ELKO DEBILDE
ActiveELKO DEBILDE has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €906k and a net result of €141k. Equity is growing by ~14.2% per year across the filed fiscal years. Its solvency ranks better than 86% of 1036 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 6.17 against 6.39 in 2024; short-term debt: 12.9% and cash: 25.1% of total assets), and 19.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.8%
Return on assets
12.6%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
13 d early
2023
7 d early
2022
4 d early
2021
6 d early
2020
12 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€906k▲ 8.4%
2024 · €836k
2018: €276k
2019: €347k
2020: €476k
2021: €606k
2022: €694k
2023: €785k
2024: €836k
2018 → 2025
Total assets
€1.12M▲ 10.6%
2024 · €1.01M
2018: €637k
2019: €822k
2020: €889k
2021: €924k
2022: €906k
2023: €991k
2024: €1.01M
2018 → 2025
Net result
€141k▲ 35.7%
2024 · €104k
2018: €53k
2019: €71k
2020: €129k
2021: €156k
2022: €115k
2023: €110k
2024: €104k
2018 → 2025
Working capital
€749k▲ 15.9%
2024 · €646k
2018: €316k
2019: €388k
2020: €463k
2021: €580k
2022: €537k
2023: €634k
2024: €646k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€606k-€694k▲ 14.5%€785k▲ 13.1%€836k▲ 6.5%€906k▲ 8.4%
Operating result€224k-€147k▼ 34.3%€149k▲ 1.2%€134k▼ 10.3%€186k▲ 39.2%
Net result€156k-€115k▼ 26.5%€110k▼ 4.2%€104k▼ 5.5%€141k▲ 35.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 39% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.12M
Fixed assets
€228k▼ 8.1%
Current assets
€894k▲ 16.6%
Equity and liabilities €1.12M
Equity
€906k▲ 8.4%
Debt
€216k▲ 20.7%
The debt ratio rises from 17.6% to 19.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€257k▲
2024 · €194k
Cash flow
€212k▲
2024 · €164k
Solvency
80.8%▼
2024 · 82.4%
Current ratio
6.17▼
2024 · 6.39
Quick ratio
5.64▼
2024 · 6.01
Debt / equity
0.24▲
2024 · 0.21
ROE
15.6%▲
2024 · 12.5%
ROA
12.6%▲
2024 · 10.3%
Interest coverage
83.41▲
2024 · 70.14
Debt
€216k▲
2024 · €179k
Debt ≤ 1 year
€145k▲
2024 · €120k
Debt > 1 year
€63k▲
2024 · €59k
Income taxes
€58k▲
2024 · €44k
Staff costs
€217k▼
2024 · €225k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.01M€1.12M▲
Fixed assets21/28€248k€228k▼
Tangible fixed assets22/27€248k€228k▼
Land and buildings22€67k€53k▼
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€117k€121k▲
Other tangible fixed assets26€59k€51k▼
Current assets29/58€766k€894k▲
Stocks and contracts in progress3€45k€76k▲
Stocks30/36€45k€46k▲
Contracts in progress37-€30k
Amounts receivable within one year40/41€289k€208k▼
Trade receivables40€262k€130k▼
Other amounts receivable41€28k€78k▲
Current investments50/53-€300k
Cash at bank and in hand54/58€406k€282k▼
Deferred charges and accrued income490/1€26k€27k▲
Equity and liabilities
Total equity and liabilities10/49€1.01M€1.12M▲
Equity10/15€836k€906k▲
Contributions10/11€19k€19k=
Reserves13€817k€887k▲
Distributable reserves133€817k€887k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€179k€216k▲
Amounts payable after more than one year17€59k€63k▲
Financial debts170/4€59k€63k▲
Amounts payable within one year42/48€120k€145k▲
Current portion of amounts payable after more than one year42€28k€33k▲
Trade debts44€38k€56k▲
Suppliers440/4€38k€56k▲
Taxes, remuneration and social security45€43k€45k▲
Taxes450/3€14k€27k▲
Remuneration and social security454/9€29k€18k▼
Other amounts payable47/48€11k€11k▼
Accrued charges and deferred income492/3-€8k
Income statement
Code20242025
Non-recurring operating income76A€10k€0▼
Remuneration, social security and pensions62€225k€217k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€60k€71k▲
Other operating charges640/8€4k€4k▼
Non-recurring operating charges66A€682€0▼
Gross operating margin9900€424k€478k▲
Operating profit (loss)9901€134k€186k▲
Financial income75/76B€18k€16k▼
Recurring financial income75€18k€16k▼
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€148k€199k▲
Income taxes67/77€44k€58k▲
Profit (loss) for the period9904€104k€141k▲
Profit (loss) for the period to be appropriated9905€104k€141k▲
Appropriation of the result
Profit (loss) to be appropriated9906€104k€141k▲
Transfer from equity791/2€53k€71k▲
Transfer to equity691/2€104k€141k▲
To other reserves6921€104k€141k▲
Profit to be distributed694/7€53k€71k▲
Return on contributions (dividend)694€53k€71k▲
Social balance
Average headcount (FTE)90874.34.3=
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €156k ▲21.3%
Operating result €224k, net result €156k, both a record.
31-12
Financial
Equity above €500kEq €606k ▲27.3%
4 profitable years in a row build equity to €606k.
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Demesmaekerstraat (Victor) 861500 Halle1 establishment unit
ELKO DEBILDE BVBA
since 19922.056.308.344
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Of 407 companies in sector 95210 we hold annual accounts for 116. 55 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-11-1991
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
52720
95210Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filings
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.