ELK Consulting
ActiveThe computed 12-month bankruptcy probability of ELK Consulting is 6.0% (elevated). The 2025 annual accounts show equity of €22k and a net result of €10k. Equity is growing by ~45.5% per year across the filed fiscal years. Its solvency ranks better than 62% of 4472 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
100
/ 100
Excellent▲ +29 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+80
Solvency90▲+38
Growth78▲+26
Stability94
Bankruptcy probability, 12 months
6.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.76 against 1.33 in 2024), and 48.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
on the day
2024
10 d late
2023
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€22k▲ 87.0%
2024 · €12k
2023: €11k
2024: €12k
2023 → 2025
Total assets
€42k▲ 5.5%
2024 · €40k
2023: €27k
2024: €40k
2023 → 2025
Net result
€10k▲ 2,127%
2024 · €454
2023: €7k
2024: €454
2023 → 2025
Working capital
€16k▲ 66.8%
2024 · €9k
2023: €10k
2024: €9k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€11k-€12k▲ 4.1%€22k▲ 87.0%
Operating result€9k-€2k▼ 83.2%€13k▲ 773%
Net result€7k-€454▼ 93.7%€10k▲ 2,127%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 773% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €42k
Fixed assets
€6k▲ 171%
Current assets
€36k▼ 4.3%
Equity and liabilities €42k
Equity
€22k▲ 87.0%
Debt
€21k▼ 27.7%
The debt ratio falls from 71.0% to 48.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€15k▲
2024 · €4k
Cash flow
€11k▲
2024 · €2k
Solvency
51.3%▲
2024 · 29.0%
Current ratio
1.76▲
2024 · 1.33
Quick ratio
1.76▲
2024 · 1.33
Debt / equity
0.95▼
2024 · 2.45
ROE
46.5%▲
2024 · 3.9%
ROA
23.9%▲
2024 · 1.1%
Interest coverage
141.38▼
2024 · 141.73
Debt
€21k▼
2024 · €29k
Debt ≤ 1 year
€21k▼
2024 · €29k
Income taxes
€3k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€40k€42k▲
Fixed assets21/28€2k€6k▲
Tangible fixed assets22/27€2k€6k▲
Furniture and vehicles24€2k€6k▲
Current assets29/58€38k€36k▼
Amounts receivable within one year40/41€24k€35k▲
Trade receivables40€20k€28k▲
Other amounts receivable41€4k€8k▲
Cash at bank and in hand54/58€14k€871▼
Deferred charges and accrued income490/1€88€88=
Equity and liabilities
Total equity and liabilities10/49€40k€42k▲
Equity10/15€12k€22k▲
Contributions10/11€4k€4k=
Profit (loss) carried forward14€8k€18k▲
Amounts payable17/49€29k€21k▼
Amounts payable within one year42/48€29k€21k▼
Trade debts44€20k€1k▼
Suppliers440/4€20k€1k▼
Taxes, remuneration and social security45€7k€20k▲
Taxes450/3€4k€12k▲
Remuneration and social security454/9€2k€8k▲
Other amounts payable47/48€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€2k-
Gross operating margin9900€5k€15k▲
Operating profit (loss)9901€2k€13k▲
Financial income75/76B€0€205▲
Recurring financial income75€0€205▲
Financial charges65/66B€25€104▲
Recurring financial charges65€25€104▲
Profit (loss) for the period before taxes9903€2k€13k▲
Income taxes67/77€1k€3k▲
Profit (loss) for the period9904€454€10k▲
Profit (loss) for the period to be appropriated9905€454€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€18k▲
Profit (loss) brought forward from the previous period14P€7k€8k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2023net €10k ▲2127%
Operating result €13k, net result €10k, both a record.
10-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 10 days late
2024
30-06
Financial
Weakest financial yearnet €454 ▼93.7%
Net result drops to €454, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
d'Aumalestraat 721070 AnderlechtGround area
109 m²
Building footprint
103 m²
Volume, LiDAR
1,091 m³
Parcel 21001A0850/00T003, Brussels · tallest building 16.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ELK Consulting
since 20232.347.039.417
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21001A0850/00T003 | Brussels | 109 m² | 1 · 103 m² | 16.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ABS TRADING
BE 1006.026.491
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LAABOUD
BE 0777.492.513
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JACORE
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Of 6,627 companies in sector 49330 we hold annual accounts for 2,256. 1,962 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-06-2023
Fiscal year end30-06
Activities, NACEBEL
49330On-demand passenger transport by chauffeured vehicle
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.