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ELITE TOLGA

Active
Chaussée de Fleurus 147 ·6060 Charleroi, Belgium
KBO/BCE: BE 0760.662.023
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age5 yrs
Staff (FTE)0.3

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of ELITE TOLGA is 2.0% (moderate). The 2024 annual accounts show equity of €86k and a net result of €33k. Equity is growing by ~20.9% per year across the filed fiscal years. Its solvency ranks better than 76% of 6697 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Signals

3 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 76% of 6697 peers (2024). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend
Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 11 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-07-2025, 7 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 24-07-2025 7 d early 2025-00304077
31-12-2023 31-07-2024 27-08-2024 27 d late 2024-00385003
31-12-2022 31-07-2023 20-07-2023 11 d early 2023-00255624
31-12-2021 31-07-2022 29-08-2022 29 d late 2022-20379664

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.0% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€33k+452.4%
Working capital€80k+99.2%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 24-07-2025 with the NBB · fiscal year 2024 · micro
€0€20k€40kOperating result 2021: €35k€35kNet result 2021: €32k€32kOperating result 2022: €10k€10kNet result 2022: €6k€6kOperating result 2023: €9k€9kNet result 2023: €6k€6kOperating result 2024: €46k€46kNet result 2024: €33k€33k2021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~20.9%/year over 4 fiscal years, indicative, assuming unchanged policy.
€25k€50k€75k€100k€125k€150k2025: €87k (€80k - €94k)2026: €105k (€95k - €115k)2027: €127k (€114k - €141k)2021: €42k2022: €48k2023: €54k2024: €86k2021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 50.2% 20.4%
better than 76% of 6697 sector peers
Net result €33k €4k
better than 83% of 6677 sector peers
Equity €86k €16k
better than 83% of 6711 sector peers
Gross operating margin €60k €24k
better than 70% of 6656 sector peers
Staff costs €4k €33k
higher than 17% of 3034 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P76
2021: P59 · n=25422022: P66 · n=42902023: P69 · n=57142024: P76 · n=66972021 2024
Improving position over 2021-2024 · n=2542-6697
Net result P83
2021: P85 · n=25352022: P59 · n=42772023: P56 · n=56942024: P83 · n=66772021 2024
Stable position over 2021-2024 · n=2535-6677
Equity P83
2021: P69 · n=25452022: P75 · n=42982023: P76 · n=57212024: P83 · n=67112021 2024
Improving position over 2021-2024 · n=2545-6711
Gross operating margin P70
2021: P74 · n=25222022: P72 · n=42672023: P60 · n=56682024: P70 · n=66562021 2024
Stable position over 2021-2024 · n=2522-6656
Describes the position versus peers, not a forecast.
EBITDA
€53k
+181.6% 21-24
Net profit
€33k
+452.4% 21-24
Cash flow
€40k
+151.8% 21-24
Total assets
€172k
+30.4% 21-24
Equity
€86k
+60.4% 21-24
Working capital
€80k
+99.2% 21-24
Employees (FTE)
0
-25.0% 21-24
Staff costs
€4k
-55.9% 21-24
Income taxes
€13k
+666.4% 21-24
Debt
€86k
+9.7% 21-24
Debt ≤ 1y
€86k
+9.7% 21-24
Current ratio
1.93
+27.6% 21-24
Quick ratio
0.92
+37.8% 21-24
Solvency
50.2%
+23.0% 21-24
Debt / equity
0.99
-31.6% 21-24
ROE
37.7%
+244.4% 21-24
ROA
18.9%
+323.7% 21-24
Interest coverage
13.38
+142.0% 21-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€53k
Net profit€33k
Cash flow€40k
Staff costs€4k
Income taxes€13k
Dividends-
Total assets€172k
Equity€86k
Debt€86k
of which ≤ 1y€86k
of which > 1y-
Working capital€80k
Employees (FTE)0.3
Ratios (computed)
2024
Current ratio1.93
Quick ratio0.92
Working capital ratio46.3%
Solvency50.2%
Debt / equity0.99
Long-term debt ratio-
Interest coverage13.38
Gross margin-
Net margin-
ROA18.9%
ROE37.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€172k
Fixed assets 21/28€7k
Intangible fixed assets 21€6k
Tangible fixed assets 22/27€278
Financial fixed assets 28€363
Current assets 29/58€166k
Stocks & contracts in progress 3€86k
Amounts receivable within one year 40/41€47k
Cash & bank 54/58€25k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€172k
Equity 10/15€86k
Contributions / capital 10/11€10k
Accumulated profits (losses) 14€76k
Amounts payable 17/49€86k
Amounts payable within one year 42/48€86k
Trade debts payable within one year 44€60k
Income statement
Gross operating margin 9900€60k
Operating result 9901€46k
Financial income 75€4k
Financial charges 65€4k
Result before taxes 9903€46k
Income taxes 67/77€13k
Net result for the period 9904€33k
Result to be appropriated 9905€33k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
96 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

1 director
Former directors (1)
  • Cakar Fatih
    Director
    State Gazette act 24093039 (20-06-2024)
    Former
    - → 31-05-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)(47521)
Legal form Private limited company(610)
Incorporation29-12-2020
StatusActive
Postal code6060

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
ELITE TOLGA
Chaussée de Fleurus 147, 6060 CharleroiVerhuur van machines voor de bouwnijverheid met bedieningspersoneel
since 20202.312.345.386
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area496 m²
Buildings1
Building footprint136 m²
Volume (LiDAR)2,270 m³
Tallest building19.6 m · ±6 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52026C0198/00H000 Wallonia 496 m² 1 · 136 m² 19.6 m · 6 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 2 years ago
2024
20-06-2024 Cakar Fatih resigns as director Director changes
  • Cakar Fatih, Bestuurder

Analysis

Snowflake analysis

financial profile on 5 axes
Health96Profitability100Solvency94Growth78Stability94
92 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 96
Profitability 100
Solvency 94
Growth 78
Stability 94

Ask AI about this company

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Bouwmarkten en andere doe-het-zelfzaken in bouwmaterialen, algemeen assortiment47521Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)47521
Primary activity highlighted.
Names & trade names
Legal nameFR ELITE TOLGA
Registered office
Chaussée de Fleurus 147
6060 Charleroi, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.