Elite Tiles
ActiveSummary
The computed 12-month bankruptcy probability of Elite Tiles is 2.2% (moderate). The 2025 annual accounts show equity of €17k and a net result of €7k. Equity is growing by ~59.6% per year across the filed fiscal years. Its solvency ranks better than 85% of 27965 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100▲+4
Growth78=
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 4.95 against 3.47 in 2024; short-term debt: 20.2% and cash: 84.5% of total assets), and 20.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.8%
Return on assets
30.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
22 d early
2024
5 d early
2023
1 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€17k▲ 61.8%
2024 · €11k
2023: €5klowest in 3 years
2024: €11k▲ +134% vs 2023
2025: €17k▲ +61.8% vs 2024highest in 3 years
2023 → 2025
Total assets
€22k▲ 44.4%
2024 · €15k
2023: €8klowest in 3 years
2024: €15k▲ +94.0% vs 2023
2025: €22k▲ +44.4% vs 2024highest in 3 years
2023 → 2025
Net result
€7k▲ 7.8%
2024 · €6k
2023: €2klowest in 3 years
2024: €6k▲ +196% vs 2023
2025: €7k▲ +7.8% vs 2024highest in 3 years
2023 → 2025
Working capital
€17k▲ 61.8%
2024 · €11k
2023: €5klowest in 3 years
2024: €11k▲ +105% vs 2023
2025: €17k▲ +61.8% vs 2024highest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€5k-€11k▲ 134%€17k▲ 61.8%
2023: €5klowest in 3 years
2024: €11k▲ +134% vs 2023
2025: €17k▲ +61.8% vs 2024highest in 3 years
Operating result€6k-€9k▲ 62.7%€11k▲ 17.4%
2023: €6klowest in 3 years
2024: €9k▲ +62.7% vs 2023
2025: €11k▲ +17.4% vs 2024highest in 3 years
Net result€2k-€6k▲ 196%€7k▲ 7.8%
2023: €2klowest in 3 years
2024: €6k▲ +196% vs 2023
2025: €7k▲ +7.8% vs 2024highest in 3 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 17% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €22k
Equity
€17k ▲ 61.8%
Debt
€4k ▲ 1.3%
Debt's share of the balance-sheet total falls from 28.8% to 20.2%. Equity and debt are higher.
Key figures and ratios
Current ratio
4.95▲
2024 · 3.47
Debt to equity
0.25▼
2024 · 0.41
ROE
38.2%▼
2024 · 57.3%
ROA
30.5%▼
2024 · 40.8%
Debt ≤ 1 year
€4k▲
2024 · €4k
Income taxes
€2k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet
Code20242025
Assets
Total assets20/58€15k€22k▲
Current assets29/58€15k€22k▲
Amounts receivable within one year40/41€2k€3k▲
Trade receivables40€764€1k▲
Other amounts receivable41€2k€1k▼
Cash at bank and in hand54/58€12k€18k▲
Deferred charges and accrued income490/1€787€751▼
Equity and liabilities
Total equity and liabilities10/49€15k€22k▲
Equity10/15€11k€17k▲
Contributions10/11€3k€3k=
Reserves13€8k€15k▲
Distributable reserves133€8k€15k▲
Amounts payable17/49€4k€4k▲
Amounts payable within one year42/48€4k€4k▲
Trade debts44€441€175▼
Suppliers440/4€441€175▼
Taxes, remuneration and social security45€4k€4k▼
Taxes450/3€4k€4k▲
Remuneration and social security454/9€344-
Other amounts payable47/48-€328
Income statement
Code20242025
Other operating charges640/8€841€1k▲
Gross operating margin9900€10k€12k▲
Operating profit (loss)9901€9k€11k▲
Financial income75/76B€0€18▲
Recurring financial income75€0€18▲
Financial charges65/66B€796€2k▲
Recurring financial charges65€796€2k▲
Profit (loss) for the period before taxes9903€8k€9k▲
Income taxes67/77€2k€2k▲
Profit (loss) for the period9904€6k€7k▲
Profit (loss) for the period to be appropriated9905€6k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€7k▲
Transfer to equity691/2€6k€7k▲
