ELLA ARCHITECTURE
ActiveELLA ARCHITECTURE has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €-483. Equity is shrinking by ~14.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 13% of 1994 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability34▲+32
Solvency31▼-1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6%
Return on assets
-1.4%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-483
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 1994 sector peers (2025).
NBB · sector comparisonPosition among 1994 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
61 d late
2023
142 d late
2022
331 d late
2021
362 d late
2020
61 d late
2019
83 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-483▲ 93.6%
2024 · €-8k
2018: €7k
2019: €474
2020: €17k
2021: €9k
2022: €4k
2023: €-24k
2024: €-8k
2018 → 2025
Working capital
€2k▼ 18.8%
2024 · €3k
2018: €18k
2019: €9k
2020: €29k
2021: €51k
2022: €49k
2023: €27k
2024: €3k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€42k-€35k▼ 17.3%€10k▼ 70.7%€3k▼ 74.7%€2k▼ 18.8%
Operating result€16k-€5k▼ 67.0%€-27k€1k€-366
Net result€9k-€4k▼ 57.1%€-24k€-8k▲ 69.0%€-483▲ 93.6%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €366 after €1k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €35k
Equity
€2k▼ 18.8%
Debt
€33k=
The debt ratio rises from 92.8% to 94.0%. Equity is lower.
Key figures and ratios
Solvency
6.0%▼
2024 · 7.2%
Current ratio
1.06▼
2024 · 1.08
Quick ratio
1.06▼
2024 · 1.08
Debt / equity
15.77▲
2024 · 12.80
ROE
-23.2%▲
2024 · -295.2%
ROA
-1.4%▲
2024 · -21.4%
Debt
€33k=
2024 · €33k
Debt ≤ 1 year
€33k=
2024 · €33k
Income taxes
€1▼
2024 · €210
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€35k€35k▼
Current assets29/58€35k€35k▼
Amounts receivable within one year40/41€33k€33k▲
Trade receivables40€10k€10k=
Other amounts receivable41€22k€22k▲
Current investments50/53€303€305▲
Cash at bank and in hand54/58€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€35k€35k▼
Equity10/15€3k€2k▼
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€-5k€-6k▼
Amounts payable17/49€33k€33k=
Amounts payable within one year42/48€33k€33k=
Trade debts44€4k€4k▼
Suppliers440/4€4k€4k▼
Taxes, remuneration and social security45€27k€27k▲
Taxes450/3€27k€27k▲
Other amounts payable47/48€2k€2k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€857-
Other operating charges640/8€782-
Gross operating margin9900€3k€-366▼
Operating profit (loss)9901€1k€-366▼
Financial income75/76B€5€2▼
Recurring financial income75€5€2▼
Financial charges65/66B€9k€119▼
Recurring financial charges65€8k€119▼
Non-recurring financial charges66B€828-
Profit (loss) for the period before taxes9903€-7k€-482▲
Income taxes67/77€210€1▼
Profit (loss) for the period9904€-8k€-483▲
Profit (loss) for the period to be appropriated9905€-8k€-483▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-6k▼
Profit (loss) brought forward from the previous period14P€2k€-5k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 142 days late
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 331 days late
2023
31-12
Financial
Weakest financial yearnet €-24k ▼754%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 362 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 3.89
Current ratio from 1.73 to 3.89; short-term debt falls from €70k to €17k.
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Highest result since 2018net €17k ▲3568%
Operating result €26k, net result €17k, both a record.
22-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 83 days late
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 331 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Maarschalklaan 191180 UkkelGround area
1,006 m²
Building footprint
206 m²
Volume, LiDAR
1,525 m³
Parcel 21614H0013/00F006, Brussels · tallest building 13.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Ella Architecture
since 20162.262.367.622
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614H0013/00F006 | Brussels | 1,006 m² | 1 · 205 m² | 13.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SUMRESEARCH
BE 0454.010.181
Brussel · Eq €2k
BLOW ARCHITECTES
BE 0534.470.889
Charleroi · Eq €2k
ENTER BXL ATELIER D'ARCHITECTURE
BE 0895.926.345
Elsene · Eq €2k
A.G.S. Concept
BE 0670.665.918
Doische · Eq €2k
Daphné Dulait Architecture & Design
BE 0502.764.163
Waterloo · Eq €2k
Of 18,254 companies in sector 71111 we hold annual accounts for 6,321. 1,139 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded03-03-2016
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.