28.8%
Net result€169k-€20k▼ 88.1%€14k▼ 29.0%€5k▼ 68.0%€19k▲ 307%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 29% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.33M
Fixed assets
€2.32M▼ 2.6%
Current assets
€15k▼ 64.0%
Equity and liabilities €2.33M
Equity
€468k▲ 4.1%
Debt
€1.86M▼ 5.4%
The debt ratio falls from 81.4% to 79.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€162k▲
2024 · €131k
Cash flow
€80k▲
2024 · €58k
Solvency
20.1%▲
2024 · 18.6%
Current ratio
0.07▼
2024 · 0.22
Quick ratio
0.07▼
2024 · 0.22
Debt / equity
3.98▼
2024 · 4.38
ROE
4.0%▲
2024 · 1.0%
ROA
0.8%▲
2024 · 0.2%
Interest coverage
2.13▲
2024 · 1.70
Debt
€1.86M▼
2024 · €1.97M
Debt ≤ 1 year
€221k▲
2024 · €185k
Debt > 1 year
€1.64M▼
2024 · €1.78M
Income taxes
€6k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.42M€2.33M▼
Fixed assets21/28€2.38M€2.32M▼
Tangible fixed assets22/27€2.38M€2.32M▼
Land and buildings22€2.28M€2.22M▼
Plant, machinery and equipment23€100k€94k▼
Current assets29/58€40k€15k▼
Amounts receivable within one year40/41€16k€14▼
Trade receivables40€16k€0▼
Other amounts receivable41-€14
Cash at bank and in hand54/58€24k€15k▼
Deferred charges and accrued income490/1€1k€0▼
Equity and liabilities
Total equity and liabilities10/49€2.42M€2.33M▼
Equity10/15€450k€468k▲
Contributions10/11€6k€6k=
Reserves13€444k€462k▲
Distributable reserves133€444k€462k▲
Amounts payable17/49€1.97M€1.86M▼
Amounts payable after more than one year17€1.78M€1.64M▼
Financial debts170/4€1.78M€1.64M▼
Amounts payable within one year42/48€185k€221k▲
Current portion of amounts payable after more than one year42€140k€141k▲
Financial debts43-€6k
Other loans439-€6k
Trade debts44€4k€4k▲
Suppliers440/4€4k€4k▲
Taxes, remuneration and social security45€16k€11k▼
Taxes450/3€16k€11k▼
Other amounts payable47/48€25k€58k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€61k▲
Other operating charges640/8€4k€7k▲
Gross operating margin9900€136k€169k▲
Operating profit (loss)9901€78k€101k▲
Financial income75/76B€5k€0▼
Recurring financial income75€5k€0▼
Financial charges65/66B€77k€76k▼
Recurring financial charges65€77k€76k▼
Profit (loss) for the period before taxes9903€6k€25k▲
Income taxes67/77€2k€6k▲
Profit (loss) for the period9904€5k€19k▲
Profit (loss) for the period to be appropriated9905€5k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€19k▲
Transfer to equity691/2€5k€19k▲
To other reserves6921€5k€19k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €5k ▼68%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity triplescurrent ratio 8.75
Current ratio from 3.35 to 8.75; short-term debt falls from €175k to €56k.
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €169k ▲0.5%
Operating result €218k, net result €169k, both a record.
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €313k ▲115%
3 profitable years in a row build equity to €313k.
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity doublescurrent ratio 6.55
Current ratio from 3.21 to 6.55; short-term debt falls from €36k to €26k.
31-12
Financial
Equity above €100kEq €146k ▲84%
2 profitable years in a row build equity to €146k.
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Holleweg 53294 DiestGround area
1,954 m²
Building footprint
261 m²
Volume, LiDAR
1,297 m³
Parcel 24073H0080/00X000, Flanders · tallest building 15.4 m. Linked by address, not a title deed.
1 establishment unit
ELLA Consult
since 20182.277.427.168
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24073H0080/00X000 | Flanders | 1,954 m² | 1 · 261 m² | 15.4 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,386. 35,063 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-06-2018
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
70100Activities of head offices
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.