To other reserves6921€6k€7k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €4k | - | - | - |
| Other operating charges640/8 | €1k | €841 | €1k | ▲ 38.7% |
| Gross operating margin9900 | €11k | €10k | €12k | ▲ 19.2% |
| Operating profit (loss)9901 | €6k | €9k | €11k | ▲ 17.4% |
| Financial income75/76B | - | €0 | €18 | ▲ 44,525% |
| Recurring financial income75 | - | €0 | €18 | ▲ 44,525% |
| Financial charges65/66B | €2k | €796 | €2k | ▲ 126% |
| Recurring financial charges65 | €2k | €796 | €2k | ▲ 126% |
| Profit (loss) for the period before taxes9903 | €4k | €8k | €9k | ▲ 7.3% |
| Income taxes67/77 | €2k | €2k | €2k | ▲ 5.6% |
| Profit (loss) for the period9904 | €2k | €6k | €7k | ▲ 7.8% |
| Profit (loss) for the period to be appropriated9905 | €2k | €6k | €7k | ▲ 7.8% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €8k | €15k | €22k | ▲ 44.4% |
| Current assets29/58 | €8k | €15k | €22k | ▲ 44.4% |
| Amounts receivable within one year40/41 | €5k | €2k | €3k | ▲ 6.1% |
| Trade receivables40 | €5k | €764 | €1k | ▲ 64.1% |
| Other amounts receivable41 | €648 | €2k | €1k | ▼ 19.7% |
| Cash at bank and in hand54/58 | €2k | €12k | €18k | ▲ 55.6% |
| Deferred charges and accrued income490/1 | €762 | €787 | €751 | ▼ 4.6% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €8k | €15k | €22k | ▲ 44.4% |
| Equity10/15 | €5k | €11k | €17k | ▲ 61.8% |
| Contributions10/11 | €3k | €3k | €3k | = |
| Reserves13 | €2k | €8k | €15k | ▲ 80.6% |
| Distributable reserves133 | €2k | €8k | €15k | ▲ 80.6% |
| Amounts payable17/49 | €3k | €4k | €4k | ▲ 1.3% |
| Amounts payable after more than one year17 | €301 | - | - | - |
| Other amounts payable178/9 | €301 | - | - | - |
| Amounts payable within one year42/48 | €3k | €4k | €4k | ▲ 1.3% |
| Trade debts44 | - | €441 | €175 | ▼ 60.3% |
| Suppliers440/4 | - | €441 | €175 | ▼ 60.3% |
| Taxes, remuneration and social security45 | €3k | €4k | €4k | ▼ 0.2% |
| Taxes450/3 | €2k | €4k | €4k | ▲ 9.4% |
| Remuneration and social security454/9 | €844 | €344 | - | - |
| Other amounts payable47/48 | - | - | €328 | - |
| Accrued charges and deferred income492/3 | €343 | - | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €2k | €6k | €7k | ▲ 7.8% |
| Operating cash flow (approximation) | €2k | €6k | €7k | ▲ 7.8% |
| Change in cash | - | €10k | €7k | ▼ 35.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €7k ▲7.8%
Operating result €11k, net result €7k, both a record.
26-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2022
Ground area
176 m²
Building footprint
115 m²
Volume, LiDAR
612 m³
Parcel 71522C0003/00Y069, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Elite Tiles
since 20222.332.650.258
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71522C0003/00Y069 | Flanders | 176 m² | 1 · 115 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CARRELAGES MARCHAL J.
BE 0462.989.710
Ouffet · Eq €17,341
ISO PROCARRELAGES
BE 0728.564.228
Mettet · Eq €17,246
KAER
BE 1005.909.301
Leopoldsburg · Eq €17,244
VAN DE KERKHOF
BE 0461.199.564
Beerse · Eq €17,521
Vloerwerken Stef
BE 0783.561.248
Zwevegem · Eq €17,198
Of 3,961 companies in sector 43331 we hold annual accounts for 1,788. 1,302 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-06-2022
Fiscal year end31-12
Activities, NACEBEL 2025
43331Floor and wall tiling
47523Retail trade
Scores and ratios are computed by Checked and are not a credit decision.